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HEALTH

‘Tripledemic’ in Spain: Which regions have made masks mandatory in hospitals?

With Covid, flu and bronchitis cases overwhelming hospital staff, Spain's health ministry is considering bringing back compulsory mask usage in medical facilities. However, some regions have already decided to make them mandatory.

'Tripledemic' in Spain: Which regions have made masks mandatory in hospitals?
Where in Spain is it mandatory to wear a mask at hospitals and health-related centres again? (Photo by OSCAR DEL POZO / AFP)

It’s all felt a bit déjà vu in Spain in recent days. Respiratory infections on the up, worries about hospitals being overwhelmed, regional governments clashing with central government about the best way to approach things, and, of course, the return of face masks.

The Health Ministry, headed by Mónica García, called an extraordinary meeting of Spain’s Interterritorial Council of the National Health System (CISNS) in order to “unify the criteria” against the surge in respiratory illnesses over the winter, namely the ‘tripledemic’ threat of influenza, Covid-19 and bronchiolitis as it’s been dubbed in the Spanish and international press.

Although Spain’s Ministry of Health and regional governments failed to come to a nationwide agreement with regards to the mandatory use of masks in hospitals, health centres and pharmacies throughout the country, some regions have already made mascarillas mandatory.

Self-assessed health leave

The government is also considering the possibility of allowing three-day leave for people who have a mild illness that doesn’t require medical attention in order to ease pressure on the health system.

“We are studying self-justifying mild illnesses during the first three days,” García said in an interview with Onda Cero, indicating that this self-assessment process, referred to as ‘autobaja‘ in Spanish, would be for people that “do not need to go to the doctor.”

But what about masks? With no agreement between the government and regions yet, where do you need to wear one?

Mandatory masks

Valencia

The Valencian Ministry of Health has made masks mandatory in all health centres for symptomatic people when they are in shared spaces, including waiting rooms and consultations.

Catalonia

Masks are also mandatory in all health centres in Catalonia, though, as of Monday afternoon, it has not yet been confirmed if pharmacies are included.

Murcia

Murcia too has made face masks mandatory in hospitals and health centres and recommended their use in “in any space, when there are symptoms of respiratory disease.”

Health authorities in the southern region have been offering free masks since December 30th in hospitals.

Canary Islands

The mask mandate will enter into force tomorrow, Tuesday 9th, although like in Murcia their use has been recommended since December.

Aragón

In Aragón, masks are mandatory for all healthcare workers and personnel who work in health centres and hospitals, including social health centres. The mandate has also been extended to patients, but only those in waiting rooms.

Asturias

Face masks will be mandatory in Asturias from Tuesday 9th, in both hospitals and pharmacies.

Non-mandatory but recommended

The rest of the Spanish regions have yet to make masks mandatory in hospitals and health centres, but recommend their use, including:

Balearic Islands

The Balearic Government does however recommend using a mask if you have symptoms, as well as frequent hand washing and covering your mouth when sneezing.

Castilla and León

The Ministry of Health in Castilla y León has recommended masks for people who suspect that they may be ill or have a respiratory infection.

Basque Country

The Basque Department of Health also recommends masks for people with symptoms of respiratory illness, but has not made them obligatory.

Andalusia

The Andalusian Health Service (SAS) recommends masks for people with symptoms, previous health problems, when with vulnerable people or at hospitals or health centres, but has so far ruled out making them mandatory.

Madrid

The Madrid regional government has taken the most nakedly political approach and accused the Ministry of Health of a “lack of planning” and ruled out mask mandates.

Castilla-La Mancha

In Castilla La Mancha, mask use is recommended but not obligatory.

Cantabria

Similarly, in Cantabria masks are not mandatory but recommended.

Navarra

Navarra’s Ministry of Health claims that mask mandates in hospitals and health centres would require “a regulatory adjustment” that would have to be analysed “in depth.”

Masks are therefore recommended but not mandatory for now.

Galicia

In Galicia, masks are recommended in hospitals and other health centres but not mandatory.

La Rioja

Maks in hospitals are only recommended, not obligatory.

Extremadura 

Masks are recommended but not mandatory.

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BRITS IN SPAIN

Six factors British people need to consider before retiring to Spain

If you're a UK national and thinking of retiring to Spain, there are some important factors you need to think about before making the move, and before you make any decisions about your UK pension.

Six factors British people need to consider before retiring to Spain

Retiring to Spain is a dream for many, but in order to make that dream a reality, you need to know that you can financially support yourself.

For most retirees, their main or only income will be a UK pension, so it’s important to understand how your pension will work once you make the move to Spain. 

There are some specific rules and restrictions you should know when your pension is paid outside of the UK. You also need to understand how your pension will be taxed in Spain.

Financial adviser, Maeve Hoffman, from Spectrum IFA Group, emphasised that people should not take these decisions lightly, telling The Local: “Figuring out what to do with your pension should be part of your wider financial plans for your life”.

“This may be your most important asset, besides your home, and the best answer for what to do with your pension is highly individual. There are no sweeping generalisations when it comes to advice on private pensions. Everyone’s situation is different,” she said.

