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How to survive as a freelancer in Austria

Freelancing in Austria has a reputation for being tough, with high taxes and an expensive cost of living.

How to survive as a freelancer in Austria
Photo by Joseph Frank on Unsplash

It doesn’t mean working as a freelancer in the Alpine republic is a bad idea though – it just means there might be a few more hoops to jump through.

Here’s what you need to know about how to survive as a freelancer in Austria.

Get an accountant

Navigating the world of tax is confusing at the best of times. Throw in a foreign language and a new country and it can be overwhelming.

This is why hiring a tax accountant (Steuerberater) is a good idea for freelancers – especially for international residents or people without a high-level of German language skills.

EXPLAINED: What can I deduct from my tax bill in Austria?

Toni Krainz, a self-employed Business Development Engineer from Ireland, told The Local: “A tax advisor can give you some smart tips about your entitlements as a business owner, which more than cover the cost of hiring a Steuerberater.”

A tax account can also help with setting up health insurance, which is compulsory in Austria.

James Tibbles, from the UK, spent four years working as a freelance web developer when he first moved to Tyrol in Austria.

He said: “My tax advisor explained it all to me and picked out the correct one for my circumstances, so whenever I received a letter from them I just immediately passed it on to her.”

The downside of hiring a tax accountant is the cost. But in most cases the fees are worth the peace of mind when it comes to submitting a tax return or dealing with Austrian bureaucracy.

Find a way to lower expenses

Austria is well known for expensive living costs and freelancing has a reputation for sporadic work and payment – especially for those just starting out.

Put the two together and it can be a recipe for financial instability, but finding a way to lower expenses can significantly reduce stress for freelancers.

READ MORE: Cost of living: Seven tips to save money in Austria

A good starting point for staying on top of finances is to be honest about your expenses (rent, health insurance, food, bills) and identify areas where costs can be cut.

For example, working from home can save money otherwise spent while working in cafes, and joining a coworking space is usually much cheaper than renting an office.

Another option is downsizing or moving to a cheaper area to reduce living costs.

Even making smaller changes, such as shopping at lower cost supermarkets, can save money on grocery bills each week.

In the end, all the small savings can add up to make a big difference.

Consider income protection insurance

Income insurance protection is exactly what it sounds like – payments to cover part of your income if you cannot work due to sickness or an accident.

This is especially useful for self-employed people and, according to other freelancers, should be considered to provide some extra financial security. 

Toni, from Ireland, said: “As a freelancer, you’re not entitled to sick pay so I highly recommend getting income protection insurance. 

“The fees are tax deductible and there are varying levels of cover available, so it doesn’t have to be expensive.”

Austria can be a great place to freelance. Photo by Galymzhan Abdugalimov on Unsplash

Learn German

Although many people in Austria speak English at a high level, it is still a German-speaking country. 

This means having German-language skills can be a big advantage for a freelancer – even for people with clients in different parts of the world.

READ MORE: Everything you need to know about becoming a freelancer in Austria

The reason for this is because bureaucracy and official communications in Austria are mostly conducted in German. 

So, even if all you can do is make a simple phone call or write an email in German, it will make life as a freelancer in Austria much easier. 

Network with other freelancers

In pre-corona times, freelancers could attend professional networking events to meet new people and scope out work opportunities.

However, the past 18 months has seen most events cancelled in the interests of public health, which means networking has moved online.

There are some advantages to this, such as the possibility to network with people from all over the world, not just in your region or country.

But the downside is it can be harder to forge strong professional relationships with others by only communicating online.

Despite the disadvantages to online networking, getting to know other freelancers in your industry is a great way to establish a local support network, and can even generate referrals for future business.

Essential websites for freelancers in Austria

Social insurance: sozialversicherung.at

Austrian Health Insurance Fund (ÖGK): gesundheitskasse.at

Austrian Federal Economic Chamber (WKO): wko.at

Self-employed information in English: self-employed.at

SVS (for self-employed insurance): svs.at

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HEALTH

Patients in Vienna face long waits for specialist health appointments

Waiting times to get appointments with health specialists in Vienna have increased significantly, a new study has revealed.

Patients in Vienna face long waits for specialist health appointments

Accessing essential healthcare within a reasonable timeframe is becoming increasingly difficult for Viennese residents.

The Vienna Medical Association presented their new study this week which shows that waiting times for appointments with health specialists have increased significantly in recent years.

The study, which involved contacting over 850 doctors’ practices via so-called “mystery calls,” revealed that child and adolescent psychiatry currently had the longest waiting times in the city.

Patients can expect to wait an average of 90 days for an appointment.

Other specialisations where patients have to wait long to receive help include radiology (57 days), neurology (45 days), ophthalmology (44 days), pulmonology (36 days), internal medicine (33 days), and dermatology (28 days).

The waiting time for seeing a gynaecologist has increased fourfold since 2012, with patients now waiting an average of 32 days.

READ MORE: Why are there fewer public sector doctors in Austria?

No new patients accepted

In certain specialist areas, there is no capacity to accommodate new patients. The situation where no new patients are accepted occurs particularly often in paediatric practices, where more than half of the public healthcare practices have put a freeze on admissions.

In child and adolescent psychiatry, 40 percent do not accept new patients, and among gynaecologists, it is almost a third (30 percent). Family doctors also struggle with welcoming new patients, and many of their practices have already reached full capacity.

The Medical Association calls for immediate action, urging the health insurance sector to become more attractive and receive better funding. This could involve measures to incentivise doctors to work within the public system, potentially reducing wait times and improving patient access to care.

During the study presentation, Johannes Steinhart, president of the association, described the increased waiting times as the result of neglect within the established health insurance sector. He said he believes that the public health system is massively endangered.

Naghme Kamaleyan-Schmied, chairwoman of the Curia of the resident doctors in the association, pointed out that while the population of the federal capital has grown by 16 percent since 2012, the number of public doctors has fallen by 12 percent in the same period.

The association now wants to make the public healthcare system more attractive to doctors, which could cut down waiting times and make it easier for patients to receive care. The association’s demands for this to happen include increasing flexibility in contract options, integrating health and social professions in individual practices, reducing bureaucracy, and improving fees.

ÖGK, Österreichische Gesundheitskasse, Austria’s largest public healthcare fund, is currently creating 100 additional public health positions, with almost two-thirds of the positions already having applicants, as well as planning for another 100 positions. They also aim to create a central telemedicine service and a platform for making appointments by phone and online, which is meant to reduce waiting times and improve access to care.

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