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PROPERTY

Why I swapped London life for a tiny village in northern Spain

Marc Furnival is a British architect also registered in Spain, who now lives and works in Asturias, the mountainous and coastal region of northern Spain.

Why I swapped London life for a tiny village in northern Spain
Photo: Marc Furnival / Iberia North

After many years of visiting the area, in 2014 he sold his flat in London to live permanently in northern Spain in a house he had built in the mountains. 

He runs Iberia North, an international property agency and architecture practice.

My first trip outside the UK was to visit Spain in 1992 for the World Expo in Seville, as an impoverished architecture student. Being a first trip ‘abroad’ it all seemed very cultural and culinary, and I liked it.

After graduating during a previous recession in the early 1990s, I went to New York and lived for a couple of years there to pay for my post-graduate studies. Whilst there I met Olga, who is Spanish from La Rioja. She is now my wife.

Later travels took me to Shanghai for a year designing new cities, but the one that led to Asturias, albeit indirectly, was after spending almost a year in the southern cone of South America, including living in Sao Paulo briefly, but in particular the amazing national parks of central Chile.

Whilst taking a short re-grouping sabbatical with my wife’s family in Logroño, capital of La Rioja, by chance a friend who is a mountain guide was passing through on her way to Asturias, so on a spur of the moment decision we decided to go with her.

On seeing the mountains and lowland forest of Picos de Europa, they reminded us so much of the mountains of Chile we had so recently loved hiking through.

The Picos de Europa are so named, as historically they were the first thing you saw of Europe when returning by sailing ship from the Americas.

These mountains and Asturias are held dear to the Spanish as, although now very well connected by road and air, they seem so distant culturally from what Spain is more commonly known for. Also that Asturias, Patria Querida (Asturias, my beloved land) is a national drinking song for late night revellers.

Once installed in a small mountain village, after a hearty lunch, a hot summer's day took us to a shaded mountain walk along the River Casaño, and passing a village along the way we saw a derelict stone barn for sale.


The stone barn, in ruins.

Not having even been thinking about buying a property, we called the owners anyway. They wanted the exact amount of money we had left after returning from China and Australasia, so that was that. We headed back to La Rioja, packed up and went to London to raise the money to renovate the barn.

After eight great years in London, whilst working on neighbourhood regeneration, I was thinking increasingly more about the almost clichéd adage of the ‘work-life balance’, but wanting to explore what that actually might mean in terms of achieving a more integrated way of living.

Having just finished renovating the small mountain house, after many years of paperwork, and construction trials and tribulations, it felt like the right time to sell up in London and take the plunge full time to live there, which is in a village of only 20 or so inhabitants.


The final house, after renovation.

For more about his house, look at the website

The issue of engaging and integrating with the place in which you live, or even are just visiting, has always seemed important. Why travel if you don’t? For me, part of travelling has always been looking for a place that has inherent in its culture the things in life that you have come to enjoy.

Asturias has that. There are beautiful mountain ranges with mixed forest, mountain deer, wolves and even bears in some places. Asturias is full of places to discover.

Dramatic mountain ranges emerging from beautiful forests with stone shepherds’ cabins off the beaten track; a green, unspoilt coast with pretty fishing villages and crystal clear rivers running down to secluded beaches below clifftop walks with spectacular blowholes spraying up on wild, stormy days; and cultural, small cities with bustling historic streets and traditional farmers markets, and good restaurants, including eight Michelin stars, in restaurants dotted around, often in, mountain villages.

Of course, as anywhere, living in a more rural area has its pros and cons. But having lived in large cities for many years and now a more rural area, there is not such a distance between the urban and the rural as we might think. Perhaps not having all the cultural highlights that you might have in large cities is an issue, and to an extent its true. But do we need to have 200 theatres, as I had had in London?

You start to learn new skills. I can now build stone walls and am an official cheese taster for the local blue cheese, Cabrales. 

But, it's not all just rural, there are many art exhibitions, theatre, concerts and world cinema an hour away, which is the time I used to spend travelling across London to see a show or friends. But now I can see mountains from my window.

So after oscillating between cities and mountain villages, I am now settled in a market town, where I have based my property and architecture business, although I cover the wider area of North-West Spain. This takes me out and about a lot so I get to know the area quite well and meet a lot of different people.

READ: 10 point guide to buying property in Northern Spain

Iberia North is a bespoke property agency presenting interesting homes from across the region. Based in Asturias, we introduce local properties to an international market. We also work with estate agents in the area to find particular properties either directly or as a commission. Our involvement starts from the initial search through to purchase, then design and construction, when required. 

