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PROPERTY

My Italian Home: ‘How we turned an old winery into our dream country retreat’

When Petteri Laine moved to Italy from Finland, Nordic renovation plans met the authentic Italian lifestyle he and his family had been searching for.

My Italian Home: ‘How we turned an old winery into our dream country retreat’
Petteri's extensive Piedmont restoration project with Scandi standards. Photo: Petteri Laine

Living among Italian vineyards and rolling hills in an area worthy of world heritage status may sound like the stuff of movies, but Petteri, along with his wife and children, turned this dreamlike aspiration into a reality after they embarked on their Italian home project.

They first toyed with the idea of living in Italy back in 2011, when they tried out the lifestyle in the Lake Como area.

After a successful 18 months, Petteri and his family decided Italy was the place for them to put down roots. So, they began their property search in the north of the country, covering a wide area including the regions of Valle d’Aosta, Lombardy and Veneto.

In December 2012, they found their ideal home and location in Barolo, in the northern region of Piedmont.

A dream property renovation project in Piedmont, Italy. Photo: Petteri Laine.

“It is beautiful countryside in this area, very ‘tranquillo’, and it is the authentic Italy in the middle of nowhere,” Petteri told The Local.

“At the same time, we discovered that quite a lot of international people visit Barolo from early April until almost Christmas time. It means there are nice restaurants, good quality food, nice and warm, welcoming people and yet, affordable pricing in the area too,” he added.

An affordable area is attractive when property hunting in Italy, naturally, as it opens up more possibilities when searching for a home.

READ ALSO: My Italian Home: ‘We bought the cheapest house in Piedmont and live mortgage free’

An engineer by trade, Petteri had much bigger ambitions, however, with a substantial €1.3 million renovation budget that ended up going over by 20 percent in the end.

The project took three years, an extra year than planned, while the added time and costs came down to “their decisions”, he said, adding that “there were no big surprises”. It was, in part, due to “bad planning” and revising plans as they went along, according to Petteri.

Construction underway at Casa Visette, Piedmont. Photo: Petteri Laine.

However, they don’t have many regrets where the timescale and budget is concerned and are more than satisfied with the end result: their own home plus five apartments that they now rent out as holiday lets.

Named after the local flower and dialect, Casa Visette is now both the family’s home and livelihood.

Petteri said they were looking for “a place that has harmony”, close to civilisation, but still had its own sense of peace.

Not only did the property they found offer that, it came with “a million stories to tell”, as it was an old winery, which nobody really knows the age of.

It is composed of natural stone inside and rough estimates place it to around 200-300 years old, while its life as a wine producer stopped in the 1980s, Petteri told us.

The building had been owned by the same family for a hundred years and, full of stories and unknown exact origins, the property’s potential charmed the Finnish national.

READ ALSO: The real cost of buying a house in Italy as a foreigner

The expansive 650-square-metre property was a project to sink your teeth into, made even more challenging by the fact that the area was undergoing Unesco approval at the time of renovations.

Luckily for Petteri, he managed to get consent for certain planning permissions in time, which would have been much trickier to achieve once the area did become Unesco listed in 2014.

The old winery, the ‘heart of the home’, before construction began. Photo: Petteri Laine.

This includes installing features such as the tennis court and the swimming pool, which were given the go-ahead prior to the Unesco accreditation.

Even so, they weren’t allowed do whatever they liked with the property. In fact, the house had to remain the same shape and had to be in keeping with the rustic appearance of the local area.

However, their Nordic renovation plans were more related to energy efficiency and sustainability than detracting from the style of local houses.

“There was some freedom with the restorations, though. The council and planning committee told me I could paint the house any colour I liked – as long as it was the colour of the local soil,” Petteri told us with a laugh.

READ ALSO: How to stay out of trouble when renovating your Italian property

The old winery being restored. Photo: Petteri Laine.

So how did they combine their Scandinavian building ambitions while keeping faithful to the area’s characteristics?

“We have geothermal heating, solar panels for heating the water and insulation for the whole house. It has been built with sustainable ‘Scandinavian standards’ in terms of floor heating, triple-glazed windows and a centralised heating system with a geothermal pump, for example,” Petteri said.

READ ALSO: What you need to know about installing solar panels on your home in Italy

This has kept bills down to around €1,000 per month in the winter, which although sounds a lot, he considers it good value for a property of that size.

The appearance of the house, on the other hand, is sympathetic to the local area.

“We didn’t use big stones as we originally wanted, as that’s not traditional in this area. We kept the wine cellar, the heart of the house, but the rest had to be redone due to its uninhabitable state,” he added.

Their approach was certainly in line with the other buildings in this particular part of Piedmont’s wine country. They reclaimed many parts of the old building and installed them in the one they live in today.

The stairs, for example, have been created from the old wooden beams and many features of the renovated property have been recycled from the original building.

Wooden beams from the original property now have a second life as stairs. Photo: Petteri Laine.

And while their budget might fool you into thinking anything is possible with such a large expenditure, no amount of money can shield you from Italian customs and protocol.

“You have to trust local suppliers. If you wish to be part of society and be accepted, trust in local suppliers,” he advised.

“Yes, you can search for alternatives from elsewhere, but if possible try to hire services from local people. It might not always be easy if you have new ideas they aren’t familiar with, but you can communicate them in a constructive way.

“Use pictures, ideas and drawings. It is important that they feel part of your project, not only the workers on the job,” he added.

Working with locals is key to renovation success in Italy, according to Petteri. Photo: Petteri Laine.

When it comes to the language, he said that it’s best to get help with Italian when you’re going through the buying and renovating process if you’re not already fluent. Although he now speaks Italian and feels part of the local community, he admitted he wasn’t sure what they were buying at first, so he called on an Italian-speaking friend to mediate.

