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LIVING IN AUSTRIA

How self-employed people in Austria can get a €100 bonus from social security

Austria's social insurance for the self-employed (SVS) has a new scheme to incentivise health prevention. Freelancers, traders and farmers - and their family members - can get a €100 bonus payment. Here's how.

How self-employed people in Austria can get a €100 bonus from social security
A dentist works on a patient. (Image by JOSEPH SHOHMELIAN from Pixabay)

Austria’s social security system for self-employed workers, traders, and farmers has a new campaign to incentivise preventive health care. People insured with the SVS and their co-insured family members can get a one-time €100 payment just by going to the dentist in 2024.

“The SVS provides targeted incentives and ‘rewards’ those who take responsibility for their health,” said the insurer, which is now launching the “Smile Together” (Gemeinsam lächeln) health campaign.

According to the insurer, All SVS customers who use a dental service in 2024 will receive a one-off bonus of €100. The initiative, which is also available for co-insured family members, is intended to motivate SVS customers to have regular dental check-ups and thus promote the change towards effective preventive care in the dental sector.

READ ALSO: What I wish I knew before becoming ‘new self-employed’ in Austria

How can I get the €100 bonus?

The payment is awarded to insured people and eligible relatives who make use of a dental service by December 31st this year. To participate in the campaign, people need to confirm their registration online via the SVSGO website.

Insured people can receive the bonus a maximum of one time for themselves and once for each family member entitled (you can also check on the website which of your family members are co-insured with you).  

The bonus payment is made automatically after a visit to the dentist. If you go to a public dentist, SVS is notified via the e-card data and sends the money to the account specified when you registered for the campaign. If you go to a private medical professional, then your SVS will be notified once you submit a fee note for reimbursement with the public insurer. 

The one-off health bonus of €100 as part of the “Smile Together” campaign is not subject to income tax or VAT.

Can I get the bonus even if I already went to a dentist this year?

Yes. You will still need to confirm participation via the SVSGO website and submit your bank details to receive cash benefits. Once you do that, payment will be made automatically to the bank account you submitted.

Can I take part in the campaign if I have multiple insurance?

Yes. If you or a family member are insured with, for example, SVS and ÖGK, the bonus is automatically transferred once SVS is billed for the dentist visit (or you submit a fee from a private doctor). 

READ ALSO: How freelancers in Austria can pay four times less in social insurance

However, if you have multiple insurance – for example, a child who is insured by SVS and ÖGK via their father and mother – and the dental service was claimed via another health insurance provider, so the fee was never submitted to the SVS, you can still get the bonus. You’ll need to send additional information to SVS using this FORM.

Can I take part in the campaign as a pensioner?

Yes, as long as you have health insurance with SVS.

Do co-insured family members have to register separately for the campaign?

No, registration for the campaign via the website is only possible via the primary insured person.

When is the bonus paid out?

The e-card that is inserted at the dentist’s – or the fee note submitted by the dentist of choice – serves as the basis for payment of the “Smile Together” health bonus.

However, the health bonus is not paid out immediately after the visit to the dentist, but “probably” at the end of the quarter following the visit, SVS said. In the case of elective dentist bills, payment depends on the time of submission for reimbursement.

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For members

HEALTH

Patients in Vienna face long waits for specialist health appointments

Waiting times to get appointments with health specialists in Vienna have increased significantly, a new study has revealed.

Patients in Vienna face long waits for specialist health appointments

Accessing essential healthcare within a reasonable timeframe is becoming increasingly difficult for Viennese residents.

The Vienna Medical Association presented their new study this week which shows that waiting times for appointments with health specialists have increased significantly in recent years.

The study, which involved contacting over 850 doctors’ practices via so-called “mystery calls,” revealed that child and adolescent psychiatry currently had the longest waiting times in the city.

Patients can expect to wait an average of 90 days for an appointment.

Other specialisations where patients have to wait long to receive help include radiology (57 days), neurology (45 days), ophthalmology (44 days), pulmonology (36 days), internal medicine (33 days), and dermatology (28 days).

The waiting time for seeing a gynaecologist has increased fourfold since 2012, with patients now waiting an average of 32 days.

READ MORE: Why are there fewer public sector doctors in Austria?

No new patients accepted

In certain specialist areas, there is no capacity to accommodate new patients. The situation where no new patients are accepted occurs particularly often in paediatric practices, where more than half of the public healthcare practices have put a freeze on admissions.

In child and adolescent psychiatry, 40 percent do not accept new patients, and among gynaecologists, it is almost a third (30 percent). Family doctors also struggle with welcoming new patients, and many of their practices have already reached full capacity.

The Medical Association calls for immediate action, urging the health insurance sector to become more attractive and receive better funding. This could involve measures to incentivise doctors to work within the public system, potentially reducing wait times and improving patient access to care.

During the study presentation, Johannes Steinhart, president of the association, described the increased waiting times as the result of neglect within the established health insurance sector. He said he believes that the public health system is massively endangered.

Naghme Kamaleyan-Schmied, chairwoman of the Curia of the resident doctors in the association, pointed out that while the population of the federal capital has grown by 16 percent since 2012, the number of public doctors has fallen by 12 percent in the same period.

The association now wants to make the public healthcare system more attractive to doctors, which could cut down waiting times and make it easier for patients to receive care. The association’s demands for this to happen include increasing flexibility in contract options, integrating health and social professions in individual practices, reducing bureaucracy, and improving fees.

ÖGK, Österreichische Gesundheitskasse, Austria’s largest public healthcare fund, is currently creating 100 additional public health positions, with almost two-thirds of the positions already having applicants, as well as planning for another 100 positions. They also aim to create a central telemedicine service and a platform for making appointments by phone and online, which is meant to reduce waiting times and improve access to care.

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