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MONEY

Five essential tips for saving money on food shopping in Norway

Food shopping in Norway is among the most expensive in Europe, meaning every krone counts. Thankfully, there are a few tips that can help you slash your food bill

A supermarket.
These are our five top tips for saving money on groceries in Norway. Pictured is a supermarket, Photo by Mehrad Vosoughi on Unsplash

Make the most of loyalty programs

Supermarket loyalty programs are one of the best ways to save a pretty penny on your shopping bill. There are also a few different ways they can be utilised to help you save money too.

Trumf, which covers Meny, Kiwi and Joker stores, and becoming a member and part-owner of the Coop offer cashback rewards on purchases.

These offer a great way of saving money passively. With Trumf, you can either use the cash back you’ve accumulated to save on your next trip to the tills or have it deposited straight into your bank account.

The cashback on Trumf ranges from one to three percent, depending on which day of the week it is.

The Coop pays one percent cash back on all purchases, paid out once a year.

Cashback isn’t the only option either. Loyalty schemes offer personalised discounts on the things you buy most. For families with young children, most schemes offer a discount on baby products and nappies.

READ MORE: Everything you need to know about supermarket loyalty schemes in Norway

Shop at independent food stores

Generally speaking, small independent grocery stores are some of Norway’s best sources of cheap fruit and vegetables.

Most big towns, and some smaller ones, will have at least one greengrocer, and the larger cities will have several dotted around.

The fruit and veg found in these stores are more varied and usually cheaper than the selection found in Norwegian supermarkets. Additionally, these stores typically specialise in imported foods from all over the world.

READ ALSO: Where to find international foods in Norway

The imported foods you find in these stores are also cheaper than they would be in a supermarket.

Make the most of apps

For anyone looking to save a bit of money on the weekly shop, then Mattilbud is an essential download. The app gathers all the current offers on food supermarkets in Norway are running so you know where the best savings can be found.

Other apps like Too Good To Go are also popular in Norway. Too Good To Go offers great prices on food that stores and restaurants would otherwise throw in the bin. The app isn’t just thrifty; it also helps you do your bit to help cut down on food waste.

Get into thrifty habits

There are a few ways you can change your shopping habits to save money. For starters, all Norwegian supermarkets have a reduced to clear section where food approaching its sell-by date is put. If you shop in one supermarket regularly, it may be worth figuring out when the reduced to clear section is stocked.

You won’t always find what you are looking for or something you might use by expiration. Instead, keep an eye out for bits you buy regularly and can put in the freezer for another day.

Buying in bulk and meal planning are also great ways to cut down on your shopping bill. Combining these tips with discount apps and loyalty schemes will help you maximise these savings.

Shop in Sweden

When we have run readers surveys on the best ways to save money in Norway in the past, one tip that readers also pass on is to consider shopping in Sweden.

For obvious reasons, this won’t make sense if you live in Stavanger, Bergen or Ålesund. However, if you live close to the border, it may be worth crossing over into Sweden for cheaper goods.

The reason why harrytur (cross-border shopping trips) are so popular is because Sweden doesn’t pay the same customs duties as Norway does as it is an EU member. This means plenty of products are much cheaper than in Norway and the selection on offer is a lot more varied as the protection laws aren’t as tight. 

There are some quotas and rules, though, and you may be subject to taxes depending on how much you spend.

READ MORE: Why are harrytur so popular with Norwegians? 

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For members

WORKING IN NORWAY

Five things to know about wages in Norway

Norway is a great country to live and work in, and many point to the high salaries as a major pull factor. Here’s what you need to know about the wages in Norway. 

Five things to know about wages in Norway

Norway doesn’t have a minimum wage 

Many wrongly assume that the high wages in Norway must be the result of a high minimum wage. 

However, the country doesn’t have a minimum wage which covers all sectors. Instead, wages are agreed upon through negotiations between trade unions and individual employers or employer organisations. 

This contributes to high levels of trade union membership in Norway. 

Those who aren’t in a union or sectors where membership isn’t widespread negotiate their own wages. 

Some industries, where workers are likely to be exploited or where there may be a large number of foreign workers, have minimum wages enforced by the Norwegian Labour Inspection Authority.

READ MORE: Which industries in Norway have a minimum wage?

How Norwegian wages compare 

The average salary in Norway (more on that later) was 56,360 kroner per month in 2023. 

This equates to an annual salary of around 676,000 kroner. This is a salary equivalent to 49,000 pounds, 57,510 euros, or 61,266 dollars. 

The average annual salary in the US is 59,428, according to Forbes magazine.  Eurostat, the official statistics office of the European Union, measured the average annual salary for a single worker without children at 26,136 euros and 55,573 euros for a working couple with two children. 

However, wages vary greatly across the EU. In 2022, the net annual earnings of an average single worker without children were 47,640 euros in Luxembourg compared to 8,412 euros in Bulgaria

Meanwhile, the average Dane earns 46,972 Danish kroner before taxes, according to Statistics Denmark. This is around 73,981 Norwegian kroner. In Sweden, the average salary was around 38,300 Swedish krona or roughly 38,534 Norwegian kroner

Average wage versus median wage 

The average monthly wage of 56,360 kroner is pulled up by the very highest earners. The highest earners in Norway are found in the private sector. 

Statistics Norway used to keep data on the very highest earners, and around 41,600 people were in the top one percent in 2021 (the year Statistics Norway last kept data) 

To be in Norway’s top one percent required annual earnings of 1.8 million kroner or 150,000 kroner monthly

The median wage is a far more modest 50,660 kroner. 

Income tax 

Norway uses a mixture of progressive and flat taxation. The majority of wage earners in Norway, they will pay a flat income tax of 22 per cent, along with a bracketed tax based on earnings. 

The bracket tax ranges between 1.7 and 17.5 percent, depending on one’s earnings. This means that you can have income tax of up to 39.5 percent in Norway. 

Foreigner workers who are new to Norway will be sorted into the PAYE schemeThis is a flat tax rate of 25 percent, however there are no deductibles available. After a year, they will be sorted into Norway’s regular tax system. 

Norway’s gender and immigrant wage gap 

Foreigners in Norway typically make less money than their Norwegian counterparts. The average salary for a foreign resident in Norway is around 50,270 kroner per month, according to figures from the national data agency Statistics Norway.

Furthermore, when you take immigrants out of the wage statistics, the average wage rises to 58,190 kroner. 

The highest earners amongst foreigners in Norway were those  from North America and Oceania. They made 61,810 kroner on average. 

Africans, and those from countries that joined the EU after 2004, had the lowest earnings among all immigrant groups in Norway. 

While women’s wages increased more than men’s last year, a gender wage gap still exists in Norway. An average woman’s salary amounted to 88.3 percent of a man’s monthly pay packet.

bigger gap existed between Norwegian men and foreign women. 

READ ALSO: How much money do Norway’s different foreigners make?

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