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MOVING TO ITALY

How can you find an apartment to rent in Milan?

With its thriving job market and international allure, Milan is one of the most popular Italian cities for foreigners to move to, but finding a place to rent can be complicated.

How can you find an apartment to rent in Milan?
A view of Milan from the Prada Foundation's rooftop in April 2023. Photo by GABRIEL BOUYS / AFP

With its wealth of job opportunities and international appeal, Milan is one of the most popular Italian cities among foreigners.

The northern economic powerhouse is home to over 475,000 foreign nationals (around 14.7 percent of the city’s total population), including ​​a sizeable group of native English speakers.

But high demand for accommodation, high prices (monthly rent in the city comes at an average of around €25 per square metre – that’s over €12 above national average) and housing shortages all make finding a place to rent a challenging task.  

Italian rental contracts

Before actually starting to look for an apartment, it’s generally advisable to get familiar with Italy’s most popular rental agreements, or contratti di affitto in Italian. 

Excluding tourist lets (contratti turistici), which range from a minimum of one day to a maximum of 30 days, the shortest available rental agreement is the transitory contract, or contratto di locazione ad uso transitorio

This lasts a minimum of one month up to a maximum of 18 months, and comes with an important caveat: you’ll need to specify and prove that you have a specific, non-tourism-related reason for your temporary stay, like an apprenticeship, a short-term work contract, or degree program. 

If you’re a student attending a university, you may also be able to sign a student contract (contratto di locazione per studenti universitari), which can last between six months and three years.

Two tenants pictured inside their flat in January 2021

Two tenants pictured inside their flat in January 2021. Photo by Ludovic MARIN / AFP

Finally, if you’re looking for longer-term agreements, you have two main options: 

  • Unrestricted contract (contratto a canone libero). This lasts for four years, with an automatic option to renew for four more. The rental price is freely set by the landlord.
  • Determined contract (contratto a canone concordato). This lasts for three years with an automatic option to renew for two more. Rent in this case is set by the relevant municipality (or comune) and cannot be negotiated.

For further info on both of the above contracts, see our article on the topic.

Regardless of which type of contract you sign, you should always make sure there’s a clause that allows you to move out after a specified notice period (this is usually a full six months).

Using an agency

Once you’re familiar with the types of contracts available, you can start your search. 

Milan has plenty of agenzie immobiliari that can help you find your future home, with some specialised in assisting international customers (for instance, Renting Milan).

These agencies will do the work of finding and connecting you with potential properties, and negotiate the terms of the contract on your behalf. They may also know about some properties before they hit the open market, giving you a leg up on the competition.

But there are some downsides too. Properties let through rental agencies can be more expensive, as the owners must cover the costs of their own fees to the agency.

READ ALSO: How much does it cost to live in Milan in 2024?

Further, rental agencies will generally take a commission equivalent to one or two months’ rent from the tenant, which can make initial expenses rise very fast when added to the apartment’s security deposit (usually two months’ rent).

Searching online

If agency fees look a little too steep – or if you just want to explore every option – there’s an increasing number of online rental portals that you can check out.

These sites often offer a mix of properties proposed by rental agencies and apartments rented directly by owners. Some of the most popular ones for renting are Idealista, Immobiliare, Casa and Bakeca

All work more or less the same way: select your area, filter by cost, number of rooms, and other details, and see what’s available.

Quite conveniently, some of these websites feature maps showing statistics on rental price per square metre by neighbourhood. This can be useful to ‘zone in’ on certain areas of the city or simply to judge whether the rent being requested by a landlord is reasonable. 

Rental prices by neighbourhood in Milan.

Rental prices by neighbourhood in Milan. Screengrab from Immobiliare.it

You’ll also find listings posted on classifieds sites like Subito, and even on Facebook groups like Milano Easy Renting and Affitti Milano, though most posts will be in Italian (some key Italian renting vocabulary can be found here). 

If you do use social media for your search and find yourself dealing directly with landlords, it’s generally advisable that you keep an eye out for scams at all times. As a rule of thumb, you should never hand out money without visiting the apartment and signing a contract first.

Finally, if you’re ever unsure about the legitimacy of a listing or have any other doubts about a specific apartment or neighbourhood, seeking out advice from people already living in the city is generally well worth the effort.

How much can I expect to pay?

Renting in Milan doesn’t come cheap. 

According to data from property market portal Wikicasa, monthly rent in the city comes at an average of around €25 per square metre – that’s nearly €7 over Lombardy’s average, and more than €12 higher than national average. 

But rent can be as high as €60 per square metres in the more central areas (Duomo, Cadorna, Cordusio, Castello Sforzesco, etc.).

READ ALSO: What are the best Milan neighbourhoods for international residents?

According to Numbeo estimates, renting a one-bedroom flat in the city centre will set you back over €1,400 a month on average, while renting the same type of flat in the outskirts will come at an average monthly price of around €950.

If you have any suggestions on how to find a place to rent in Milan, please share them in the comments section below. 

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MOVING TO ITALY

Moving to Italy: Italy’s flat tax for pensioners and can you work with an elective residency visa?

Moving to Italy, a country infamous for its red tape, can seem like a daunting task. Our new newsletter is here to answer your questions - this time we're looking at how many people benefit from Italy's flat tax for pensioners and whether you can work on Italy's elective residency visa.

Moving to Italy: Italy's flat tax for pensioners and can you work with an elective residency visa?

Here at The Local we’re an international team living in Italy – which means we’ve either grown up navigating Italian bureaucracy or been through the simultaneously exciting and nerve-wracking process of moving countries.

Our new newsletter is aimed at people who are in the process of moving, have recently moved and are still grappling with the paperwork or perhaps are just thinking about it – and we’ll share a regular selection of practical tips. Our team is also available to answer questions from subscribers to The Local.

Who benefits from Italy’s flat tax rate for pensioners?

Since 2019, Italy has offered a special tax rate of just seven percent for people who retire in certain parts of the country on a foreign pension.

You might assume that the vast majority of Italy’s foreign retirees, of whom there are many, would jump at this offer – but the strict entry requirements mean that many pensioners don’t meet the government’s criteria.

To be eligible, retirees must live in a town of fewer than 20,000 inhabitants in one of eight southern regions, have a foreign-sourced pension, and have lived outside Italy for the previous five years.

It’s perhaps unsurprising, then, that the latest data from Italy’s Department of Finance reveals that fewer than 500 people are taking advantage of the seven-percent tax rate, with just 474 people declaring a foreign pension under the scheme on their 2023 tax returns.

If you’re interested in benefitting from the flat tax rate, you can learn more about the requirements here.

Does Italy’s elective residency visa allow you to work?

Italy’s elective residency visa (ERV) is the smoothest path to Italian residency for many non-EU nationals without close family ties to Italy, Italian ancestry or a job offer.

At a minimum income requirement of €31,000 per person per year or €38,000 for married couples, it doesn’t require vast reserves of wealth, and there are few other strict barriers to entry.

Unfortunately for those of working age, one of those barriers is that you can’t work once you arrive in Italy on the ERV. The government is clear that all your income must be passive – and if you do get caught working while on the visa, you risk being kicked out of the country.

That means it’s mostly retirees over 60 who end up benefitting from the scheme. You can learn about the best ways to set yourself up for a successful ERV application here.

Questions

The Local’s Reader Questions section covers questions our members have asked us and is a treasure trove of useful info on all kinds of practical matters. If you can’t find the answer you’re looking for, head here to leave us your questions.

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