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CHILDREN

How different is raising kids in Switzerland compared to the United States?

What can families anticipate with regard to raising children in Switzerland and in which ways does it differ from the United States? Here is a look at some of the main differences.

How closely does raising kids in Switzerland resemble raising kids in the United States? Photo: Fabrice COFFRINI / AFP
How closely does raising kids in Switzerland resemble raising kids in the United States? Photo: Fabrice COFFRINI / AFP

Moving to a new country can come with a pretty big learning curve – especially if you’re moving with family.

Schools

Switzerland offers the choice between public, private, international, and boarding schools. Public schools are however the norm for the vast majority of kids – of about 5,000 schools in Switzerland, only about 300 are private.

International schools are a popular option for families that have been in international schools in other countries, or if they’re keen on their kids being immersed in and developing their English.

Some of the top boarding schools can be found in Switzerland, with families from all over the world sending their kids to them. Wait lists can be long, but this sleep-away option is available for kids ages 3-18. 

Approximately 95 percent of Swiss parents send their children to public schools because they are free and because the educational system is such high quality.

READ MORE: How much does it cost to raise a child in Switzerland?

Many international parents opt for public schools so their kids can pick up the local language and make local friends. Public schools in Switzerland are fantastic and your child will have access to a solid education complete with activities and outings.

There are physical education activities in addition to recess and bi-monthly trips for swimming lessons, and often ice skating in the winter. 

Parents and students alike will almost immediately notice a difference in the amount of homework that comes home.

Heather Wittkopp has two sons that go to a private school in the German-speaking region, near Zug. She recalls the struggles back in Pennsylvania.

“It was very stressful and we would constantly be studying. We fought about it. It was hours of homework. It was not a good situation.”

When asked if things have gotten better since their move to Switzerland about two-and-a-half years ago, her tone completely changes.

“Coming here to the international school was just eye opening. It’s amazing what they learn here, but it’s also that the pressure isn’t there. In the US you’re constantly memorising for tests. And here, it’s more like they’re teaching for the real world– like how to think outside the box.

They’re doing a lot of projects where you’re constantly with people and you have to collaborate and you have to work with all different types of people and figure out how you can work together in a team.”

Getting to-and-from school 

While the US has a heavy drive-to-school and drop-off culture, parents in Switzerland are actively encouraged not to use cars to bring kids to class. Most kids walk, though it’s common to see children on bicycles or scooters heading to school. 

There are high levels of social trust in Switzerland which means children, most as young as four and five years old, start learning to walk to and from school alone.

READ MORE: How to save money on childcare in Switzerland

Not only is this practice of raising independent children a family affair, the whole community is supportive and aware of it. There are crossing guards at all major streets who help students as they go to classes and as they go home for lunch or after school. 

When asked about her thoughts on the level of social trust and the independence culture, working mom, Lara Junod says, “It’s pretty amazing that in this day and age, you know, in 2022 with the world that we’re in, that this can still exist. It shows that people do look out in your community.”

Originally from New York, Lara has lived with her husband and six-year-old daughter in French-speaking Lausanne for the past three years. “They teach them here to be quite independent, quite young.”

International schools are a popular choice for foreigners in Switzerland. Photo: Fabrice COFFRINI / AFP

International schools are a popular choice for foreigners in Switzerland. Photo: Fabrice COFFRINI / AFP

Home for lunch

A two-hour lunch break is scheduled into the day, allowing for students to head home and have lunch with their families. If the parents work, however, there are after-school programs for which children can be signed up.

These programs provide lunch and care for the two hour break and primary school children will return to school for the rest of the school day before coming back to the after-school care program.

In the evening when the program shuts down, children are either picked up or will walk back home on their own. 

READ MORE: What is emergency childcare in Switzerland and how do I access it? 

Extracurricular activities

Each canton offers weekly sports activities for children in kindergarten and primary school during the school year. The cost for the weekly activity is minimal and offers children something to do after school, gives them an opportunity to make new friends, and learn new athletic skills.

