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LIVING IN FRANCE

Cost of living: How France compares to the UK on everything from restaurants to cars

How does the cost of living in France compare to the UK? A new survey reveals which side of the English Channel is more expensive on everything from cigarettes and alcohol to furniture, cars and food.

Cost of living: How France compares to the UK on everything from restaurants to cars
Photo: Depositphotos

The cheaper cost of living is one of the reasons cited by many who make the move to France from the UK.

But new data from Eurostat suggests not everything is cheaper this side of the English Channel, in fact some things are more expensive.

Eurostat produced an interactive comparison site so users can get a rough idea of which countries in Europe  and the EEA (Norway, Iceland, Switzerland) are more expensive than others in terms of the consumer costs of various products.

Although the data doesn't give real figures on the average price of products in each country, nor indeed in certain regions of countries, it did reveal some interesting information that may surprise readers.

Share your thoughts with us in the questionnaire below.

Food

Perhaps surprisingly in the area of food, which covered everything from eggs, fish and veg to meat, milk and cheese France was more expensive than the UK. While the average cost of food in France was 16.4 percent above the European average, in the UK it was 7 percent below the European average.

Cigarettes and alcohol

Brits don't flock over to this side of the Channel on day trips for nothing. They come for cigarettes and alcohol, including wine, beer and spirits, because they are cheaper than back home and the stats from Eurostat back that up.

The price of cigs and booze in France is 13.4 percent higher than the European average compared to the UK where prices are 56.7 percent above the European average. So the booze cruises will live on until there's some dramatic change. Brexit perhaps?

READ ALSO:

Photo: ADT 04/FLickr

Clothing and footwear

Where do you think is more expensive in general for clothes and shoes France or the UK?

According to Eurostat it's France, where prices are 10 percent higher than the European average. In the UK the cost of clothing and footwear for adults and children is 7.3 percent under the UK average.

Do you head back across the Channel to stock up on new clothes?

Housing costs?

Those Britons who have headed across the Channel to buy homes will be the best people to ask about the difference in housing costs, which for the record includes cost of maintenance, repairs, water, gas and electricity supplies as well as rentals.

They might not be surprised by the fact that housing costs in the UK are 56.5 percent higher than the EU average whilst in France the costs are closer to the European average at 13.4 percent above the mark.

Tell us of your own experiences below.

Cars, motorbikes and bicycles

Any Briton who has tried to buy a car in France won't be surprised to hear that the cost of vehicles is lower in the UK – 0.5 percent below the EU average.

That's why many people actually recommend buying a left-hand drive car back in the UK and getting it shipped over, rather than in France where the cost of vehicles is 5.4 percent above the EU average.

READ ALSO: So where is the best place to buy a car in France?

Planes, trains and boats

Confirming what most people would have guessed, France is cheaper than the UK for transport costs. You just have to compare the price of a monthly Navigo pass in Paris (€75 a month for all zones) to the cost of a monthly oyster card in London (£230 for zones 1 to 5) to get some idea of the difference in transport costs between the two countries.

Eurostat finds that the cost of transport in the UK is 26.6 percent above EU average compared to France which 4.8 percent above EU average.

Restaurants, cafes, pubs

The French tend to spend a good part of their lives eating out as do foreigners in France. Indeed the food and social culture is one of reasons many Brits move to France.

But it would be a lot cheaper for them if they lived in the UK where the cost of restaurants, bars and cafes is 7 percent above the European average, unlike in France where costs are 18 percent higher.

But is the quality better in France? Where would you rather dine out? Pubs or terrace cafes?

Other areas

In the area of communications, which include the costs of postal, telephone and internet services, France came in under the European average by 3 percent, the UK was over the average by 9.6 percent.

In the area of house furniture and carpets the two countries were fairly similar with costs in the UK 5.3 percent above the European average and 3.7 percent in France.

For recreation and culture, which includes everything from the cost of newspapers and books to package holidays, France was 8.8 higher than the European average while the UK was 3.4 percent above. But then is France just a more cultural country, where books, newspapers and holidays have more value?

You can CLICK HERE to compare the cost of living in France to other countries around Europe.

 

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Member comments

  1. There’s a typo

    ” In the UK the cost of clothing and footwear for adults and children is 7.3 percent under the UK average.”

