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CLIMATE CRISIS

Rewetting German marshes to blunt climate change impact

Amid the fields of northern Germany a vast expanse of bulrushes has been planted to form one of Europe's largest reclaimed marshes.

Marsh
In Germany, current and former wetlands cover some five percent of the country's land area. Photo by Myriam Zilles on Unsplash

Just four years ago, the 10-hectare (25-acre) plot close to the town of Malchin was a simple field.

Like 98 percent of Germany’s historic wetlands, the area slowly dried up over centuries as its peat was harvested and the soil cultivated for grain or keeping livestock.

Now, the land has been rewetted and planted with rushes that rise up to two metres (seven feet) high.

With rubber boots that go up to her knees and a GPS navigation device in hand, biologist Meline Brendel wades through the marshes’ stagnant waters.

“Marshes cover three percent of the Earth’s surface and trap twice as much CO2 as all forests,” says Brendel.

Left alone, such bogs are massive sinks for carbon locked into the peat and prevented from escaping as gas by the water that covers the ground.

Once dry, however, the earth releases the stored carbon when it comes into contact with oxygen.

“In this region, marshes therefore emit more CO2 than all forms of transport put together,” says the scientist.

Over a year, one hectare of drained marshland produces as much CO2 as a car travelling 145,000 kilometres (90,000 miles), according to the Greifswald Mire Centre.

Wetland habitat

In Germany, current and former wetlands cover some five percent of the country’s land area – although the overwhelming majority has been drained.

To keep these emissions in check, the government-financed Paludi-PROGRESS project funded the rewetting of the former marshland.

The land was criss-crossed with trenches, flooded and planted with bulrushes.

Today, the area is habitat to a multitude of birds, fish, insects, spiders and amphibians. The bulrushes are cut each year and used for household insulation, among other practical applications.

Her eyes glued to the GPS, Brendel navigates her way through the wet maze, sinking a spike into the peat as she goes to measure the level of the water.

“The problem is that projects like ours are still just pilots. The plants cannot yet be used on an industrial scale” as material for roofing or insulation, she says.

The German government, which aims to make Europe’s top economy carbon neutral by 2045, last year launched a four-billion-euro ($4.5 billion), four-year plan of action to “improve the general state of ecosystems” in the country.

Half of the programme’s funds will go toward protecting marshes.

A new law encouraging such efforts within the EU was recently adopted by the European Parliament. However, the programmes have run into opposition from farmers.

Cows and carbon

For Brendel, the point is not to “force the rewetting of fields on farmers”, but to convince them of its importance for the climate and the possibility to make a living from cultivating wetland.

The 28-year-old scientist concedes that farming marshes is currently “not recognised as agriculture and farmers therefore don’t have access to organic farming subsidies”.

“We need to make it more accessible and less bureaucratic to turn drained land back into marshes and to share what we have learned.”

Twenty years ago, Bavarian farmer Lorenz Kratzer opted for an intermediate solution: keeping livestock on marshland that is slightly less wet than normal and giving his animals plenty of land to roam.

On a hot summer’s day in Freising in southern Germany, 20 or so of his cows seek the shade of the trees and bushes growing on his marshland used for grazing.

As the soil dries out due to climate change, the 64-year-old says it “would be a very good thing… to let the marshes return to nature, to flood them again”.

“The creation of pastures goes along well with this. You can see that the grass is growing better,” he said.

Kratzer sells his organic meat locally, showing that it’s possible to combine agriculture and marshland protection.

Back in Malchin, across the way from the reclaimed marsh, a herd of cows grazes peacefully in a field.

“You can’t see it but carbon is escaping from the ground” dried to make pastures for livestock, says Brendel, who dreams of a world where “there are no more dry marshes”.

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CLIMATE CRISIS

Where in Germany do homeowners face the greatest flood risk?

As extreme weather events are becoming more common and more costly, homeowners are struggling to insure their homes in certain places. The Local takes a look at insurance options and flood risks in Germany.

Where in Germany do homeowners face the greatest flood risk?

Recent bouts of heavy rain caused flooding and landslides in Saarland, Rhineland-Palatinate and parts of Bavaria. 

With more rain in the forecast for many parts of Germany in the coming days, these and other regions of the country may see further water and flood damages soon.