An example of some of these would be some of the traditional sports played in the US, but also fencing, sailing, American football, dance, and yoga, among others. 

Daycare Quality

What about babies and younger kids who aren’t old enough to start kindergarten? There is a mixture of for-profit and not-for-profit childcare throughout the country.

Some daycare centres offer full immersion in the local language while others offer bilingual care (the local language and English). In public, not-for-profit daycare, parents can still expect a child-focused curriculum that supports young children’s development and growth. 

EXPLAINED: What are the rules for homeschooling children in Switzerland?

It’s imperative to note that the cost for daycare in Switzerland is very high, costing around 2,500 Francs per month, per child, although some subsidies are available depending on the overall household income.

Due to this and in conjunction with traditional values, many children will stay home with a parent until they are of kindergarten age.

There are, however, play groups which allow for parents with babies and younger children to network and for both child and parent to socialise. Play groups can be for a couple hours at a time and are offered through churches and community centres several times per week. 

Home life

While things at home will probably carry on much as they would in the United States, there are some nuances to living in Switzerland.

For example, there are dedicated quiet hours to which everyone adheres.

From 10 o’clock at night until 7 A.M., people are quiet.

Additionally, there is a quiet hour from noon until 1P.M., so people can have a relaxed lunch and potentially quiet time for a lie down.

Finally, Sunday, in its entirety, is a quiet day.

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MONEY

Do adult children in Switzerland have to support their parents financially?

Usually, it is the parents’ responsibility to ensure their kids are well taken care of financially. But can Swiss authorities force the children to return the favour in times of need?

Do adult children in Switzerland have to support their parents financially?

In most cases, once children are grown up and out of the house, they are (or at least should be) self-sufficient in terms of finances.

Parents too should breathe a sigh of relief that they are no longer obligated to pay for their children’s expenses, except perhaps for giving them some money here and there as a gift.

This is what happens in the best-case scenario.

But what if things don’t go according to this plan — for instance, if the parents find themselves in financial straits and can’t  afford to pay their bills?

Family obligations

Generally speaking, the truly needy people who don’t have enough income to pay for their basic living expenses will receive financial help from the government, in the very least in the form of the health insurance and housing subsidy.

READ ALSO: Can I get financial help in Switzerland if I’m struggling to pay the bills?

However, before doling out public money, authorities will see whether relatives should be made to help the struggling individuals pay their bills.

(In this context, ‘relatives’ means only those in the direct line of descent: grandparents, parents, and children.)

They will do it by checking the tax status of these relatives — how much they earn and what other financial assets they have — to determine whether, and how much, they should be paying toward their parents’ expenses.

Obviously, you will be expected to pay up only if your own financial situation allows it; you will not be forced to part with your money if you have very little of it yourself.

 ‘Favourable financial circumstaces’

Based on a Federal Court ruling, if the adult child  lives in ‘favourable financial circumstances’ they are required to help out their struggling parents.

The Court defined ‘favourable financial circumstances’ as income and assets allowing a comfortable life.

‘Comfortable life’, in turn, was defined by the Swiss Conference for Social Welfare (SKOS), as a taxable annual income of 120,000 francs for a single person, and 180,000 francs for married couples.

“If you have minors in your household, the limit is increased by 20,000 francs per child,” according to AXA insurance.

It goes on to say that you can deduct an exempt amount from your taxable assets.

“Your annual depletion of assets is deducted from the remaining amount. This means that if you are obligated to provide financial support, you are permitted to use part of your assets yourself each year; you don’t have to devote your entire assets to providing support.”

At between 18 and 30 years of age, this is 1/60th per year; from 31 to 40, 1/50th per year; 41 to 50, 1/40th per year; 51 to 60, 1/30th per year; and from the age of 61,1/20th per year. 

Are there any exemptions to these rules?

Aside from not having sufficient funds, you could be exempted from paying if, say, your parents, or parent, have not lived up to their own financial obligations toward you.

In Switzerland, parents are required to  provide financially for their children until the age of majority, and even beyond that if they are still studying or undergoing vocational training — typically, until the mid-20s.

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