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HEALTH

What you need to know about Covid vaccines for under 18s in France

France has opened up its Covid vaccination programme to under 18s, so here's what kids (and their parents) need to know about getting their appointment.

What you need to know about Covid vaccines for under 18s in France
Photo: Fred Tanneau/AFP

The Covid vaccination programme opened up on Tuesday, June 15th to youngsters aged between 12 and 18.

It’s voluntary

Some 11 vaccinations are compulsory for children to register in school in France, but the Covid vaccine will remain a matter of personal, and parental, choice.

No invitations

As with other stages of the vaccination programme, there is no need to wait for an invitation to be vaccinated. Teenagers or their parents can make an appointment, vaccinations of under 18s are done at vaccine centres only, not pharmacists.

Booking is via the same methods as the adult vaccine.

READ ALSO How to book a Covid appointment in France

But an attestation

Under 18s do, however, need an attestation showing they have parental consent to get the vaccine. The attestation is available via your Ameli account or click here. Under 18s cannot be vaccinated without the attestation, other than in exceptional circumstances.

It is ‘a recommendation and not an obligation’ that parents be present at the appointment, says the health ministry. The consent of the person under 18 themselves is not required in writing, but is collected orally during the appointment and the patient will receive clear, age-appropriate guidance.

And a health app

Once fully vaccinated with both doses, youngsters will be able to use their vaccination certificate on the health passport to access larger events like gigs, festivals and sports matches or – from July 1st – travel within the EU and Schengen zone.

From September 30th, the French health pass will be extended to children aged 12-17, meaning teenagers will need to be vaccinated, take a Covid test, or have recovered from Covid in order to access cafés, restaurants, cinemas and other venues.

Government sources have told Le Parisien newspaper that the health pass obligation will only apply from 12 years and 2 months, in order to give children time to get vaccinated after their twelfth birthday. In France, you must wait at least three weeks between doses, and you are considered fully vaccinated one week after your final dose.

READ ALSO How does France’s health passport work?

Pfizer

Pfizer BioNTech is the only vaccine that has been approved in France for use on under 16s, so all teenagers in France will  for the moment be receiving Pfizer, which already makes up the vast bulk of doses administered in the French programme.

Moderna has applied to the European Medicines Agency for authorisation for use on under 16s, if this is granted, the French health regulator will also need to give its approval before Moderna can be used for under 18s in France. The AstraZeneca and Johnson & Johnson vaccines are not authorised for under 55s in France, so will not form part of the children’s vaccination programme.

Free

Just as for adults, the Covid vaccine is free for under 18s and – as with adults – children who are not registered in the French health system can get the vaccine if they are resident in France.

READ ALSO What to expect at your vaccine appointment

Why?

In general, children are much less likely to develop the most severe forms of Covid – although there have been rare cases of deaths – and frequently have no symptoms at all.

But French health authorities say it is still important that they be vaccinated and they can spread the illness.

Speaking on TF1, health minister Olivier Véran said that opening up the vaccine programme to under 18s would “accelerate the movement towards collective immunity”.

The other consideration is educational. Although France has had one of the lowest number of school closure days in Europe, education has still been disrupted by the pandemic and a protocol is in place for schools to close classes if there is an outbreak of infection.

Véran hopes that a successful vaccination programme of youngsters over the summer will “avoid having to close “too many classes in high schools or colleges at the beginning of the school year”.

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PROPERTY

How to ensure your French property is insured for storm damage

Storm Ciaran’s property-wrecking passage through France - with another storm forecast for the weekend - may have many people wondering how comprehensive their insurance cover is. 

How to ensure your French property is insured for storm damage

In the wake of Storm Ciaran, thousands of property owners in France are preparing insurance claims – with initial estimates of the bill for damage between €370 million and €480 million.

Home insurance is compulsory in France, whether you own the property you live in or you rent – and it must include some level of storm damage cover. 

Check also to see if your insurance provides cover in case of a declaration of a catastrophe naturelle.

The garantie tempête (storm guarantee) covers damage caused by violent winds. What constitutes a ‘violent wind’ varies from contract to contract, but there appears to be a widespread consensus of agreement on wind speeds over 100km/h.

In most insurance contracts, this covers damage caused by the storm and within the following 48 hours – so you’re covered if, for example, a tree weakened by the storm comes down within that period and damages your property.

Be aware that, while the storm guarantee automatically covers the main property, it generally only covers any secondary buildings and light constructions – such as a veranda, shed, solar panels, swimming pool or fence – if they are specifically mentioned in the contract. 

The same is true of any cars damaged by debris. A basic insurance contract might not include storm damage, so it is always worth checking.

Damage must be reported to your insurer as quickly as possible. The deadline for making declarations is usually five days after any damage is noticed. This is especially important for second home owners, who may not be at the property when the damage occurs. 

In some cases – such as in the aftermath of Storm Ciaran – insurers may extend the reporting period. But under normal circumstances, it’s five days after the damage has been discovered.

What happens next

To make a claim, the first thing to do is contact your insurer by phone or email. Your insurer will take you through the next steps, but usually you have to send in a declaration – which should include an estimate of any losses and for any repairs, with evidence where possible, such as photographs and any receipts for purchases. 

Your insurer may also request proof of wind intensity, which can be provided for example by a nearby weather station.

The insurance company may appoint an expert to come and assess the damage, so make sure to keep damaged property safe until they arrive, as well as all invoices for any urgent repair work. 

What if you’re a tenant?

If you rent your property, you must report any damage inside the accommodation to your insurer and also notify your landlord so that they can file their own claim. 

In the case of a co-propriete, you must declare damage inside the accommodation to your insurer, while the trustee sends his own declaration to the collective insurance (which sometimes covers the private areas) .

How long does it take for claims to be settled?

Payment of the compensation provided for by the “storm guarantee” depends your home insurance contract. After the insurer has estimated the amount of damage, compensation is generally paid between 10 and 30 days following receipt of the insured’s agreement.

What if we got flooded?

In the case of flooding, you may have to wait for a natural disaster order to be issued. 

Catastrophe naturelle

The ‘state of natural disaster’ is a special procedure that was set up in 1982 so victims of exceptional natural events, such as storms, heavy rain, mudslides and flooding, as well as drought, can be adequately compensated for damage to property.

The government evaluates each area and deems whether it qualifies for the status of catastrophe naturelle (natural disaster). 

Essentially once a zone is declared a natural disaster, victims can claim from a pot of funds created by all insurers. If the zone is not declared a disaster, insurance companies are under no obligation to pay out. 

Under a “state of natural disaster” residents are covered for all those goods and property that are directly damaged by the phenomenon, in this case storms.

It applies to residential or commercial buildings, furniture, vehicles and work equipment that are already covered by insurance policies.

Homes must be already covered by a multi-risk insurance policy for the status of natural disaster to count.

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