Extreme weather events are becoming both more common and more intense due to man-made climate change, and in some places this is creating havoc for homeowners. Recent reporting from the US, for example, shows that home insurance premiums have skyrocketed in some regions due to increased risks from extreme weather events.

Meanwhile, certain major insurance companies have stopped covering some regions entirely – causing some to prophesise the end of the insurance market as we know it.

While Germany doesn’t get the hurricanes or tornadoes that have made some regions in the US virtually uninsurable, it has suffered major flooding events in recent years and climate experts only expect these to get worse.

Which parts of Germany face the greatest flood risk?

A recent study by the German Insurance Association (GDV) found that 300,000 addresses in Germany are at risk of flooding.

According to the GDV study, which used public data to analyse the risk for 22.4 million addresses, the highest proportion of vulnerable properties was found in Saxony, where almost 3 percent were located in flood zones.

Thuringia and Rhineland-Palatinate had the next highest proportion of homes at risk, with 2.7 and 2 percent respectively.

But flood risk is better understood at the district level. The District of Cochem-Zell in Rhineland-Palatinate is the most affected with 10.5 percent of its addresses located in a flood zone. The nearby district of Koblenz is also a high-risk zone, as well as the district of Gera in Thuringia and Euskirchen in North-Rhine Westphalia.

Dresden is also a city of note for flood risk.

The state with the lowest proportion of homes in flood zones was Schleswig-Holstein. The city-states of Hamburg and Berlin were also among the least affected regions.

flood risk map

Title reads ‘current flood situation’. The graphic depicts a flood-risk map during a heavy storm on May 1st. Image: picture alliance/dpa/dpa Grafik | dpa-infografik GmbH

Most homes in Germany are not in risk zones

Generally speaking, the vast majority of homes in Germany are not considered to be in high-risk flood zones.

A spokesperson for Allianz, a leading insurance company, explained that in Germany insurers assess risk with a zoning system for flooding, backwater and heavy rain called the ZÜRS system that was developed by the GDV. 

In the ZÜRS system, each address in Germany can be assigned a classification (1-4) where class 1 is the lowest risk and class 4 is the highest risk. Class 2 suggests that a severe flood can be expected once in 100 years, class 3 suggests that a severe flood could occur once every ten to 100 years, and class 4 signifies that a severe flood could be expected every ten years.

Of about 22 million addresses classified by ZÜRS, 99.6 percent are in hazard classes 1 to 3. Specifically, 92.4 percent belong to class 1 with the lowest risk. Class 2 has 6.1 percent, class 3 has just 1.1 percent.

This leaves just 0.4 percent of German households in the highest hazard class 4, where flooding can be expected every decade.

How are flooding risks affecting house insurance?

General homeowner’s insurance (Wohn­gebäude­versicherung) or household contents insurance (Hausrat­versicherung) typically covers damages related to fire, water damage from burst pipes, burglary, robbery, vandalism following a break-in and sometimes storm and hail.

Whereas natural disasters caused by heavy rain, like flooding, landslides and avalanches are not covered by basic insurance, they may be covered by supplementary “extreme weather protection” (Extrem­wetter­schutz).

Major insurers in Germany have adopted a procedural change following the major flooding events of 2021, which killed nearly 200 people in Germany and cost billions in insured losses.

“Until 2022, we offered [extreme weather protection] in the so-called opt-in procedure,” a spokesperson for Allianz told The Local – meaning that customers would need to additionally select the added protection themselves to be covered.

“Since February 2022, our insurance offers for household contents and homeowner’s insurance have been changed so that natural hazard protection is offered automatically and our customers must consciously deselect it if they do not want it,” they said.

Is anywhere in Germany uninsurable?

Insurance claims do seem to be getting more expensive for insurance providers. 

In 2023, Allianz spent a total of €987 million on losses caused by natural hazards in Germany, as opposed to €627 million in 2022.

The company attributes the cost increase partially to the devastating storms in August 2023, along with claims becoming comparatively expensive due to inflation.

However, Allianz suggests that for now homeowners in Germany shouldn’t have a hard time securing the insurance that they need. 

Even in class 4 flood zones, the company suggests that it examines the risk individually and works with higher deductibles where necessary.

However, there are some places where homeowners may have a hard time getting flood protection.

“There are still municipalities that allow building in a flood-prone area,” the Allianz representative said. “And there are houses in places such as Passau that are regularly flooded. These owners know this and take appropriate structural precautions.”

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