READ ALSO: Spanish property of the week: An entire village nestled in the Picos de Europa

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PROPERTY

Q&A: What to do if you buy a property built illegally in Spain

Buying an illegally built property in Spain is fairly common but can have several consequences down the line. Here's what you need to know, how to make it legal, whether you can sell it, and the benefits of doing so.

Q&A: What to do if you buy a property built illegally in Spain

Unfortunately, over the years, many properties have been built illegally in Spain, not adhering to local rules and regulations. Foreigners who don’t know the legislation can easily fall into the trap of buying one of these properties, only to find out later down the line.

Maybe it’s when they come to sell or perhaps it’s when they want to do works or improvements on the property.

There are several reasons a home could have been built illegally in Spain. Firstly, it could have been built on the wrong type of land. This is it could have been built on suelo rústico, rural land where residential properties are prohibited, also called no urbanizable

READ ALSO:

It could have also been built too near the coast. This is down to the Ley de Costas or Coastal Law, which was brought into force in December 1989 in order to protect the costas from overdevelopment and high rises spoiling the landscape. 

The law defines different areas of the beach and dictates which is public land, owned by the state and which parts can be owned privately and built on.

If you buy or own a house in one of these non-buildable zones, there are many problems you could face down the line, often sooner rather than later. This is because there are several rules you have to abide by concerning works, reforms and extensions. In some cases, they may not be allowed at all and everything must be approved first by the local government by providing a detailed project.

Because of coastal erosion, this issue is getting worse as some shoreside homes that were once built outside of these areas are finding that they’re now illegal.

READ ALSO: 

The house may have also had extensions made to it that were built without a license, meaning that the extra parts are illegal.

Q: How do I know if my home is legal or not?

A: Unfortunately it can be difficult to know if your property is legal or not. You could have bought and signed for it with a notary and it could be inscribed on the Property Registry, but this still doesn’t mean it was built to the correct specification and on the right land.

The only way to truly tell is to find out if your home ever had a Licencia de Primera Ocupación or First Occupation license, also referred to as a Cédula de Habitabilidad or Certificate of Habitability. This means that according to the authorities, it is suitable to live in and has the correct licenses.

READ ALSO: How to get Spain’s certificate of liveability for properties

Q: What happens if my property doesn’t have a habitability certificate?

A: If your property has never had a Certificate of Habitability, you must regularise the legal situation. First you’ll need to start a legalisation file (expediente de legalización) and contact the town hall. Depending on the seriousness of the case (ie. where exactly it was built, if there’s any structural danger, whether the entire property is illegal or just an extension) the cost of making an illegal property legal can be considerable. As such, each case must be studied individually with the help of an expert to determine whether it is even feasible or worth the investment.

The next step is to bring in an architect and check whether the property complies with all the building regulations. If it does, you simply need present the expediente de legalización to your local town hall, who will confirm whether or not the property adheres to building regulations and can be made legal.

If it doesn’t, you’ll need to consider whether it will comply with the regulations after some renovations. If that’s the case, you’ll need to draw up a renovations project document (proyecto de reforma) outlining the proposed changes and how they will adhere to building regulations. It must be presented to the town hall along with your expediente de legalización.

According to law firm Acal, the legalisation process can be broken down into steps as follows:

  • Contact the town hall.
  • Begin with the expediente de legalización when the town hall confirm whether or not the property can be made legal.
  • Pay the corresponding fees and taxes (in this case it will be IBI) depending on your municipality and region.
  • If you need to make renovations, obtain the proyecto de reforma and hire an architect.
  • Obtain a building permit from the town hall.
  • Once completed, register the property in the Land Registry.

READ ALSO: What is Spain’s IBI tax and how do I pay it?

Q: Do I really need to make my property legal?

A: Yes, because it will benefit you in the long run. It doesn’t matter what the previous owner told you when you were originally buying the property, owning a property that isn’t fully legal (or legal at all) can create problems and even lead to fines worth up to 20 percent of the property’s value in extreme cases.

By going through the legalisation process and making the relevant renovations, if necessary, you gain a legal property for all purposes and with all the benefits that entails.

You will not have problems setting up, paying, or cancelling electricity, water or gas utility services. You won’t have to undertake reforms and renovation work unofficially, avoiding the eyes of the authorities. Instead you’ll be able to register your property in the Land Registry, which will make things much easier when you decide to sell it or pass it on.

In terms of selling it, perhaps that is the biggest benefit of legalising your illegal property: by registering it properly, you will be able to benefit from its full value when selling it. When a property is illegal, the appraised value will probably be no more than 40-45 percent of its real value at best.

The renovations needed to get your property in shape to meet the building regulations could be costly, but will they cost you half of the total value of your property? 

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