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FISHING

French fishermen block ports and Channel Tunnel lorries in Brexit protest

French fishermen on Friday staged blockades at three ferry ports and the freight entrance for the Channel Tunnel in a day of action to protest at the post-Brexit fishing rights granted by Britain.

French fishermen block ports and Channel Tunnel lorries in Brexit protest
Fresh fishing vessels block the entrance to the Calais port. Photo: Bernard Barron/AFP

The fishermen used cars and vans to stage a two-hour blockade on the A16 motorway, blocking freight traffic heading towards England via the Channel Tunnel, while others used their boats to blockade the ferry ports at Saint-Malo, Calais and Ouistreham. 

The protests were over the ongoing dispute over post-Brexit fishing licences.

Boats blocked the Saint-Malo port in the morning – although did not cause disruptions as all ferried had earlier been cancelled due to bead weather – before moving to Calais and then Ouistreham.

Vehicles moved into position on the A16 at around 2pm before the blockade was lifted at 4pm – traffic did not come to a complete standstill in the affected areas.

The regional chief of the CNPMEM fishing union, Olivier Lepretre, said the action was intended to “put pressure on the British government”, and threatened other actions including on products imported from the UK.

“The fishermen are demanding an immediate resolution to the dispute with the UK over the interpretation of the Brexit agreement,” Gérard Romiti, the president of the national fisheries committee, told Le Figaro newspaper on Thursday.

“Our patience has its limits, it has been only too well tested.”

The granting of post-Brexit fishing licences to around 150 French fishermen to fish around the Channel Islands and in the inner waters off the British coastline has become a fraught political issue involving the British, French and Jersey governments, as well as the EU.

The European Commission has asked London to settle the issue by December 10th.

READ ALSO ANALYSIS: Macron’s dilemma over Franco-British fishing spat

“We don’t want handouts, we just want our licenses back. The UK must abide by the post-Brexit deal. Too many fishermen are still in the dark,” said Romiti.

“We have been waiting with bated breath for 11 months. The patience of professionals has limits. We hope this warning shot will be heard,” he said, refusing to rule out further actions in the future.

France had threatened to ban British boats from unloading their catches at French ports and to subject all British imports to inspections.

President Emmanuel Macron then said France would hold off imposing the measures to give dialogue a chance, but French officials have insisted that all options remain on the table.

Talks between France’s Europe Minister Clément Beaune and Britain’s Brexit minister David Frost have yet to yield a breakthrough.

Under a deal agreed by Britain and the EU late last year, European fishing vessels can continue to ply UK waters if they operated there in the past.

But Paris says dozens of French boats have had their applications to fish the UK’s rich waters rejected, an assessment strongly contested by London.

The total volumes affected are tiny in terms of overall France-UK bilateral trade.

But the issue has contributed to growing post-Brexit strains between London and Paris, whose relationship will now also be tested by their response to Wednesday’s disaster in the Channel that cost 27 lives.

Member comments

  1. Could be counter-productive . My understanding is that any boat pictured damaging UK trade will have any current licence cancelled and be barred from any future licence.

    1. Good. I think a good line in the sand would be revoking all licences in the event of continuing illegal blockades.

      1. and the French then stop all fish from being unloaded in France where 80% of its catch goes and ban all UK boats from entering French waters. It’s playground politics played by playground politicians. Seen so many interviews with fishermen Brit and French getting totally pissed off with these political games . They are all on the same side.

        1. And UK provides the principal market for French wine . By your reckoning that shouldn’t be allowed to continue either.

          1. The principal market for French wine is France. The wines exported to the UK are mainly champagne and expensive bordeaux and burgundies. I spent the first 57 years of my life in the UK and knew very few people who drank wine. It is a luxury for the ‘better off’ Most people’s staple is beer. Now, do you think the UK’s elite would welcome a ban on the top end wines?

      2. What utter balderdash. After owning trawlers, through a family company, on both sides of le manche. All these people want to do is fish in the area they have for generations. There has always been a friendly rivalry, but now it’s being fueled by politicians and the British guttersnipe press into something it never has been. These fishermen are fighting to put food on their tables. Wouldn’t you do the same?

        1. You need to catch up Boggy. UK is no longer part of the Common Fisheries Policy. The criteria for getting a licence is set out in the annexes to the Trade and Co-operation Agreement and according to Jersey there’s about 100 French fishermen just trying it on. In any event, come 2026, there will be no licenses issued and between now and then a 25% cut in EU catch quotas. It’s the new reality. The UK fishing industry paid the price for joining the EU and the French fishing industry will pay the price for the UK leaving. C’est la vie.

