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REVEALED: Your money-saving tips for life in Denmark

Denmark is famously one of Europe's most expensive countries, so we asked our readers in the Nordic nation for their top Danish savings tips.

REVEALED: Your money-saving tips for life in Denmark
92 percent of our readers in the survey said the expense of Denmark had changed the way they live, compared to other countries. Photo: Mads Claus Rasmussen/Ritzau Scanpix

Denmark was named as the most expensive European Union country for basic goods and services in 2022, along with Ireland. Data from the EU’s statistics agency Eurostat showed that price levels in Denmark were 40 per cent higher than the EU average.

For consumer goods and services, Denmark had the highest prices of all EU member countries, coming in at 49 percent above the EU average.
 

As many as 90 percent of our readers surveyed said that Denmark is an expensive country to live in but had many money-saving tips to share.

 
“Use Earlybird for booking restaurants…the Tilbudsavis app to find discounts on groceries, buy coffee capsules online, never pay for electricity Aconto – settle only for actual consumption, get a prepaid phone plan from Lycamobile or Lebara as it’s best value for money,” 31-year old Ivan in Copenhagen suggested.
 

Cooking at home and avoiding eating out was a popular suggestion from many readers. They also recommended researching online before buying expensive products and to check discounts in supermarkets.

 
37-year old Magda based in Copenhagen said, “Use the minetilbud app so you can buy øko [organic, ed.] products for lower prices, buy discounted products in a larger amount and store them, buy good quality bread or øko meat/fish with a short expiration date and freeze it…grow your own vegetables, use the Too Good To Go app.”
 
Reader Kevin added, “I buy bulk goods when they are on sale and then freeze them for later.”
 
Money-saving tips also included using the commuter discount card Pendlerkort for public transport and car-sharing or renting a car instead of buying.
 
One reader said, “For public transportation, check company card options with your employer. For insurances, check your employer schemes and do your research online with comparison tools. For car insurance, consider joining a motorist association as they offer much cheaper car insurance plus other benefits. There is little sense in buying new or large cars as they are excessively expensive.”
 
 
For those with children, it was recommended to buy annual membership cards to zoos, museums and amusement parks if you will visit at least twice a year.
 
“Buy second hand stuff especially for babies and small children and check out libraries or cultural centres for events, especially for kids as they are often free,” one reader said.
 

Petra, from the Czech Republic and living in Aarhus said, “use second hand apps and shops, circular economy apps like Reshopper, or apps selling close to sell-by-date foods like Too Good To Go.”

 
There were several suggestions from our readers to travel out of Denmark to buy certain goods and services. 
 
“Travel to Malmö and do a huge shop there and buy goods in Germany or Sweden, while on trips,” Scott, aged 67 and living in Copenhagen advised.
 
32-year old Hanna, based in Copenhagen said she got all her beauty procedures done abroad.
 
“Find psychologists, teachers, and even personal trainers abroad. Buy vitamins and basic medications in German online pharmacies,” she added.
 
 
Some 92 percent (34 out of 37) of our readers in the survey said the expense of Denmark had changed the way they live, compared to other countries. Many noted how they don’t go out to eat and drink as much, or to the cinema or theatre. Others said a lot of their money went on bills and rent, leaving less to spend on leisure activities.
 
A much lower proportion, 38 percent said they would consider moving away from Denmark because of how expensive it is. 
 
Items people found particularly expensive in Denmark included rent, property, food, especially healthy food and sweets, alcohol, coffee shops, clothing, the price of spectacles, eating out, cinema and theatre, family trips out for example the zoo, museums, public transport and taxis, petrol, cars, dry cleaning, hairdressers, spa treatments, handyman services, and electricians.
 
The items our readers found cheaper in Denmark compared to other countries were education, healthcare, internet and mobiles, car insurance, long-distance bus journeys, bikes, some food (such as rye bread), clothing, houses outside of city centres and even real estate in Copenhagen relative to other European capitals.
 

Member comments

  1. Thank you all for these very helpful and encouraging comments. I’m a d-I-Y kind of person who likes walking, gardening, riding my bike and reading, so I think I could live quite carefully.

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For members

WORKING IN DENMARK

Why more than half of jobs in Denmark aren’t advertised

According to a Danish trade union, two out of three company positions aren't advertised in Denmark, making job-hunting for those new to the country a challenge. We spoke to to a Danish career coach to shed some light on how to find Denmark's hidden jobs.