As well as being mindful of Italian sensibilities and simply the way that things are done, he also recommended being there in person as much as possible to follow the progress, push it along and ask questions.

“Hidden extra works that you sometimes don’t see become really important. It’s all in the details,” he warned.

Their project was significant, in terms of both time and budget, but Petteri and his family seem to have taken it all with a good attitude and a sense of humour.

READ ALSO: Property: Why we decided to build our new house in Italy out of wood

A kitchen worthy of architectural accolade. Photo: Petteri Laine.

Since they permanently moved in at the end of 2018, their four children had grown in the intervening years and now just their youngest lives with them, while their eldest three study abroad.

After living in various countries in Europe, including Germany and Belgium, Italy is where they have planted themselves at last.

Their idyllic surroundings aren’t the only reason they’ve picked this corner of the world, but also the Italian culture overall has given them a sense of peace and contentment.

“We love the standard of living here. Everybody has a right to enjoy life whatever their education – everyone talks about wine and food, from the truck driver to the company owner. Cuisine and drink brings everyone together; it is a right for everyone,” he said.

“We chat with the locals in the village and get invited out. We’ll always be stranieri, but I do feel integrated here, which is so important for understanding what’s going on in the area and Italy beyond.

“We have a feeling that we are part of the community. It is peaceful, really peaceful.”

See more in The Local’s Italian property section.

Do you have a renovation story to share? We’d love to hear from you – email us here.

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For members

TAXES

IMU: Who has to pay Italy’s property tax?

The first instalment of Italy’s main property tax IMU is due by Monday, June 17th, this year – but not all homeowners in the country have to pay it.

IMU: Who has to pay Italy’s property tax?

Italy’s main property tax, IMU (Imposta Municipale Unica, or Unified Municipal Tax) was introduced in 2012 to replace the local ICI levy.

It applies to both private and commercial property, building areas and agricultural land, and its exact amount varies by the type, value and location of the property.

IMU must be paid in two yearly instalments, with the first payment normally due by June 16th (the deadline was moved to June 17th this year as June 16th is a Sunday) and the second one due by December 16th. 

But the tax is a frequent source of confusion for homeowners in Italy as the rules on exactly which types of property it applies to have changed multiple times over the years.

Taxpayers are fully responsible for calculating and paying the amount of IMU they owe, meaning you won’t get a bill from local authorities specifying how much you need to pay for the relevant year.

Who does IMU apply to?

IMU is generally owed by owners of the following types of property:

  • Agricultural land (or terreno agricolo in Italian)
  • Building land (area fabbricabile)
  • Private houses other than the owner’s main residence (or prima casa), meaning second, third, fourth homes etc.
  • Luxury dwellings (case di lusso) falling under Italy’s cadastral categories A1 (stately homes), A8 (villas) or A9 (castles), regardless of whether they are the owner’s main residence or not.

Essentially, besides agricultural and building land owners, IMU is owed by all second-home owners in the country and owners of properties categorised as ‘luxury’ under Italy’s cadastral system.

READ ALSO: The Italian tax calendar for 2024: Which taxes are due when?

The tax doesn’t apply to main residences (prime case) but owners must be Italian residents and be registered as such under Italy’s national registry (Anagrafe) in order to qualify for this.

If you’re a foreign resident owning property in the country, you’ll have to pay IMU on it.

There are a number of IMU exemptions and discounts available to some categories of homeowners. 

These include for instance a 50-percent discount for retirees residing abroad and claiming a ‘totalised pension’ (pensione totalizzata), meaning a hybrid ‘Italian-foreign’ pension merging contributions made in Italy and those made in the foreign nation they reside in (as long as this country has pension totalisation agreements in place with Italy).

How do I calculate IMU?

Much like most other Italian taxes, calculating IMU is by no means an easy process, especially if you have little to no experience with paying it. 

That’s why it’s generally advisable to consult a chartered accountant (commercialista) who can ensure that the correct amount is paid and even arrange the transaction for you.

READ ALSO: What is an Italian commercialista and do you really need one?

That said, as a rough guide, you’ll need to take the cadastral value, or valore catastale, of your property (this is generally reported in the public deed of purchase but you can also request it at your local land registry).

Once you know the cadastral value, you must increase it by 5 percent and then multiply that number by a coefficient, which varies by the type of property you own. For instance, private residential buildings and flats have a coefficient of 160. 

Doing this will give you your property’s taxable base and from there you’ll be charged anything from 0.5 to 1.06 percent of that figure, depending on the rate (aliquota) applied by the municipality (comune) where your property is located.

How do I pay?

IMU can be paid via Italy’s standard tax form F24, which is used when paying most types of taxes in Italy, including Irpef income tax instalments.

The form can generally be found and submitted at most bank branches and post offices in the country. Some Italian banks even offer customers the option to complete and submit an F24 form directly online.

Alternatively, you can ask an Italian accountant to complete and submit the form on your behalf.

What happens if I don’t pay?

The Italian taxman shows little in the way of leniency when it comes to late filing or failure to pay IMU. 

Late filing can be punished with a fine of up to 30 percent of the IMU owed, whereas failure to pay can lead to enforced credit recovery procedures (recupero coattivo del credito) from local authorities. 

The good news here is that Italy has a procedure known as ravvedimento operoso (literally ‘active amendment’) which allows taxpayers to self-report and quickly rectify the delay in their IMU payments in exchange for significantly reduced fines.

For example, under this system, fines for late payment are reduced to 0.1 percent of the sum owed per day if the payment is made within the first 14 days from the relevant deadline.

Please note that The Local is unable to advise on individual cases. Find more information on the Italian tax office’s website or seek independent advice from a qualified tax professional.

For more information on property in Italy, check The Local’s property section.

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