  2. If there is a legal basis for such an action, the UK can do this. But without an existing legal arrangement you can’t just invent sanctions and punishments on the go. Rule of law, and such, you know.

    1. Protest and demonstration is fine. Interruption of trade and obstruction is criminal and has to be punished. If the French State co-operates with the fishermen then they will be in breach of the UK’s T&C Agreement with the EU and the UK can claim damages.

  3. So, it seems that it’s ok for Brit(english) fishermen to fish in French waters but not for French fishermen to fish in English waters. Surprised or not !I’m hoping to spend Christmas with my daughter and grandchildren in England but if the English continue with their stance although I and my wife will be very sad, I will still back the French fishermen. Brit in France.

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BRITS IN FRANCE

6 pension questions British people should ask before retiring to France

If you're British and thinking of retiring to France there are some important questions to think about before you make the move, and before you make any decisions about your UK pension.

6 pension questions British people should ask before retiring to France

Retiring to France is a dream for many, but before turning that dream into reality there are some serious financial questions that you need to ask yourself to ensure that your retirement is a financially comfortable one.

For most retirees, their main or only income will be a UK pension, so it’s important that you understand how your pension will work once you make the move. 

There are some specific rules and restrictions on taking pensions out of the UK, while there is also the question of how UK pensions interact with the French tax system.

Financial adviser, Maeve Hoffman, from Spectrum IFA Group, emphasised that people should not take these decisions lightly, telling The Local: “Figuring out what to do with your pension should be part of your wider financial plans for your life.

“This may be your most important asset, besides your home, and the best answer for what to do with your pension is highly individual. There are no sweeping generalisations when it comes to advice on private pensions. Everyone’s situation is different,” she said.

This article is intended as an overview of how the system works for UK pensioners and is not intended as a substitute for individual financial advice. The article is aimed at people who have worked most or all of their career in the UK and then intend to retire in France – the situation is slightly different for people who work in France and then retire here.

You can find an overview on French tax rules for pensions HERE.

Long-term or short-term

The first thing you need to carefully consider is whether or not your move to France will be for the long-term or short-term. 

When it comes to your UK pension, there are some options that may be advantageous for French residents looking to stay here permanently, but they could make your life very complicated if you end up returning to the UK in the future. 

Do not be afraid to ask yourself the tough questions – is there any chance you will have grandchildren in the future that you will want to be geographically close to? Have you ever spent a significant time in France, aside from short holidays? Do you have roots in France, such as friends, family or a home? If your health deteriorates, will you want to be cared for in France or the UK?

If are unsure about the answers to these questions, then take some time to really think about them. There are alternatives to permanently moving to France if you are unsure – for example, you could spend a few months a year here on a short-term visitor’s visa.

READ MORE: Reader question: Can I retire to France and open a gîte?

Understanding the different tax rules

British retirees should be aware that the UK and France have very different tax systems.

Once you become a tax resident in France, you have to file a yearly declaration, including your global income. The country that gets to tax that income is determined based on the tax treaty between the UK and France, which seeks to eliminate double-taxation. 

READ MORE: EXPLAINED: The rules on tax residency in France

As for your UK-based pension, the treaty states that if you have a UK government or civil service pension (eg a state school teachers’ pension), then this will remain taxable only in the UK. Some old NHS pensions were considered ‘government pensions’, but modern ones might not be. You can check if your pension is classified as ‘government’ here.

You still have to declare this income to the French tax authorities, but you will not be subject to tax in France on it. That being said, it will count towards your total household income, and could end up pushing you into a higher tax bracket which is something you should carefully consider, particularly if you want to take a large sum at once. 

The same is not true of private pensions: these are taxed in France, not the UK, as soon as you become a tax resident here. Confusingly, the UK state pension is also considered a private pension, even though it is paid by the government.

You can find a complete guide to how UK pensions are taxed in France HERE.

As a result, you will want to think about whether your previous plans for your private pension were only advantageous to you as a UK resident. Once you become a French tax resident, they could have unforeseen implications.

You can find more information about tax rates in our tax guide. 

Get reliable, expert financial advice before doing anything

If you have decided you want to be in France permanently, then you will need some expert tax and pension advice – but you need to be careful who you take advice from, this is a highly specialist area and it’s unlikely that high street financial advisers will have the knowledge that you need. 

Brexit has also made getting financial advice more complicated, with fewer experts available.

