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EXPLAINED: How to live on a boat in Spanish waters

Ever dreamt of living on a boat, bobbing your way around the Spanish coast and having a marina as your new backyard? Here are the rules and steps you'll have to follow in Spain to make it happen.

EXPLAINED: How to live on a boat in Spanish waters
Living on a small boat can work out to be cheaper than renting an apartment in Spain. (Photo by Denis LOVROVIC / AFP)

Living on a house boat is fairly common in countries like the Netherlands and United Kingdom, while less so in Spain.

With the cost of living crisis pinching people’s pockets and the Euribor rate making home ownership impossible for many, some in Spain are turning to house boats as an alternative. In fact, it’s a growing trend in Spain, with the sale of recreational vessels increasing at a rate of 8 percent a year.

In Port Vell in Barcelona, as many as 150 people already live there on boats, with a significant waiting list.

Despite not being as popular in Spain as in other countries, demand can’t keep up with supply in Spain.

The Association of Industries, Commerce and Nautical Services (ADIN), estimates that Spain has only 107,894 moorings spaces for 229,000 boats. 

There are 292 marinas in Spain, 70 percent of which are on the Mediterranean.

Living on a boat is entirely legal in Spain. You are perfectly within your rights to live on the high seas (or in a port, at least) and move around as and when you please. 

That doesn’t mean that you can just buy any old boat and moor up anywhere you like, however. There are rules and a few hoops to jump through.

The steps to living on a boat in Spain

According to several Spanish maritime sources, buying a used boat that you can live on in Spain can cost anywhere between €13,000 and €150,000.

Spanish website topbarcos.com has hundreds of boats listed for you to get an idea of what’s available in the second-hand market, as well a page for new vessels.

Sailboats (veleros in Spanish) tend to be among the most popular for people to live in.

If you buy a vessel from a company you’ll have to pay VAT (IVA), and if you buy it from a person, you’ll have to pay ITP tax, the same levy people who buy second-hand homes must pay. VAT is usually 21 percent of the value of the boat whereas ITP depends on the Spanish region where you’ve bought it, ranging from 4 to 8 percent. You have to pay the Spanish taxman ITP within 30 days of the purchase.

You may also have to pay registration tax (impuesto de matriculación) for new boats or those imported from abroad if they’re longer than 8 metres.

But before you complete the purchase, you should consider whether you’re going to buy or rent mooring space at a port, as you’ll need to have a place to take your barco in order to not run into issues.

Even though there is lots of paperwork when committing to buying and living on a boat in Spain, it is still worth it for a select group of people. (Photo by SEYLLOU / AFP)
 

The price of a fixed amarre (mooring space) depends enormously on its size, the type of vessel and the port in question. For example, you can buy a mooring space for €13,000 in Castellón or for €340,000 at Alicante’s Nautical Club. Renting can also go from €200 to €4,000 a month depending on the conditions mentioned previously as well as the season.

Once you have your boat and have rented a mooring space, you must notify the local port authorities that your boat will be considered a place of residence, effectively getting on the town hall census, also called the padrón.

This is crucial because the relevant authorities will have to check that the boat meets the necessary security conditions of Spain’s Maritime Navigation Code to be considered a residence.

Therefore, it has to be properly equipped, have all the correct sailing licences, and not pose any danger to other boats or people.

It should be noted that the technical requirements for being a residential boat can depend on the municipality or port in which you want to live.

Therefore, it is always recommended that before taking the plunge and buying a boat you consult the local municipal regulations regarding mooring and house boats.

If you’re new to boat living, you may also be wondering whether it would be wise to rent one first before committing to such a drastic life change.

This is of course possible, but renting a small sailboat usually costs more than €1,000 a week, so it would be advisable to strike a deal with the owner for a longer term rental agreement which sees you pay considerably less. 

Remember as well to consider all the pros and cons of boat living, from having less space and comfort to enjoying the freedom and beauty of the great outdoors on water. 

READ ALSO: How do I get my boat licence in Spain

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VISAS

Spain’s soon-to-end golden visa: Can I still apply and what if I have it already?

Last April, Spain's government said it intends to axe its property-based golden visa scheme, but is it too late still apply, how long does it take and what happens if you have the visa already? The Local spoke to an immigration lawyer to find out.

Spain's soon-to-end golden visa: Can I still apply and what if I have it already?

The golden visa programme, also known as the visado de residencia para inversores in Spanish, grants non-EU nationals residency in Spain when they buy a property in Spain worth €500,000. 

It can also be obtained by investing €1 million in shares in Spanish companies, or €2 million in government bonds, or having transferred €1 million to a Spanish bank account. 

In early April, Prime Minister Pedro Sánchez announced he was axing the property-based golden visa, although there’s no new law in place yet.

READ MORE: What the end of Spain’s golden visa means for foreigners

More recently the government’s junior coalition party Sumar had said that they have now filed an official bill in the hope they can scrap it as soon as possible.

Sumar spokesperson Íñigo Errejón told journalists that the visas are a privilege that must be scrapped “immediately” because they have an inflationary effect on the housing market.

All of this means that those still interested in still getting the visa are confused. They don’t know when the scheme will end, if they still have time to send in applications and what will happen to those who are already in the process of applying.

In order to help answer some of these pressing questions, The Local Spain contacted María Luisa De Castro from CostaLuz Lawyers in to find out more. 

Q: When will the Golden Visa scheme officially end?

A: “The exact date for the official end of the Golden Visa scheme has not been fully detailed yet. Initially, changes would be implemented in the near future, potentially within the next few months. Some optimists believe it might be a bluff by the government and that it may not be implemented after all.”

READ MORE: When will Spain’s golden visa scheme officially end?

Q: Has the process of applying changed?

A: “As of now, the process remains unchanged, so it’s exactly the same as before.”

Q: Can people still apply for now?

A: “Applications are still being accepted. However, given the recent announcement, it is advisable for prospective applicants to act swiftly.”

Q: What will happen if I’m in the middle of the application process?

A: “For those currently in the middle of the application process, their applications will still be processed under the existing rules. Once the new regulations come into effect, it will very likely come with some transitional provisions to handle ongoing applications.”

Q: What about those who want to invest instead of buy a property?

A: “The visa remains available for other investment options such as investments in companies, public debt, etc.”

Q: What if I already have the golden visa through property investment, will I be able to renew it in the future?

A: “Our opinion (and that is what we will defend) is that renewal rights are acquired when the visa is granted and therefore cannot be subsequently reduced, as this would constitute a retroactive limitation of individual rights. The Spanish Constitution prohibits retroactive application of laws that are not favourable or that restrict individual rights once they have been acquired.”

Q: How quickly can I get the golden visa?

A: This depends on where you apply from. According to the CostaLuz Lawyers, if you’re applying outside the countryYou should apply at least 90 days before you plan to travel to Spain”. If you’re inside Spain, you can apply through the Unidad de Grandes Empresas. This could take anywhere between 20 and 60 days.

CostaLuz Lawyers argue that it’s not necessary to wait until the property purchase has gone through, that you can apply with your initial contract or a statement from your bank in Spain, certifying that you have deposited at least €500,000.

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