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SWITZERLAND EXPLAINED

Why are things so slow to change in Switzerland?

If you have lived in the country a while, you know that things here change at a snail’s pace. There are several reasons why the Swiss like to take their sweet time — and it has nothing to do with watches.

Why are things so slow to change in Switzerland?
Painstakingly slow: that is how things get done in Switzerland. Image by Alexa from Pixabay

If you come from a country with a more dynamic and pro-active way of doing things, then you may grow frustrated with Switzerland’s careful and measured approach to implementing change.

Part of the reason for this sluggishness is cultural: the Swiss don’t like spontaneity (unless it’s planned) or doing anything on a whim. 

They believe that rushing things and making hasty decisions will have disastrous results, which is why they prefer to take a cautious — even if painstakingly slow — path.

As a general rule, the Swiss have a penchant not only for planning, but for pre-planning as well. They like to thoroughly examine each aspect of a proposed change and look at it from all possible angles.

For instance, before any major decision is made, especially one involving the use of public funds, commissions are formed to look into the feasibility of a given project. That in itself could take a while.

Sometimes, a smaller commission is created to assess the need for a bigger commission to be formed.

Whether at a federal, cantonal, or municipal level, the country is teeming with various commissions, committees, panels, and task forces, each taking its time to come up with proposals / decisions / solutions.

Even during the Covid pandemic, when quick decisions were literally a matter of life and death, Switzerland trailed behind other countries in implementing various rules, while the Federal Council carefully considered the validity (or lack thereof) of each measure.

As The Local reported at the time, “while Austria, Germany and other countries in Europe have taken proactive measures weeks ago to rein in the spread of coronavirus, Switzerland has been dragging its feet in mandating tighter rules”.

Newspaper Blick wrote of this time: “A strange serenity reigns in the political world.”

READ MORE: OPINION: Why has Switzerland been so slow in introducing new Covid measures?

Swiss Interior and Health Minister Alain Berset, wearing a protective facemask, leaves a press conference on Covid-19 in December 2022.

Swiss Interior and Health Minister Alain Berset, wearing a protective facemask, leaves a press conference on Covid-19 in December 2021. Photo by Fabrice COFFRINI / AFP

The waiting game

Another reason (besides the cultural one mentioned above) contributes to Switzerland’s notorious slowness in decision-making – the country’s political system.

For instance, due to Switzerland’s decentralised form of government, the Federal Council must consult with cantons before a decision can be made at the national level.

That, as you can imagine, could take a while as each of the 26 cantons may drag their individual feet, and there could be no consensus among them.

And then there is Switzerland’s unique brand of direct democracy.

It is fair to say that this system is a double-edged sword: on one hand, it gives the people the power to make decisions that shape their lives, but on the other, it causes all kinds of delays in getting the law off the ground.

That’s because all legislation and constitutional amendments approved by the parliament must be accepted by the voters in a referendum before being enforced.

In a truly Swiss manner, the referendum dates are planned years in advance.

READ MORE: Why has Switzerland set dates for referendums up to the year 2042?

Even after the law is approved, it usually takes at least two years until it actually goes into effect.

All this can help to explain why change is slow to take hold in Switzerland, so you may as well get used to it…and get used to waiting. 

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MONEY

Do adult children in Switzerland have to support their parents financially?

Usually, it is the parents’ responsibility to ensure their kids are well taken care of financially. But can Swiss authorities force the children to return the favour in times of need?

Do adult children in Switzerland have to support their parents financially?

In most cases, once children are grown up and out of the house, they are (or at least should be) self-sufficient in terms of finances.

Parents too should breathe a sigh of relief that they are no longer obligated to pay for their children’s expenses, except perhaps for giving them some money here and there as a gift.

This is what happens in the best-case scenario.

But what if things don’t go according to this plan — for instance, if the parents find themselves in financial straits and can’t  afford to pay their bills?

Family obligations

Generally speaking, the truly needy people who don’t have enough income to pay for their basic living expenses will receive financial help from the government, in the very least in the form of the health insurance and housing subsidy.

READ ALSO: Can I get financial help in Switzerland if I’m struggling to pay the bills?

However, before doling out public money, authorities will see whether relatives should be made to help the struggling individuals pay their bills.

(In this context, ‘relatives’ means only those in the direct line of descent: grandparents, parents, and children.)

They will do it by checking the tax status of these relatives — how much they earn and what other financial assets they have — to determine whether, and how much, they should be paying toward their parents’ expenses.

Obviously, you will be expected to pay up only if your own financial situation allows it; you will not be forced to part with your money if you have very little of it yourself.

 ‘Favourable financial circumstaces’

Based on a Federal Court ruling, if the adult child  lives in ‘favourable financial circumstances’ they are required to help out their struggling parents.

The Court defined ‘favourable financial circumstances’ as income and assets allowing a comfortable life.

‘Comfortable life’, in turn, was defined by the Swiss Conference for Social Welfare (SKOS), as a taxable annual income of 120,000 francs for a single person, and 180,000 francs for married couples.

“If you have minors in your household, the limit is increased by 20,000 francs per child,” according to AXA insurance.

It goes on to say that you can deduct an exempt amount from your taxable assets.

“Your annual depletion of assets is deducted from the remaining amount. This means that if you are obligated to provide financial support, you are permitted to use part of your assets yourself each year; you don’t have to devote your entire assets to providing support.”

At between 18 and 30 years of age, this is 1/60th per year; from 31 to 40, 1/50th per year; 41 to 50, 1/40th per year; 51 to 60, 1/30th per year; and from the age of 61,1/20th per year. 

Are there any exemptions to these rules?

Aside from not having sufficient funds, you could be exempted from paying if, say, your parents, or parent, have not lived up to their own financial obligations toward you.

In Switzerland, parents are required to  provide financially for their children until the age of majority, and even beyond that if they are still studying or undergoing vocational training — typically, until the mid-20s.

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