This article is intended as an overview of how the system works for UK pensioners and is not intended as a substitute for individual financial advice. It’s aimed at people who have worked most or all of their career in the UK and then plan on retiring to Spain – the situation is slightly different for people who have worked in Spain and then retire here.

READ ALSO: Which UK benefits can Brits keep if they move to Spain?

Long-term or short-term

The first thing you need to decide is if you’re moving Spain for the long-term or short-term. 

If you’re looking to stay here permanently, there are certain advantages you can benefit from, but they could make things extra complicated if you end up returning to the UK in the future.

Make sure you ask yourself the tough questions so you can think about every eventuality. Is there a chance that you will have grandchildren in the future that you’ll want to be close to them? Have you ever spent a significant time in Spain, before, apart from just for short holidays? Do you have connections to Spain, such as friends, family or a home? If your health deteriorates, will you want to be cared for in Spain or the UK?

If are unsure about the answers to these questions, then take some time to really think about them. There are alternatives to permanently moving to Spain if you are unsure – for example, you can stay here for three months without the need for a visa.

Understand the different tax rules

British retirees should be aware that the UK and Spain have very different tax systems.

Once you become a tax resident in Spain you have to file a yearly declaration on your global income. Your UK pension will be taxed in Spain and you will no longer be liable to UK taxation, unless you have a government service pension.

You can check if your pension is classified as ‘government’ here.

The UK state pension, as well as any other private pensions, will be taxable in Spain.

Because of this, will want to think about whether your previous plans for your private pension were only advantageous to you as a UK resident. Once you become a Spanish tax resident, they could have unforeseen implications.

For example, there is no tax-free lump sum in Spain. If you want to take out a lump sum, taking it while you are still a UK resident will save you a lot in tax.

Taxes also depend on the region in which you decide to retire to. Some are a lot more advantageous than others, so it’s important you know the rules of where you plan on moving to. 

READ ALSO: Why you should move to this region in Spain if you want to pay less tax

Get reliable, expert financial advice before doing anything

If you have decided you want to be in Spain permanently, then you will need some expert tax and pension advice – but you need to be careful who you take advice from, this is a highly specialist area and it’s unlikely that high street financial advisers will have the knowledge that you need. 

Brexit has also made getting financial advice more complicated, with fewer experts available.

Hoffman told The Local: “Because of Brexit, you cannot use a UK-based financial adviser anymore – you have to use an EU-registered one. This has made things more complicated. When picking an adviser, seek out someone who has expertise on the local taxation rules. They should also be regulated with the financial regulator where you live and where they work”. 

It can be especially complicated to work out who you should and shouldn’t take advice from – for example, some UK-based advisers have continued to give advice to EU-based clients, even though are not following EU regulations anymore. 

Hoffman adds: “There are free, government-based services in the UK that can help you understand your private pension – Pension Wise and Money Helper. Before doing anything, you should consult the free services. Any financial adviser worth their salt would recommend this too. 

“These services have begun to have longer wait times, so be sure to book well in advance of when you plan to draw from your pension.”

Decide whether to transfer your pension

Another question that is important for Brits to think about is whether or not to transfer their pension into either a UK-based SIPP for non-residents, or a QROPS (Qualifying Recognised Overseas Pension Schemes).

The SIPP will keep your pension in the UK, while the QROPS moves it out of the UK. 

These options can be helpful for residents in Spain, but you need to familiarise yourself with their benefits and drawbacks.

“The QROPS is not for someone who is unsure of their future, as if you return to the UK within five years of the pension transfer, HMRC will seek their tax back as if it was a full encashment,” Hoffman said.

You should also beware of scams on this subject, as the post-Brexit period saw many scammers seeking to persuade Brits that it was now mandatory to transfer their UK pension – always be wary of any cold-calling or unsolicited financial advice.

Determine how you will draw from your pension

The next factor to consider is how you want to receive your pension – either as regular income or as a lump sum. The option that you chose will have tax implications in Spain.

Generally, the tax rate will depend on the amount of your pension, but can range from 19 to 47 percent in Spain.

Remember that there is no ‘tax-free lump sum’ in Spain, so it’s best that you don’t draw from your pension that way.

Healthcare and Social Security

You won’t automatically be covered for healthcare in Spain if you retire here, because you won’t be working and therefore won’t be paying social security.

Thankfully, there are various options. UK nationals who retire to Spain (and have never worked in Spain) and have already reached the state pension age can apply for the S1. This means that the UK continues to pay for their healthcare costs and they would not be charged social security. Non-working spouses of an S1 holder can also benefit from this.

READ ALSO – Healthcare in Spain: the steps to apply for the S1 form for UK state pensioners

You can also choose to pay for the convenio especial (which translates to ‘special agreement’). This allows foreigners in Spain to pay a monthly sum into the country’s public health system to have access to it, even if they don’t work. To access it, you will pay a monthly fee of €60 if you are under 65 and €157 if you are over 65. 

Of course, you also have the option of getting private health insurance too.

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