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CRIME

Finger slicer’s insurance scam fails

An insurance salesman who sawed off his own finger and thumb to claim insurance was given a suspended sentence by a court in northern Germany on Friday.

Finger slicer's insurance scam fails
Ralf-Werner arriving in court last week. Photo: DPA

The court in Norderstedt, near Hamburg, handed down the 22-month suspended sentence to Ralf-Werner D. after he was found guilty of trying to defraud his insurers. 

The 50-year-old man had qualified as an insurance salesman shortly before the 'accident' in February 2010 and took out four separate insurance policies – with special clauses covering finger injuries – for himself.

If valid, they would have paid out a total of €1.4 million.

Ralf-Werner claimed his finger and thumb were lost when he tripped and fell over his two dogs onto a circular saw.

But a medical expert said in testimony to the court that it was "particularly astonishing" that the rest of his hand remained relatively intact.

"If I take out three insurance policies eight weeks before such a serious accident for such an irrational sum, something isn't right," the prosecutor said.

He added that the neat wounds to Ralf-Werner's hand were inconsistent with his story.

"There's a lot of evidence against the accused. There was too little blood on the saw. An automatic car was ready to go. That number of coincidences can't be real."

The fact that the injury happened to Ralf-Werner's non-dominant hand was also a tell-tale sign of fraud, prosecutors said.

“The man sitting here is no fraudster,” his lawyer responded at the time.

But police said there was “very little blood” when they searched the basement for Ralf-Werner's missing digits.

His wife 'found' them outside in the snow a week later.

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CRIME

German police swoop on gang of foreign dating scammers

German police said Wednesday they had arrested 11 suspected members of a Nigerian mafia group behind a large-scale dating scam.

German police swoop on gang of foreign dating scammers

The Black Axe gang was involved internationally in “multiple areas of criminal activity”, with a focus in Germany on romance scams and money-laundering, Bavarian police said in a statement.

The dating trick was a “modern form of marriage fraud”, police said.

“Using false identities, the fraudsters for example signalled their intention to marry and in the course of further contact repeatedly demand money under various pretexts,” police said.

The money was subsequently transferred to Black Axe in Nigeria “via financial agents”, authorities said.

In the process, the gang used a “commodity-based money laundering” scheme where products, often with a seeming “charitable purpose” were bought and delivered to Nigeria.

Some 450 cases of romance scamming had been reported in the region of Bavaria in 2023 alone, with the damages rising to 5.3 million euros ($5.7 million), police said.

The suspects, who all held Nigerian citizenship and were aged between 29 and 53, were arrested in nationwide raids on Tuesday.

Law enforcement swooped on 19 properties, including both homes and asylum shelters, police said.

The Black Axe gang had “strict hierarchical structures under leadership in Nigeria” operating different territorial units, police said.

The group had a “significant influence” on politics and public administrations, in particular in Nigeria.

Globally, the gang’s main areas of operation were “human-trafficking, fraud, money-laundering, prostitution and drug-trafficking”.

Black Axe operated under the cover of the Neo Black Movement of Africa, an ostensibly charitable organisation used as “camouflage” for the gang’s structures.

The action against Black Axe was the first of its kind in Germany, police said.

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