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LIVING IN FRANCE

‘Enter at your own risk’: Mayor of French village warns holidaymakers about rural sounds

Holidaymakers complaining about the sounds of the French countryside have driven one mayor so far up the wall that he has taken some rather unusual action.

'Enter at your own risk': Mayor of French village warns holidaymakers about rural sounds
Illustration photo: AFP
What with complaints over noisy cockerels and loud cows to deafening cicadas and ear-splitting church bells, many tourists seem to find it impossible to get  a moment's peace when surrounded by the sounds of rural France. 
 
And now one mayor has decided to take action. 
 
Régis Bourelly, mayor of the picturesque town of Saint-André-de-Valborgne in the southern Gard department, has put up signs informing holidaymakers that they are entering a French village and are therefore likely to hear the sounds of, well, a French village. 
 
The notice says: “Warning French village. Enter at your own risk” followed by a list of the kinds of sounds people might hear, including church bells, cockerels and farmers working “to give you food”. 
 
READ ALSO:
Could the sounds of rural France soon gain heritage status?Photo: AFP
 
 
 
Bourelly's move comes after several high profile cases of tourists, both from large French cities and abroad, complaining about the noise in the countryside.
 
One of the high profile cases has been that of a cockerel called Maurice, who has found himself at the centre of a legal storm after holidaymakers on the island of Oléron in Charente-Maritime took his owner to court over his excessive crowing. 
 
Hundreds of neighbours signed a petition in support of the noisy rooster, arguing that the sound is an integral part of living in the countryside.
 
Similarly, last year the mayor of a village in rural Lozère received a request from an angry tourist to stop the church bells ringing at 7am, as she said they were disturbing her holiday while at the same time a group of noisy mating frogs caused a legal headache for the owner of the pond in the Dordogne where they were conducting their amorous activities.
 
British second home owners in the French Alps have also taken legal action against the noise of cowbells in their village.
 
READ ALSO:
Tourist asks village mayor to silence church bells during her two-week holidayPhoto: Stanze/ Flickr

 
The problem has become such that back in May the mayor of a village in the Gironde département in south west France requested that the Ministry of Culture issue heritage site protection to rural sounds including cockerels, church bells ringing, donkeys braying and cows mooing.
 
He told the French press that there had been “an accumulation of complaints from people who decide to settle in rural areas and bring cases before the courts in the name of so-called sound attacks”.
 
He believed the solution is to add rural noises like animals and church bells ringing to the Inventaire du patrimoine culturel immatériel en France, or list of France's intangible cultural heritage.
 
“If we get this ranking, it will be a guarantee for a farmer not to find himself in front of the judges because his cows moo too much before being fed or because his donkey brays during the hot season.”

Member comments

  1. If mayors can be threatened with legal action over a pesticide ban on farmland close to schools, surely that demonstrates the importance of the farmer and his land and animals over some ridiculously entitled spoiled-brat tourists or second-home owners.

  2. Expats tried to do the same thing in Boquete, Panama. Where the Flower Fair has been an institution and many other things in this region for years and the expats decided that they wanted to close it because it was too much noise. They tried to do an avant garde thing, was fought and they shut down. The locality won.

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PROPERTY

How to ensure your French property is insured for storm damage

Storm Ciaran’s property-wrecking passage through France - with another storm forecast for the weekend - may have many people wondering how comprehensive their insurance cover is. 

How to ensure your French property is insured for storm damage

In the wake of Storm Ciaran, thousands of property owners in France are preparing insurance claims – with initial estimates of the bill for damage between €370 million and €480 million.

Home insurance is compulsory in France, whether you own the property you live in or you rent – and it must include some level of storm damage cover. 

Check also to see if your insurance provides cover in case of a declaration of a catastrophe naturelle.

The garantie tempête (storm guarantee) covers damage caused by violent winds. What constitutes a ‘violent wind’ varies from contract to contract, but there appears to be a widespread consensus of agreement on wind speeds over 100km/h.

In most insurance contracts, this covers damage caused by the storm and within the following 48 hours – so you’re covered if, for example, a tree weakened by the storm comes down within that period and damages your property.

Be aware that, while the storm guarantee automatically covers the main property, it generally only covers any secondary buildings and light constructions – such as a veranda, shed, solar panels, swimming pool or fence – if they are specifically mentioned in the contract. 

The same is true of any cars damaged by debris. A basic insurance contract might not include storm damage, so it is always worth checking.

Damage must be reported to your insurer as quickly as possible. The deadline for making declarations is usually five days after any damage is noticed. This is especially important for second home owners, who may not be at the property when the damage occurs. 

In some cases – such as in the aftermath of Storm Ciaran – insurers may extend the reporting period. But under normal circumstances, it’s five days after the damage has been discovered.

What happens next

To make a claim, the first thing to do is contact your insurer by phone or email. Your insurer will take you through the next steps, but usually you have to send in a declaration – which should include an estimate of any losses and for any repairs, with evidence where possible, such as photographs and any receipts for purchases. 

Your insurer may also request proof of wind intensity, which can be provided for example by a nearby weather station.

The insurance company may appoint an expert to come and assess the damage, so make sure to keep damaged property safe until they arrive, as well as all invoices for any urgent repair work. 

What if you’re a tenant?

If you rent your property, you must report any damage inside the accommodation to your insurer and also notify your landlord so that they can file their own claim. 

In the case of a co-propriete, you must declare damage inside the accommodation to your insurer, while the trustee sends his own declaration to the collective insurance (which sometimes covers the private areas) .

How long does it take for claims to be settled?

Payment of the compensation provided for by the “storm guarantee” depends your home insurance contract. After the insurer has estimated the amount of damage, compensation is generally paid between 10 and 30 days following receipt of the insured’s agreement.

What if we got flooded?

In the case of flooding, you may have to wait for a natural disaster order to be issued. 

Catastrophe naturelle

The ‘state of natural disaster’ is a special procedure that was set up in 1982 so victims of exceptional natural events, such as storms, heavy rain, mudslides and flooding, as well as drought, can be adequately compensated for damage to property.

The government evaluates each area and deems whether it qualifies for the status of catastrophe naturelle (natural disaster). 

Essentially once a zone is declared a natural disaster, victims can claim from a pot of funds created by all insurers. If the zone is not declared a disaster, insurance companies are under no obligation to pay out. 

Under a “state of natural disaster” residents are covered for all those goods and property that are directly damaged by the phenomenon, in this case storms.

It applies to residential or commercial buildings, furniture, vehicles and work equipment that are already covered by insurance policies.

Homes must be already covered by a multi-risk insurance policy for the status of natural disaster to count.

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