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SHOPPING

What you need to know about sales shopping in Italy

Italy's shops are only allowed to hold two big sales a year - and the next one is coming up. Here's what you need to know.

What you need to know about sales shopping in Italy
Italy's summer sales begin in early July each year. Photo by ANDREAS SOLARO / AFP

By law, shops in Italy are allowed only two big sales a year – one in winter, one in summer. But what they lack in frequency they make up for in size. 

READ ALSO: What changes about life in Italy in July 2022

Discounts are deep and sales last for several months: the summer sale kicks off in early July and in many parts of Italy, you’ll still find them going well into September.

When do the summer sales start?

Here’s when the 2022 sales officially begin and end in each Italian region:

  • Abruzzo: July 2nd-August 31st
  • Basilicata: July 2nd-September 1st
  • Calabria: July 2nd-September 2nd
  • Campania: July 2nd-August 31st
  • Emilia-Romagna: July 2nd-September 30th
  • Friuli-Venezia Giulia: July 2nd-August 31st
  • Lazio: July 2nd-August 13th
  • Liguria: July 2nd-August 16th
  • Lombardy: July 2nd-August 30th
  • Marche: July 2nd-September 1st
  • Molise: July 2nd-August 31st
  • Piedmont: July 2nd-August 27th
  • Puglia: July 2nd-September 15th
  • Sardinia: July 2nd-September 3rd
  • Sicily: July 2nd-September 15th
  • Trentino-Alto Adige/South Tyrol: July 2nd-August 8th
  • Tuscany: July 2nd-August 31st
  • Umbria: July 2nd-August 31st
  • Valle d’Aosta: July 2nd-September 30th
  • Veneto: July 2nd-August 31st

Note that some large retail chains in recent years have begun to advertise sales outside of these periods – but discounts in these cases will be reserved for shoppers who are part of a loyalty or membership scheme.

When’s the best time to go?

That depends on your priorities: shops are likely to be packed on the opening Sunday, so anyone who doesn’t do well in crowds is advised to wait at least a few days – ideally until mid-week.

Cuts will continue as the sale goes on, so die-hard bargain hunters will find the cheapest prices at the end. But of course the earlier you go, the bigger the selection you’ll find.

What’s on sale?

Anything and everything. But the main attraction is seasonal products like clothing, which shops have an incentive to get rid of quickly.

Italian law states that the items on sale must come only from the season just gone, rather than things that have been sitting on the shelves for months (though the rule is hard to enforce).

When it comes to fashion, that means you’ll find chiefly stock from autumn-winter collections on sale.


Photo: Marco Bertorello/AFP

How much can you expect to get off?

It varies from shop to shop, but discounts typically start at around 20-30 percent and can rise to as much as 70 percent.

By law shops must mark the reduced price and the original price so you can tell how much of a bargain you’re really getting.

Are there any sales scams to watch out for?

Consumer rights groups advise customers to be wary of discounts of 70 percent and more: they can be a sign that either the item was overpriced to begin with, or is old inventory from a previous year.

Shops are also supposed to display discounted items separately from non-reduced stock to avoid confusion, but check labels carefully just in case.

Anything that’s labelled as reduced must be sold at the new price: you can report the seller to the police if they attempt to give you less than the advertised discount.

Some sellers have also been known to claim that you can only pay for a sale item with cash: not true. Any shop that usually takes cards is obliged to do so during the sales, too. And however you pay, make sure you get a receipt.


Photo: Andreas Solaro/AFP

What’s the returns policy?

Sales or no, by law shops in Italy are only obliged to take back items that have a defect, such as a broken zip or open seam. Even then there’s no guarantee you’ll get your money back: shops can offer to repair or substitute the item, or give you only a partial refund depending on how bad the fault is.

Anything else is at the seller’s discretion. And while many shops usually allow you to change your mind, during the sales period they may scrap their usual returns policy.

Check each shop’s terms and conditions before you buy, and make sure you try clothes on.

The rules are different, though, if it’s impossible to try before you buy – i.e. if you’re shopping online. In that case customers are entitled to at least 14 days in which to return the item and request a full refund, no questions asked.

Eco-friendlier ways to shop

The best thing you can do for the planet is not buy more stuff. But if you can’t resist updating your wardrobe, a better way to go shopping is to buy used from flea markets (mercati delle pulci), secondhand shops (mercatini or negozi di articoli usati) or charity shops like Humana. (And unless you have a hefty budget, it’s also your best shot at picking up some of Italy’s famed luxury brands.)

