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What should you do when someone dies in Sweden?

They say nothing in life can be certain apart from death and taxes, but if there's a third certainty, it must be Swedish bureaucracy. Here's how to register a death, arrange a funeral and figure out who inherits what.

a white coffin
Navigating Swedish bureaucracy is difficult in the best of circumstances, but what should you do when a loved one dies? Photo: Gorm Kallestad/NTB Scanpix/TT

If your loved one dies unexpectedly at home or elsewhere, you should call Sweden’s emergency number 112. If their death was expected, due to illness or old age, you can call the person’s medical contact if they have one. A doctor will come to the house and confirm their death.

If the person dies in hospital or a care home a doctor will confirm their death.

The doctor will send the death certificate (dödsbevis) to Swedish authorities. As soon as the Tax Agency receives the certificate, they will register the death in the Swedish population register.

Who do I need to inform?

If the person is a foreign citizen, you need to notify the authorities in their home country. If you contact their country’s embassy in Sweden, they will be able to help you figure out the process.

You need to inform people as soon as you can, including friends, family and colleagues.

The first step after that may be to contact a funeral home (begravningsbyrå) who will be able to organise the funeral and the reading of a will, but also advise on what needs to be done next.

One of the first admin tasks is to order a so-called dödsfallsintyg (which also translates as death certificate, but is different from the one the doctor writes) from the Swedish Tax Agency. This will show the date of death and remaining family members, including spouse and children. If you choose to use the services of a funeral home, they will be able to order a dödsfallsintyg for you.

Swedish authorities run a site called Efterlevandeguiden for people who have lost a loved one. It contains among other things a checklist in English for what to do when someone dies (their guide is genuinely very helpful, so we advise having a look if you’re in this situation).

A funeral home can help you with as much as you need, but there’s usually a lot of decisions and tasks that you’re best placed to do, so it’s a good idea to get as much help as possible.

Many Swedes don’t like to intrude on other people’s business, so there is a risk you find that fewer people than you expect will reach out to you to offer to help or even send their condolences. In most cases, this is due to a (perhaps misplaced) respect for privacy rather than an unwillingness to help, but we’ve generally found that Swedes, when asked, are more keen to help than you think.

How do I organise the funeral?

Sweden allows a lot more time between the death and the burial than many other countries and cultures, with the laws stating that the burial must take place within one month of the death.

That said, the aim is always to respect the traditions and culture of the deceased person.

All residents in Sweden, including foreign citizens, pay a yearly funeral fee (begravningsavgift – it’s part of your tax statement, so chances are you’ve never noticed you’re paying it). This gives them the right to be buried or cremated in their Swedish home municipality for free.

Most cemeteries in Sweden are public spaces and are run by the Church of Sweden on behalf of the state, which means people from other religions may also be buried there. If you want the Church of Sweden to organise a funeral ceremony for you as well however, the deceased person will have had to be a member of the church in order to receive the ceremony for free.

If you want to spread the person’s ashes in a place other than a cemetery, you need to first get permission from the country administrative board (Länsstyrelsen).

Who pays for the funeral?

Some of it, such as a burial plot and a venue in which to hold a ceremony, has already been paid for through taxes, but there may be other expenses such as a fee for the funeral home, flowers, food for the funeral goers, a bespoke coffin, any music you wish to play, and so on.

A funeral usually ends up costing around 20,000-30,000 kronor, which is primarily paid for through the estate (dödsboet). If there’s not enough money, the estate can apply to the social services for financial support in order for the deceased person to receive a dignified burial.

If you want the deceased person to be buried in another country than Sweden, the transport of the coffin or urn will be paid for by the estate, but it could be expensive, so you should also check whether they had travel or home insurance which could cover the cost of transport. 

You need to request documents from the Swedish Tax Agency to transport the body from Sweden. The form is called passersedel för lik or, if the person is cremated in Sweden before their ashes are to be moved abroad, passersedel för stoft.