  2. Over 40 years ago, when eating out there always was a selection that a vegetarian could happily eat or the chef saw it as a challenge. Over the last few years I’ve found that the menus are very restricted and what is offered as ‘vegetarian’ is pathetic. We usually self cater but eat out when possible and always when travelling. This year experiences were, a barley warmed up slice of frozen quiche, a salad entree followed by a salad topped with three small grilled cheese, having to eat a pizza in one town – it’s France for heavens sake! One week in the Sarlat where every restaurant in the town, even those outside the tourist center, had almost exactly the same menus. And to round it off, although I was tired of omelettes I decided on our last night to have an omelette to make things easier. We could not find one ‘restaurant’ prepared to serve an omelette. This a selection of our experiences. I can only assume that ‘chefs’ now can not produce food without a freezer of prepared food, or they have a severely limited repertoire.
    Before anyone comes out with “it’s your fault for being vegetarian” ask yourself why it was fine over 40 years ago.
    This is a real disappoint as I have been unable to visit France for over 20 years, being in the USA, and have looked forward to being able to visit again and experience the culinary excellence. (So far it’s 10 weeks in the last 30 months.)
    I still enjoy our time in France but bread, cheese and some salad, together with a bottle of wine in our hotel room, is appealing more to me.

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PROPERTY

How to ensure your French property is insured for storm damage

Storm Ciaran’s property-wrecking passage through France - with another storm forecast for the weekend - may have many people wondering how comprehensive their insurance cover is. 

How to ensure your French property is insured for storm damage

In the wake of Storm Ciaran, thousands of property owners in France are preparing insurance claims – with initial estimates of the bill for damage between €370 million and €480 million.

Home insurance is compulsory in France, whether you own the property you live in or you rent – and it must include some level of storm damage cover. 

Check also to see if your insurance provides cover in case of a declaration of a catastrophe naturelle.

The garantie tempête (storm guarantee) covers damage caused by violent winds. What constitutes a ‘violent wind’ varies from contract to contract, but there appears to be a widespread consensus of agreement on wind speeds over 100km/h.

In most insurance contracts, this covers damage caused by the storm and within the following 48 hours – so you’re covered if, for example, a tree weakened by the storm comes down within that period and damages your property.

Be aware that, while the storm guarantee automatically covers the main property, it generally only covers any secondary buildings and light constructions – such as a veranda, shed, solar panels, swimming pool or fence – if they are specifically mentioned in the contract. 

The same is true of any cars damaged by debris. A basic insurance contract might not include storm damage, so it is always worth checking.

Damage must be reported to your insurer as quickly as possible. The deadline for making declarations is usually five days after any damage is noticed. This is especially important for second home owners, who may not be at the property when the damage occurs. 

In some cases – such as in the aftermath of Storm Ciaran – insurers may extend the reporting period. But under normal circumstances, it’s five days after the damage has been discovered.

What happens next

To make a claim, the first thing to do is contact your insurer by phone or email. Your insurer will take you through the next steps, but usually you have to send in a declaration – which should include an estimate of any losses and for any repairs, with evidence where possible, such as photographs and any receipts for purchases. 

Your insurer may also request proof of wind intensity, which can be provided for example by a nearby weather station.

The insurance company may appoint an expert to come and assess the damage, so make sure to keep damaged property safe until they arrive, as well as all invoices for any urgent repair work. 

What if you’re a tenant?

If you rent your property, you must report any damage inside the accommodation to your insurer and also notify your landlord so that they can file their own claim. 

In the case of a co-propriete, you must declare damage inside the accommodation to your insurer, while the trustee sends his own declaration to the collective insurance (which sometimes covers the private areas) .

How long does it take for claims to be settled?

Payment of the compensation provided for by the “storm guarantee” depends your home insurance contract. After the insurer has estimated the amount of damage, compensation is generally paid between 10 and 30 days following receipt of the insured’s agreement.

What if we got flooded?

In the case of flooding, you may have to wait for a natural disaster order to be issued. 

Catastrophe naturelle

The ‘state of natural disaster’ is a special procedure that was set up in 1982 so victims of exceptional natural events, such as storms, heavy rain, mudslides and flooding, as well as drought, can be adequately compensated for damage to property.

The government evaluates each area and deems whether it qualifies for the status of catastrophe naturelle (natural disaster). 

Essentially once a zone is declared a natural disaster, victims can claim from a pot of funds created by all insurers. If the zone is not declared a disaster, insurance companies are under no obligation to pay out. 

Under a “state of natural disaster” residents are covered for all those goods and property that are directly damaged by the phenomenon, in this case storms.

It applies to residential or commercial buildings, furniture, vehicles and work equipment that are already covered by insurance policies.

Homes must be already covered by a multi-risk insurance policy for the status of natural disaster to count.

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