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EXPLAINED: When and how should you renew your Swiss residence permit?

If you are a foreign national living in Switzerland, your work/residence permit is a very important document as it entitles you to stay and work in the country. This is what you should know about renewing it when it expires.

EXPLAINED: When and how should you renew your Swiss residence permit?
Renewing your Swiss work permit in time ensures that you can stay in ther country. VALERIANO DI DOMENICO / AFP

Depending on the kind of permit you have, it may have to be renewed each year or only after five years of residency.

In either case, you should be aware of the deadlines and procedures for extension, but the process is fairly simple.

Typically, you will receive a letter from local authorities approximately six weeks before the deadline reminding you to renew. There will also be an application form that you will need to fill out.

It must be submitted to your commune of residence no earlier than three months and no later than two weeks prior to the expiration date.

You will need to present your residence permit and passport, which must remain valid for at least three months after the date of permit’s expiration.

The cost of renewal varies from one commune to another and is determined by the kind of permit you have.

READ MORE: What you need to know about getting a Swiss work permit

It all sounds pretty painless, but wait

In 2019, Switzerland enforced new rules making the granting of a permit, as well as its renewal, dependent on the applicant’s integration into Swiss society.

Among prerequisites for obtaining and retaining a permit is proficiency in the language of the region where the applicant lives, though people whose native tongues are German, French, or Italian are exempted from this rule.

Other requirements pertain to  good behaviour and respect of law, order, and Switzerland’s values in general.

Those who don’t meet this criteria could have their permits revoked or not renewed.

What happens if you don’t renew your permit in time?

That would fall under the category of “bad luck”.

The authorities could take special circumstances, such as serious illness, debilitating accident, or another extreme situation into consideration and make an exception, but you shouldn’t count on that.

Basically, if you let your permit lapse, you will lose your right to live and work in Switzerland.

The best you could hope for is to remain here as a tourist for no longer than 90 days within any 180-day period.

READ MORE: EXPLAINED: Five things you need to do when you move to Switzerland

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MONEY

Do adult children in Switzerland have to support their parents financially?

Usually, it is the parents’ responsibility to ensure their kids are well taken care of financially. But can Swiss authorities force the children to return the favour in times of need?

Do adult children in Switzerland have to support their parents financially?

In most cases, once children are grown up and out of the house, they are (or at least should be) self-sufficient in terms of finances.

Parents too should breathe a sigh of relief that they are no longer obligated to pay for their children’s expenses, except perhaps for giving them some money here and there as a gift.

This is what happens in the best-case scenario.

But what if things don’t go according to this plan — for instance, if the parents find themselves in financial straits and can’t  afford to pay their bills?

Family obligations

Generally speaking, the truly needy people who don’t have enough income to pay for their basic living expenses will receive financial help from the government, in the very least in the form of the health insurance and housing subsidy.

READ ALSO: Can I get financial help in Switzerland if I’m struggling to pay the bills?

However, before doling out public money, authorities will see whether relatives should be made to help the struggling individuals pay their bills.

(In this context, ‘relatives’ means only those in the direct line of descent: grandparents, parents, and children.)

They will do it by checking the tax status of these relatives — how much they earn and what other financial assets they have — to determine whether, and how much, they should be paying toward their parents’ expenses.

Obviously, you will be expected to pay up only if your own financial situation allows it; you will not be forced to part with your money if you have very little of it yourself.

 ‘Favourable financial circumstaces’

Based on a Federal Court ruling, if the adult child  lives in ‘favourable financial circumstances’ they are required to help out their struggling parents.

The Court defined ‘favourable financial circumstances’ as income and assets allowing a comfortable life.

‘Comfortable life’, in turn, was defined by the Swiss Conference for Social Welfare (SKOS), as a taxable annual income of 120,000 francs for a single person, and 180,000 francs for married couples.

“If you have minors in your household, the limit is increased by 20,000 francs per child,” according to AXA insurance.

It goes on to say that you can deduct an exempt amount from your taxable assets.

“Your annual depletion of assets is deducted from the remaining amount. This means that if you are obligated to provide financial support, you are permitted to use part of your assets yourself each year; you don’t have to devote your entire assets to providing support.”

At between 18 and 30 years of age, this is 1/60th per year; from 31 to 40, 1/50th per year; 41 to 50, 1/40th per year; 51 to 60, 1/30th per year; and from the age of 61,1/20th per year. 

Are there any exemptions to these rules?

Aside from not having sufficient funds, you could be exempted from paying if, say, your parents, or parent, have not lived up to their own financial obligations toward you.

In Switzerland, parents are required to  provide financially for their children until the age of majority, and even beyond that if they are still studying or undergoing vocational training — typically, until the mid-20s.

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