SHARE
COPY LINK
For members

MONEY

12 things that are actually ‘cheaper’ in Switzerland

Switzerland regularly tops rankings of the most expensive countries in the world and it is unlikely to win any prizes for being a budget destination. But not everything in the country costs a small fortune.

An 'open' sign in a shop window.
Surprisingly, some things are actually cheaper in Switzerland.Photo by Mike Petrucci on Unsplash

It comes as no surprise to anyone living in Switzerland that the cost of living here, and especially in Zurich and Geneva, is very high.

In fact, these two Swiss cities are again ranked among the world’s most expensive in the recent Economist Intelligence Unit study, which ranked Zurich in the sixth place (out of 172 cities surveyed) and Geneva in the seventh.

However, if analysing only European cities, Zurich ranks in the first place and Geneva in the second, as the five cities found to be more expensive are all outside Europe.

Does this mean that everything in Switzerland’s two largest cities, and Switzerland in general, is very expensive? Or can some things be purchased for a reasonable price? 

We asked our readers what they think is actually a good value in Switzerland. Here is what you told us.

1) Single-day travel passes from local town halls

Many town halls around Switzerland offer single-day travel passes which allow local residents to travel on almost all of the Swiss public transport network for around 40 Swiss francs. To see whether you commune offers this service, see here.

Readers also pointed out that the SBB/CFF’s supersaver tickets can be good value. And purchasing a half-fare travel card for the rail network is also considered a good investment. This half-fare card provides a 50-percent discount on rail, bus and boat travel across Switzerland. It costs 185 francs for the first year and then 165 francs for subsequent years.

2) Public transport for children

The SBB/CFF Junior travelcard allows children from the aged of six up to the 16th birthday to travel for a whole year for 30 Swiss francs if they are travelling with a parent who has a valid ticket. This Junior travelcard is also free from the third child on. More here

3) Eating at the Migros restaurant

The restaurants of the supermarket chain Migros are, by Swiss standards, a good, cheap place to eat with main course at lunchtime costing around 10 Swiss francs. There is also a reasonable breakfast option with a couple of bread rolls, butter and jam and a hot drink costing around 7 francs.

Another relatively cheap option in Switzerland are the set menus (Tagesmenü/menu du jour) that many restaurants offer at lunchtime.

4) Electronics

Several readers noted the prices for electronics in Switzerland were hard to beat, at least compared to elsewhere in Europe, partly because of the lower value-added tax rate in Switzerland (the standard rate is 7.7 percent).

One reader also noted that the warranty period is good in Switzerland. Two years is standard for new products.

5) Motorway tax sticker

Switzerland’s “spotless” and “top class” roads came in for praise from our readers who said the 40-franc sticker required to travel on the country’s motorway network was good value. There is a link to a map of the roads where this sticker is required here.

6) Schools

Switzerland’s public education system is excellent and – as a couple of our readers pointed out – absolutely free. In fact, this right to an “adequate” and free basic education is even guaranteed in the Swiss constitution.

With childcare also often based on parents’ income levels, this can be surprisingly affordable, as another reader noted.

7) University tuition

The tuition fees at Swiss universities are low by the standards of many other countries. At the prestigious ETH technical institute in Zurich, for example, tuition and semester fees total 649 francs a semester. But this has to be balanced against the estimated 16–26,000 francs in study and living costs students spend every year.

8) Good wine and beer

Our readers pointed out that supermarkets in Switzerland sell relatively good-quality wine and beer for much cheaper prices than you’d find elsewhere. 

9) City parking

A few people noted that car parking in Swiss cities is cheaper than “back home” with rates of 1 franc an hour not uncommon.

10) Pool and water park entrance fees

Both single-entry tickets and season passes for outdoor pools are good value in Switzerland, according to readers of The Local.

11) Ikea and H&M

A number of our readers pointed out that clothes at stores like H&M and furniture from Ikea are actually very similarly priced in Switzerland as compared with other countries. With wages, generally higher in Switzerland, this means these products are relatively cheap.

READ MORE: Where in Switzerland can you find the cheapest fuel?

12) Fresh air, mountains

Last but not least, many readers pointed out that many of the best things about Switzerland are actually free – from clean air and high levels of safety to the wonderful scenery and the amazing network of public footpaths that allow you to explore the county at a walking pace.

Member comments

  1. All great points above. I’ll add a small one – the Migros brand Krauter Shampoo is fantastic, and a great value at 1 franc. Our family loves it.

Log in here to leave a comment.
Become a Member to leave a comment.
For members

MONEY

Can I get financial help in Switzerland if I’m struggling to pay the bills?

Can foreign residents who are struggling to get by receive the same financial help from the state as the Swiss do, and under what circumstances?

Can I get financial help in Switzerland if I'm struggling to pay the bills?

Say you are a foreign resident in Switzerland and find yourself short of funds, and are unable to pay your monthly bills.

Can you count on your canton’s public coffers to help you out?

Much depends on your status in the country.

If you have a residency permit, have been working in Switzerland and contributing to the social security scheme, then you can receive financial assistance, in form of subsidies, from your local authority.

This is how it works

For instance, if the obligatory health insurance premiums exceed 8 percent of the household income, then you are eligible to receive this help.

However, your canton of residence will look not only at your earnings, but at any other financial assets you hold as well.

So if your income is low but you have plenty of money in the bank in the form of savings or other investments, you will not qualify.

Generally speaking, any resident who is a low earner or has a large number of children — regardless of nationality — could be eligible for subsidised premiums, though criteria, as well as amounts, vary from one canton to another.

READ ALSO : How do I apply for healthcare benefits in Switzerland? 

What about housing?

Low-earners (again, regardless of nationality) are entitled to have their rents subsidised, under certain circumstances — the conditions as well as the income threshold is determined by cantonal authorities.

Generally speaking, in order to claim this help, you must prove that you live in the cheapest available housing in your area. (Needless to say, if you reside in a luxury apartment, you can’t ask for rent subsidy.)

If you don’t fulfill this particular condition, you will be told to move to cheaper accommodations before claiming any benefits.

Exceptions to this rule include situations such as a large number of minor children living in the household, which may make relocation — that is, finding a sizeable apartment at a cheaper price — unrealistic.

The amount of rent reduction will be set by the authorities.

Is any other help available?

If you can’t afford anything in Switzerland which, admittedly, is an extreme and rare situation for anyone working full-time and already receiving either health insurance or housing subsidy (or both), then your only other option is applying for welfare.

This, however, should be the absolute last resort if you want to remain in Switzerland and eventually apply for naturalisation, or even have your work permit renewed.

That’s because being on public assistance is grounds for refusal of citizenship — unless all the money is repaid in full in advance of your application.

READ ALSO: Can I still get Swiss citizenship after claiming social benefits? 

What about disabilities?

This falls under the general social security scheme, so if you are working in Switzerland, then you are eligible to receive these benefits.

The only exception may be people from outside the EU /EFTA — unless your country of origin has concluded a social security agreement with Switzerland.

This link provides additional information about these countries.

If you qualify for disability (and medical records confirm this), you can apply for these benefits at the social security office of your canton.

There are some other things you should keep in mind as well:

Not all foreigners who have a residency permit can apply for financial assistance.

If you came to Switzerland on a temporary permit (L or B), then you don’t have access to any benefits.

And if you ‘bought’ your Swiss residency, you can’t resort to any public help either.

The condition of your stay in Switzerland is that you should be self-sufficient enough to live here without having to work or resort to welfare benefits.

SHOW COMMENTS