If your new acquisitions force you to clear out your cupboards, dispose of your used clothing responsibly by donating it to Humana or another charity that will use or resell it. Even old clothes that are no longer fit to wear can be recycled into useful textiles: drop them off in the donation bins on the street in Rome and other cities, or at a chain such as OVS or H&M. 


Photo: Gabriel Bouys/AFP

Useful vocabulary

i saldi – sales

in saldo – on sale

scontato (del X percent) – discounted (by X percent)

un affare – a bargain

centro commerciale – mall

grande magazzino – department store

abbigliamento donna/uomo – womenswear/menswear

i camerini – changing rooms

“Quanto costa?” – “How much is it?”

“Posso provarlo?” – “Can I try this on?”

“La merce in saldo si può cambiare?” – “Will you exchange sale items?”

“Mi fa lo scontrino, per favore?” – “Can I have the receipt, please?”

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For members

MONEY

Everything you need to know about closing a bank account in Italy

There are multiple reasons why you may want to close a bank account in Italy. But the process may not always be as straightforward as it should be.

Everything you need to know about closing a bank account in Italy

There are various reasons why you may want to close your Italian bank account. 

Perhaps you’re packing up and leaving the country, or maybe you’ve just had enough of steep maintenance fees and are looking to switch to a different bank.

Whichever reason you may have to close your Italian bank account, doing so may not always be straightforward, especially if you’re not familiar with the ins and outs of the process. 

How long does it take?

Bank accounts in Italy can be closed at any time and without prior notice.

It generally takes between six and 15 working days from the day you submit the request for the bank to close the account. 

READ ALSO: The verdict: What are the best banks for foreigners in Italy?

However, under an EU directive adopted in March 2015, if you ask for your account to be transferred to a different bank, this will have to happen within 12 working days from the day of the request. If the bank in question fails to comply, you’ll automatically be entitled to compensation. 

Is there a charge?

As of 2006, closing a bank account in Italy is entirely free, meaning you won’t face any closing fees or penalties. 

Having said that, any outstanding maintenance fees or stamp duty (imposta di bollo – this only applies to accounts whose average balance exceeds €5,000) will be automatically deducted before the account is closed. The same goes for any unpaid fees related to extra services connected to the account, including credit card costs.

Is there anything I need to do before closing the account?

Before requesting that your account be closed, you’ll have to make sure you have a positive balance and stop or transfer to a different account any direct debits or recurring payments. 

People walk past a branch of Italy's UniCredit bank in Milan

People walk past a branch of Italy’s UniCredit bank in Milan in August 2011. Photo by OLIVIER MORIN / AFP

You’ll also have to complete any pending banking operations, including transfers. 

Do I have to go to the branch to cancel?

Though some smaller institutes may still specifically require clients to close an account in person, most major banks in Italy currently allow customers to close an account remotely by sending a registered letter (lettera raccomandata) to the relevant branch or a PEC message to the branch’s email address.

READ ALSO: Can I open a bank account in Italy as a non-resident?

In either case, the message should enclose your account details, a completed cancellation form (this can usually be found on the bank’s website) and all the required documentation, including a copy of a valid form of ID. 

That said, while it may be possible to submit an account closure request without visiting your branch, you may still be asked to return any debit or credit cards, or, if applicable, your chequebook in person. 

Should you not be able to do so (for instance, because you live abroad) you’ll have to get in touch with the bank to make different arrangements. 

Things are generally far more straightforward when transferring an account to a different Italian bank as the new institute will handle the process for you (including the closure of the former account) and you may not be asked to visit the ‘old’ branch at all.

What about closing joint accounts?

If you have a joint account with ‘conjunct signature’ (firma congiunta) authorisation, the cancellation request must be signed by all named account holders.

READ ALSO: Which documents do I need to open an Italian bank account?

If you have a joint account with ‘disjunct signature’ (firma disgiunta) authorisation, the request can be signed by just one holder. 

Can I close the account if I have a mortgage?

Under Italian law, banks cannot force customers to keep an account open for the purpose of managing other banking products, including a mortgage. 

This means that you can close your account with the bank granting the mortgage, and keep making payments from a different account. 

However, you’ll have to make the transfer prior to submitting your account closure request.

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