Maeve told us: “Because of Brexit, you cannot use a UK-based financial adviser anymore – you have to use an EU-registered one. This has made things more complicated. When picking an adviser, seek out someone who has expertise on the local taxation rules in France. They should also be regulated with the financial regulator where you live and where they work.” 

It can be especially complicated to parse out who you can and cannot take advice from – for example, some UK-based advisers have continued to give advice to EU-based clients, even though this can be particularly risky if the investments they recommend do not follow EU regulations.

There are also expat-oriented financial advice services that are located outside of France, but seek to offer tax advice to people in France.

She added: “Be smart and sensible. If you choose an adviser in Dubai or Spain for example, you will now be adding another regulatory organisation into the mix, plus another language.

“There are free, government-based services in the UK that can help you understand your private pension – Pension Wise and Money Helper. Before doing anything, you should consult the free services. Any financial adviser worth their salt would recommend this too. 

“These services have begun to have longer wait times, so be sure to book well in advance of when you plan to draw from your pension.”

Deciding whether to transfer your pension

Another question that is important for Brits to think about is whether or not to transfer their pension into either a UK-based SIPP for non-residents, or a QROPS (Qualifying Recognised Overseas Pension Schemes).

The SIPP will keep your pension in the UK, while the QROPS moves it out of the UK, to Malta specifically. 

These options can be helpful for French residents, but you need to familiarise yourself with their benefits and drawbacks.

“The QROPS is not for someone who is unsure of their future in France, as if you return to the UK within five years of the pension transfer HMRC will seek their tax back as if it was a full encashment,” Maeve said.

In France, a QROPS is considered a trust, you may also have additional reporting requirements to fill out along with your annual declaration (more info here).

You should beware of scams on this subject, as the post-Brexit period saw many scammers seeking to persuade Brits that it was now mandatory to transfer their UK pension – always be wary of any cold-calling or unsolicited financial advice.

READ MORE: Ask the expert: How to avoid pension scams when you retire to France

Determining how you will want to draw from your pension

The next question is how you want to receive your pension – either as regular income or as a lump sum. The option that you chose will have tax implications in France.

If you receive it as a regular income, when doing your yearly French tax declaration, you will add up your pension income for that year and you will be taxed at the normal marginal rates for income (the barème). These rates go up to 45 percent (for the highest earners only) plus social charges if they apply (more on this below).

Pension income can also benefit from a 10 percent tax deduction, as long as it does not exceed €4,123 or fall below €422 per household.

Lump-sums are more complicated. Technically, French tax authorities would allow a return of once off pension capital to be taxed at a flat rate of 7.5 percent. 

But in reality, Hoffman explained that anyone seeking to do this would need the express, written confirmation from French tax authorities that this rate will be applied.

She also explained that the type of private pension matters when seeking to get the lump-sum flat rate.

“There are plenty of different types of private pensions in the UK, but the old ‘defined benefit schemes’ have been the gold-plated standard. These are the types of pensions that give you a portion of your salary for the rest of your life. 

“In principle, you should be able to take out lump-sum of 25 percent of your ‘defined benefit scheme’ pension and be taxed at the 7.5 percent flat-rate. That being said, some people get refused, so you cannot make any assumptions and you need clarification from the French tax office.

“As for all of the other types of private pensions in the UK, like the money purchase or personal pension schemes, these are considered to be ‘funds’. If you want to benefit from the lump-sum then you would have to take out the entire pension. You would not be able to just take out 25 percent and get the lump-sum rate.

“For anyone considering taking their whole pension and seeking to use the 7.5 percent rate there are conditions to be met, so I advise people to write to their French tax office and explain their own situation in detail. Be sure to clarify the tax rate you are seeking to have applied and ask what documents they would need from your UK pension company to confirm that the contributions to this pension have been tax deductible.”

Healthcare and social charges

Deductions in France come in two types – impôts (income taxes) and prélèvements sociaux (social charges).

People who retire to France (and have never worked in France) and have already reached the state pension age can apply for the S1 – this means that the UK continues to pay for their healthcare costs and they would not be charged prélèvements sociaux. Non-working spouses of an S1 holder can also benefit from this.

People who take early retirement and make the move before they reach state pension age may have to pay social charges in addition to taxes until they reach the state pension age and can apply for their S1. However, there are several exemptions to social charges, so even if you expect a bill, you may not end up being charged. More information in our guide.

Social charges help pay for a lot of services from the French government, including access to healthcare. In France, you can access the state healthcare system (and get a carte vitale) after three months of residency. 

READ MORE: Why you might get an unexpected French health bill
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