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LIVING IN FRANCE

Reader question: How can I find English-speaking lawyers and accountants in France?

If you have a complicated legal or financial situation you will probably want to take professional advice - but what's the best way to find an English-speaking lawyer, notaire or accountant in France?

Reader question: How can I find English-speaking lawyers and accountants in France?
The gold shield of the notaire. Photo by Pascal GUYOT / AFP

Even if your French is perfectly competent for daily life, when it comes to complicated and technical matters such as taxes, legal disputes or making a will, you might prefer to go to an English-speaking professional, just to be sure that you have understood everything correctly.

But how do you go about finding the help that you need?

The first thing is establishing exactly what type of expert you are looking for;

Notaire – if your question deals with either property or wills, then you probably want a notaire.

If you’re buying or selling property, this cannot be done without a notaire, as only the notaire can register a change of ownership on the French land registry. However, it’s worth knowing that your notaire will not give you legal advice and/or point out any potential problems with the sale unless you specifically engage them for that purpose, as this is not their traditional role in French property-buying. 

Peculiarities of the French inheritance system mean that it’s wise to have a notaire check over your will to see if it will be valid in France and avoid any future problems for your heirs. 

READ ALSO 8 times you’ll need a notaire in France

Avocat – if you are having any issues with the criminal justice system, or you want to sue someone, then you will likely want an avocat (and yes, avocat means both lawyer and avocado in French, lawyers are probably sick of this joke).

READ ALSO How to find a lawyer in France

Expert comptable – when it comes to accountants, there are also two types and the most common is the expert comptable. This is who you want if you need help in filling in your French tax declaration, or you have encountered a problem with the tax office and need some advice. 

If you have a business, only an expert comptable can advise you when it comes to completing your businesses tax declarations

Fiscaliste – a fiscaliste is a specialist tax adviser, they are more likely to be retained by larger businesses to give advice about tax structures of the company etc

Ask the expert: How can I get professional help with my French taxes?

Do you need professional help?

It’s really up to you, and if your affairs are unusual or complicated then it’s definitely better to seek professional help.

However bear in mind that systems like the tax declaration, visa application and citizenship applications are all designed to be accessed by individuals without professional help – and even if you do instruct a lawyer or accountant to help with these you will still have to assemble your dossier yourself.

There are plenty of places you can go for advice, including the Practical Tips section of The Local, and – for taxes – your local tax office.

5 tips for dealing with the French tax office 

How to find an English-speaker 

Unfortunately, there isn’t a single directory of accredited, English-speaking lawyers and accountants in France, but here are some suggestions for getting started.

If you’re looking for an avocat, the BritishAmerican, and Australian embassies all have extensive lists of recommended English-speaking lawyers in France (by region and speciality). It’s worth checking the recommendations of all the anglophone embassies to find the widest choice of lawyers in your area.

If you’re looking for a notaire there is a directory of all the accredited notaires in France HERE which you can search by town or postcode to find one near you. Click on the ‘langues parlées‘ tab and select English to find English-speaking ones. The US Embassy also has a list of English-speaking notaires as well. You can find it HERE.

As with the English-speaking doctors listed on Doctolib, this is based on their own description of their language skills. If you decide after a meeting that their English is not up to the task, just politely make your excuses and find someone else.

Accredited experts comptables and fiscalistes are listed HERE, although unfortunately this doesn’t have a language filter, so it’s better for cross-checking that anyone recommended to you is correctly qualified and accredited.

Facebook groups can also be a good resource – especially Strictly Legal France for lawyers and Strictly Fiscal France for accountants – but remember that just because someone has been recommended, it doesn’t mean that you shouldn’t check their qualifications first. 

And finally, be extremely wary of unsolicited financial advice – especially involving pensions, since sadly many scammers target foreigners who have retired to France with advice to ‘transfer’ their pensions.

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For members

LIVING IN FRANCE

What are the rules on home exchanges in France?

Home exchanges are an up-and-coming way to spend a holiday, offering a low-cost alternative to Airbnb and hotels. Here are the rules about them in France.

What are the rules on home exchanges in France?

Home exchanges are becoming popular across the world.

They represent a budget-friendly alternative to renting a hotel room or an Airbnb, where one person swaps their home with another for a short period of time. 

Many people will do so using a website, such as HomeExchange, Kindred or Swaphouse. These platforms usually offer some sort of vetting, such as asking for proof of ID and address.

What are the rules in France?

France has strict rules about renting, including for short-term rentals. In many cases, you would need to register with local authorities, and pay tax on your earnings.

READ MORE: What you need to know about renting out your French property on Airbnb

As for home exchanges, they are not regulated. As long as there is no money being exchanged, then it is more or less equivalent to inviting a friend to come stay at your house.

According to the French insurance company Allianz, “home exchanges are not taxable, as no financial transaction takes place between hosts and guests in this context.”

Both owners and tenants can engage in ‘home swaps’, but tenants must inform the landlord, according to the French government website Service-Public.

Tenants should also check to verify that there is not a clause in the lease preventing home exchanges.

If you do not go through a website that creates a formal, signed agreement, you should make one yourself. Be sure to specify the dates of the home exchange, as well as other expectations.

Home insurance

The main aspect you will need to consider is your home insurance contract and how to protect yourself from any possible damage.

The first step would be to check your home insurance contract to see whether home exchanges are covered. If so, you simply need to inform them of the identity of the occupants who will be staying in your home.

If your insurance does not cover home exchanges, then you should contact them to negotiate a new amendment, which would involve adding a supplementary document to your contract.

For those using an online platform to facilitate the exchange, you should also read the terms and conditions for the website for damages and responsibility.

READ MORE: A beginner’s guide to renting property in France

You may want to request that the family staying in your home have a ‘holiday civil liability’ insurance (garantie responsabilité civile villégiature). This could cover them in the event of a fire or water damage.

As for yourself, you will want to ensure that the other party has informed their insurance company you are staying in their home and purchase a holiday civil liability cover for yourself as well.

This may already be part of your home insurance, and if not you may be able to add it on.

Swimming pools

If you own a swimming pool, be sure it is up to all safety standards. If there is an accident and you have not followed the safety rules, then you could be held liable.

READ MORE: What rules do swimming pool owners in France have to follow?

French construction and housing code specifies that personal pools should be fitted with at least one of these four standard safety devices;

  • Fencing or walling around the pool, with access by a gate which can be locked (so for example if you have a pool in your garden you should make sure that the garden has a fence or wall around it with a lockable door or gate)
  • Alarms fitted which go off when the water is disturbed
  • Pool covers fitted that meet safety standards (ie can be walked on without the person falling in)
  • Pool shelters (eg a rigid cover, roof or folding roof) that meet safety standards.

All of the above must meet French or EU standards – and you can be fined up to €45,000 if your pool does comply with safety regulations. You can find more specific rules for each safety device here.

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