You also need to get the funeral home to confirm that the coffin or urn is safe for transport and contains what it is said to contain, and you need to get permission from the authorities in the other country.

How do I deal with all the admin?

Again, a funeral home can help you out, but the first step is the death certificate from the Tax Agency. This document will help you not only in organising the funeral, but also in dealing with administrative matters such as cancelling direct debits or contracts, or redirecting post.

Note that banks are automatically informed when someone dies, and then automatically block some of the services used by the deceased until the person’s will has been executed, including joint accounts. If you and your partner have joint bank accounts, it may for this reason make sense for you to also have individual accounts so that you don’t get blocked from all your accounts if your partner dies.

Any outstanding bills that still need to be paid should be paid for by the estate (if there’s money left after paying the funeral and probate costs, which are prioritised). Any debts will also be paid by the estate, or written off. You are not responsible for paying the deceased’s debts yourself.

Before all of this, a so-called bouppteckning will have to be arranged. This is the procedure for going through all of the deceased’s assets and debts. It can be done privately, or with the help of the funeral home, and needs to be submitted to the Tax Agency within four months.

Here’s a useful guide for administering the estate. 

What about inheritance?

In general, the inheritance laws of the country where the deceased lives apply.

In Sweden, if the deceased was not married, but had children, the children inherit. 

If the children are no longer alive, their children, i.e. the grandchildren of the deceased person, are next in line, followed by the great grandchildren (and so on, if they exist).

If there are no direct descendants left, inheritance passes to parents, followed by siblings, nieces or nephews, grandparents, and aunts or uncles. 

Cousins do not automatically have inheritance rights, and note that neither do sambos (co-habiting but non-married couples) unless they are listed in the deceased’s will. 

If there’s a will, it trumps the above order with one major exception: direct heirs (bröstarvingar), i.e. children, grandchildren et cetera, always have the right to half of their inheritance, the so-called legal share (laglott).

If the person was married, a division of joint assets (bodelning) first needs to be carried out to see how many of their assets belong to the estate and how many belong to the surviving spouse – unless they did not have children, in which case all their assets are automatically inherited by their spouse.

If the deceased and their spouse had children together, the spouse inherits everything and is allowed to spend the assets as they wish as long as he or she is alive. Their joint children are only entitled to their share of the inheritance – whatever is left – once both parents are dead.

If the deceased had children with someone else before they married their current spouse, those children (known as särkullbarn) have the right to get their share of the inheritance before their parent’s spouse dies. They are however free to waive this right in favour of the surviving spouse.

There’s no inheritance tax in Sweden.

The above guide tries to address some of the main matters, but barely scratches the surface. Do you have any specific questions about what to do when a loved one dies in Sweden? You’re always welcome to email our editorial team at [email protected]

Member comments

  1. I’d say that on the whole, the related bureaucratic procedures further to death in Sweden are very efficient – particularly so when compared with some other countries. I found the most stressful and frustrating moments were trying to cancel the deceased’s subscriptions for magazines, book clubs, satellite/cable TV, computer antivirus and so forth. Nearly drove me crazy.

  2. To expand on my comment below: The ‘personnummer’ is a vital key to the administrative process and some things go at a frighteningly fast pace within hours of the person’s passing. As for cancelling subscriptions, if you use the deceased’s email they don’t believe you, and if you use your own email they don’t believe that you’re acting honestly on behalf of the deceased’s estate… It’s a kind of Catch 22 moment.

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TRAVEL NEWS

Reader question: What will EES mean for foreigners living in Europe?

The EU's new Entry & Exit System (EES) of enhanced passport controls is due to come into force later this year, but among many questions that remain is the situation for non-EU nationals who live in the EU or Schengen zone.

Reader question: What will EES mean for foreigners living in Europe?

Currently scheduled to start in autumn 2024 (unless it’s delayed again, which is not unlikely) the EU’s new Entry & Exit System is basically an enhanced passport check at external EU borders, including a facial scan and fingerprinting.