Why more than half of jobs in Denmark aren't advertised
Job-hunting on the premise that what you see, is less than half of what’s on offer, can feel like entering a mystery trail.  The Danish Trade Union Djøf wrote in their publication Djøfbladet in 2020 that two out of three positions in Denmark are never advertised, according to a number of recruitment specialists. 

“There are a number of reasons why so many jobs aren’t advertised in Denmark,” said Nischa Don Maak, a career coach who spent more than 12 years as a hiring manager here.

“Firstly, Denmark is a small village compared to the UK, India or the States for example and people like to talk to each other, and give recommendations of people to hire. So for lot of the international people I coach from larger countries, this is their first realisation, that Denmark is like a village. 

“Besides, Denmark is famous for its work-life balance, so we get a lot of applicants from all over the world. I once had 700 applicants for just one position. So it takes a lot of work and time to advertise and recruit. In addition there are also rules from Danish job centres that unemployed people need to apply to any job twice a week, so that gives a lot of unserious applications or maybe applicants that didn’t even read the job ad,” Nischa explained.

“Many companies don’t post officially because they maybe have interns or agreements with a business school and they hire from there, or from someone who has done project-based work for them before.

“But often it’s just easier for a hiring manager to hire a recruiter or post about the job on LinkedIn. Maybe the team themselves get asked to help find a new colleague. There’s a reward system in some Danish companies where an employee can get 1000-5000 kroner for helping the company find their next employee,” Nischa told The Local.

In the candidate analysis report from HR consultancy firm Ballisager in 2023, 50 percent of respondents said they found their job in the last 1-2 years without an advert. It was a similar response in their 2019 report, where 51 percent of respondents (789) said their job wasn’t advertised: 39 percent said they found their job through networking, 27 precent through an unsolicited application, 24 percent from the internet, 9 percent through a headhunter and 1 percent social media. 

This may seem overwhelming for internationals new to Denmark or those applying from abroad. But Nischa explained it’s about shifting your mindset to the Danish job market.

“Instead of finding jobs, try and get the jobs to find you. You can do that via networking but also unsolicited applications. An unsolicited application should be clear, short and crisp – a little longer than half a page because the employer didn’t ask for it. You can also network your way into a company and then send an unsolicited application, either before or after making contact. I always tell people to remember, ‘Not networking is notworking,'” Nischa emphasised to The Local. 

READ ALSO: Networking in Denmark: Not as scary as it seems?

The idea of approaching a Dane you’ve never met before for job advice, may seem at odds with the famous Danish reserved nature but it’s actually very common.

“I know Danes are not known for being the most open and friendly people, but networking we really like, and helping other people. Don’t ask a Dane to a movie but a networking event and chances are way higher for a yes,” Nischa explained.

The Danish love of networking is highlighted by the popularity of the work-related networking service LinkedIn. In January 2024, there were 3.3 million LinkedIn users in Denmark, up from 3.1 million users the previous year, according to Statista. That’s more than half of Denmark’s population, which is 5.9 million

“LinkedIn is a great place to network. It’s a social media and we are supposed to be social on social media. So you can reach out to someone and say, ‘I saw your profile, I’m interested in your sector, can you spare 15 minutes or are you up for a virtual coffee?’ – that is effective networking”, Nischa said.

Nischa Don Maak hosting a networking event. Photo: Nischa Don Maak

“When people visit your LinkedIn profile, why not say ‘thanks for visiting my profile I just returned the visit, your work looks interesting, I would love to connect.’ You could also add in if you can be helpful to them via your own network or expertise. It’s all give and take – and most people forget to take.

“Keep your current network in mind as well, it’s not just about growing. One way is to keep posting on LinkedIn to showcase your talents or blog about your knowledge. You could also offer to help a company out or offer some advice then post about that. I have tons of stories from people who got jobs through doing things like that.

“My last tip is to enjoy the process of trying networking out, and finding your own style in the Danish world of networking,” Nischa added.

Three years ago, Nischa Don Maak set up a free community for international and Danish women called Career Club. There are currently 6,400 members from 98 countries who take part in monthly events and share advice on their Facebook group, to support each other in their careers –  something Nischa says is vital in job-hunting. She also offers personalised career coaching services

“You have to do it yourself, but you don’t have to be alone. Find a mentor or sparring partner, or anyone in the same situation. When we are job hunting, we feel at our most vulnerable and insecure, doubting our own skills. And this is time we are asked to show confidence and to sell ourselves and it’s not the time we feel our best. So get help and support, to keep motivated for example by networking too.”

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