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LIVING IN FRANCE

How to send packages from France to the UK and US (and how long it should take)

The French postal service is key to life for foreigners living in France as you depend on it for everything from sending important documents to receiving gifts from people back home. Here's a look at how to send letters and packages from France to the UK and US... and how long it should to take.

How to send packages from France to the UK and US (and how long it should take)
Chronopost is one of the postal services available under La Poste. Photo: AFP

Questions have been raised over the efficiency of the postal service over the past couple of days as British people living in France who intended to vote in the European elections via postal vote found their ballot paper had either arrived too late or not at all

In a world where you can do most things online, most people do not rely too heavily on the postal service in their home country.

But once you're living in France you'll no doubt find yourself relying on it more and more – not just for getting all of your important documents off to various French administrative bodies – but also to vote and send cards and presents to your family and friends back home. 

The most obvious way to send things is of course through La Poste which handily allows you to check out how much it will cost you to send your letter or package in advance. You can do that here.

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Tell us: What is the best delivery method to and from France?Photo: AFP

For example, sending a letter to the UK or US from France at the cheapest rate will cost you €1.29. However if you'd like recorded delivery it will set you back €4.45 and if you'd like to be extra sure that it will get to its destination, you can pay a fairly hefty fee of €12.30 for extra services such as online tracking. 

La Poste says that the estimated ETA for any of the above tariffs is 3-8 days. 

When it comes to sending a “standard parcel” weighing (up to 30kg) to the UK using La Poste you have three options. One, which includes online tracking, costs €12.30, with the ETA for the package arriving at its destination 3-8 days. 

Meanwhile you can use the Chronopost service which is more expensive. The Chrono Classic Europe service will set you back €24.17 and your package will arrive in 2-6 days or you can pay €31.34 to have your package arrive in 1-3 days. 

However the cheapest price available when it comes to sending parcels to the US will require you to dig a little deeper into your pockets. 

Parcels up to 20 kg can be sent on the Colissimo International tariff for €24.35. The other option is to send it on the Chrono Express Monde for €45.25. 

There are also many large couriers such as Fedex and Eurosender that will deliver packages from France internationally. 

With a wealth of different options available, we asked readers of The Local for their recommendations.

Several readers said they had good experiences with parcel couriers DPD and UPS for sending larger items.

American Stephen McRae, who lives in Nice, said: “FedEx is reliable but expensive.” He also recommended allowing 14 working days for delivery of items between the US and France.

But the clear winner was La Poste, with many readers saying they use the French national post service for everything from letter and cards to much larger items.

Dari Brg wrote: “La Poste is good enough even for sending bikes! Just make sure you pay extra for insurance.”

While Josephine Burke Staunton added: “I just use La Poste – all have arrived for the past 3 years.”

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PROPERTY

How to ensure your French property is insured for storm damage

Storm Ciaran’s property-wrecking passage through France - with another storm forecast for the weekend - may have many people wondering how comprehensive their insurance cover is. 

How to ensure your French property is insured for storm damage

In the wake of Storm Ciaran, thousands of property owners in France are preparing insurance claims – with initial estimates of the bill for damage between €370 million and €480 million.

Home insurance is compulsory in France, whether you own the property you live in or you rent – and it must include some level of storm damage cover. 

Check also to see if your insurance provides cover in case of a declaration of a catastrophe naturelle.

The garantie tempête (storm guarantee) covers damage caused by violent winds. What constitutes a ‘violent wind’ varies from contract to contract, but there appears to be a widespread consensus of agreement on wind speeds over 100km/h.

In most insurance contracts, this covers damage caused by the storm and within the following 48 hours – so you’re covered if, for example, a tree weakened by the storm comes down within that period and damages your property.

Be aware that, while the storm guarantee automatically covers the main property, it generally only covers any secondary buildings and light constructions – such as a veranda, shed, solar panels, swimming pool or fence – if they are specifically mentioned in the contract. 

The same is true of any cars damaged by debris. A basic insurance contract might not include storm damage, so it is always worth checking.

Damage must be reported to your insurer as quickly as possible. The deadline for making declarations is usually five days after any damage is noticed. This is especially important for second home owners, who may not be at the property when the damage occurs. 

In some cases – such as in the aftermath of Storm Ciaran – insurers may extend the reporting period. But under normal circumstances, it’s five days after the damage has been discovered.

What happens next

To make a claim, the first thing to do is contact your insurer by phone or email. Your insurer will take you through the next steps, but usually you have to send in a declaration – which should include an estimate of any losses and for any repairs, with evidence where possible, such as photographs and any receipts for purchases. 

Your insurer may also request proof of wind intensity, which can be provided for example by a nearby weather station.

The insurance company may appoint an expert to come and assess the damage, so make sure to keep damaged property safe until they arrive, as well as all invoices for any urgent repair work. 

What if you’re a tenant?

If you rent your property, you must report any damage inside the accommodation to your insurer and also notify your landlord so that they can file their own claim. 

In the case of a co-propriete, you must declare damage inside the accommodation to your insurer, while the trustee sends his own declaration to the collective insurance (which sometimes covers the private areas) .

How long does it take for claims to be settled?

Payment of the compensation provided for by the “storm guarantee” depends your home insurance contract. After the insurer has estimated the amount of damage, compensation is generally paid between 10 and 30 days following receipt of the insured’s agreement.

What if we got flooded?

In the case of flooding, you may have to wait for a natural disaster order to be issued. 

Catastrophe naturelle

The ‘state of natural disaster’ is a special procedure that was set up in 1982 so victims of exceptional natural events, such as storms, heavy rain, mudslides and flooding, as well as drought, can be adequately compensated for damage to property.

The government evaluates each area and deems whether it qualifies for the status of catastrophe naturelle (natural disaster). 

Essentially once a zone is declared a natural disaster, victims can claim from a pot of funds created by all insurers. If the zone is not declared a disaster, insurance companies are under no obligation to pay out. 

Under a “state of natural disaster” residents are covered for all those goods and property that are directly damaged by the phenomenon, in this case storms.

It applies to residential or commercial buildings, furniture, vehicles and work equipment that are already covered by insurance policies.

Homes must be already covered by a multi-risk insurance policy for the status of natural disaster to count.

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