You can find a full explanation of the new system HERE.

Travellers crossing an external EU or Schengen border for the first time will be required to complete EES ‘pre-registration’ formalities including that facial scan and fingerprinting.

There are, however, several groups exempt from EES and one of them is non-EU nationals who have a residency permit or long-stay visa for an EU country.

So if you’re a foreigner living in the EU or Schengen zone, here’s what you need to know.

Exempt

One of the stated aims of EES is to tighten up enforcement of over-staying – IE, people who stay longer than 90 days in every 180 without a visa, or those who overstay the limits of their visa.

Obviously these limits do not apply to non-EU nationals who are resident in the EU or Schengen zone, which is why this group is exempt from EES checks. They will instead be required to show their passport and residency permit/visa when crossing a border, just as they do now.

In its explanations of how EES will work, the European Commission is clear – exempt groups include non-EU residents of the Bloc.

A Commission spokesman told The Local: “Non-EU citizens residing in the EU are not in the scope of the EES and will not be subject to pre-enrollment of data in the EES via self-service systems. The use of automation remains under the responsibility of the Member States and its availability in border crossing points is not mandatory.

“When crossing the borders, holders of EU residence permits should be able to present to the border authorities their valid travel documents and residence permits.”

How this will work

How this will work on the ground, however, is a lot less clear.

Most ports/airports/terminals have two passport queues – EU and non-EU. It remains unclear whether the non-EU queue will have a separate section for those who are exempt from EES.

It does seem clear that exempt groups will not be able to use the automated passport scanners – since those cannot scan additional documents like residency permits – but should instead use manned passport booths. However it is not clear whether these will be available at all airports/ports/terminals or how non-EU residents of the EU will be directed to those services.

There’s also the issue that individual border guards are not always clear on the processes and rules for non-EU residents of the EU – even under the current system it’s relatively commonly for EU residents to have their passports incorrectly stamped or be given incorrect information about passport stamping by border guards.

Brits in particular will remember the immediate post-Brexit period when the processes as described by the EU and national authorities frequently did not match what was happening on the ground.

The Local will continue to try and get answers on these questions. 

READ ALSO What will EES mean for dual nationals

What if I live in the EU but I don’t have a visa/residency permit?

For most non-EU citizens, having either a visa or a residency permit is obligatory in order to be legally resident.

However, there is one exception: UK citizens who were legally resident in the EU prior to the end of the Brexit transition period and who live in one of the “declaratory” countries where getting a post-Brexit residency card was optional, rather than compulsory. Declaratory countries include Germany and Italy.

Although it is legal for people in this situation to live in those countries without a residency permit, authorities already advise people to get one in order to avoid confusion/hassle/delays at the border. Although EES does not change any rules relating to residency or travel, it seems likely that it will be more hassle to travel without a residency card than it is now.

Our advice? Things are going to be chaotic enough, getting a residency permit seems likely to save you a considerable amount of hassle.

Delays 

Although residents of the EU do not need to complete EES formalities, they will be affected if the new system causes long queues or delays at the border.

Several countries have expressed worries about this, with the UK-France border a particular cause for concern.

READ ALSO Travellers could face ’14 hours queues’ at UK-France border

Where does it apply?

EES is about external EU/Schengen borders, so does not apply if you are travelling within the Schengen zone – eg taking the train from France to Germany or flying from Spain to Sweden.

Ireland and Cyprus, despite being in the EU, are not in the Schengen zone so will not be using EES, they will continue to stamp passports manually.

Norway, Switzerland and Iceland – countries that are in the Schengen zone but not in the EU – will be using EES.

The full list of countries using EES is: Austria, Belgium, Bulgaria, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Therefore a journey between any of the countries listed above will not be covered by EES.

However a journey in or out of any of those countries from a country not listed above will be covered by EES.

You can find our full Q&A on EES HERE.

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