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HEALTH

Switzerland: Should binational couples get priority access to coronavirus vaccine?

A Swiss health expert has suggested binational couples be treated ‘as a risk group’, thereby getting access to the first wave of coronavirus vaccinations.

Switzerland: Should binational couples get priority access to coronavirus vaccine?
Photo: FABRICE COFFRINI / AFP

Dr. Daniel Christen, a professor of Health, Safety and Environmental Protection, has said that unmarried binational couples – many of whom are unable to visit each other due to coronavirus restrictions – be among the first wave of vaccinations. 

Speaking with Swiss daily 20 Minutes, Christen said giving priority to binational couples was “of great importance” to physical and mental well-being. 

“Unmarried binational couples should consult with a psychologist or psychiatrist and receive a certificate which allows them to be vaccinated together with the risk group,” Christen said.  

“Otherwise, in extreme cases, this means a separation of the partner or possible children, from one to two years. This long waiting period endangers the mental health of both partners. Many become depressed or even have suicidal thoughts. That must not be.”

Currently, Switzerland’s vaccine strategy outlines plans to vaccinate healthcare workers along with older people and those with health conditions as a first priority. 

There is no prioritisation for binational couples, whether married or unmarried. 

READ: Switzerland agrees to open borders to unmarried couples 

Christen said his opinion was influenced by his own experiences. 

“A prioritisation for these suffering people is therefore of great importance. I myself have not seen my partner for over a year, because the visa departments of Swiss embassies are closed overseas. 

“I can't visit my partner either, as the country is still completely banned from entering the country. I assume that the authorities will only allow vaccinated people back into the country later.”

While Switzerland has allowed unmarried couples to reunite since August, this is often difficult – particularly when the non-Swiss resident partner needs to fly with a stopover. 

As reported in 20 Minutes, non-Swiss resident partners are frequently stopped and turned back when attempting to come to Switzerland. 

The Swiss State Secretariat for Migration recommends unmarried couples fly directly to Switzerland when attempting to reunite, however this is not always possible from all locations. 

 

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HEALTH

How can a foreign resident apply for Swiss disability insurance?

This particular benefit is part of the compulsory social insurance scheme for all persons living in Switzerland — including foreign citizens.

How can a foreign resident apply for Swiss disability insurance?

Disability insurance (DI), also known in Switzerland as ‘invalidity’ insurance, may sound as though you have to be physically handicapped in order to be eligible to receive this benefit.

But that is not so.

It is intended to replace lost income if you can’t work for long periods of time due to health problems — whatever the type of your ailment.

According to a government brochure on this subject, “the law defines invalidity as a total or partial incapacity to work or inability to perform previous tasks. The reason for the invalidity must be an impairment of physical, mental or psychological health that cannot be overcome with medical treatment and reintegration measures. Possible causes of the health impairment are a congenital infirmity, an illness, an occupational disease or an accident.” 

Are foreigners eligible for this insurance?

Everyone working Switzerland, regardless of the nationality, is insured for DI when they pay their compulsory social security contributions.

Note, however, that you will be entitled to draw full amounts (read more about this below) only if you contribute into the social security scheme from the time you turn 21 without any gaps.

You will receive these payouts for as long as you remain in Switzerland

However, if you move away, there will be some differences  based on whether you come from the EU / EFTA states (Norway, Iceland, Liechtenstein), or a third country.

Nationals of  EU / EFTA have the same DI rights as Swiss citizens — they will continue to receive the benefits even if they move back.

But if you come from elsewhere, benefits may be limited once you return to your country of origin, if that country doesn’t have a social security agreement with Switzerland.

How can you apply for these benefits?

In order to receive the DI, you will first need to complete an application form for IV/AI benefits (form available in German, French and Italian).

You will have to provide various documents, including medical certificates and other relevant paperwork detailed in the form that will allow authorities to determine whether you are eligible to receive disability  in the first place and, if so, how much (see below).

It is in your interest to register as soon as possible.

If you wait too long, your benefits may be reduced.

How much can you expect to receive?

These payments are intended to cover your essential needs, so don’t expect huge amounts.

The benefits are determined by two factors: your average salary before you become disabled, as well as the degree of your disability, which will be determined by health professionals designated by your social security office.

Logically, the more (and longer) you earned and contributed into the system, the more you will receive.

Generally speaking, the lowest possible full DI pension is currently 1,225 Swiss francs per month.

The highest is 2,450 francs per month — if  you earned 86,040 francs or more per year and you have paid uninterrupted contributions from age 21.

What if these amounts are not enough for you to live on?

In this case you could receive supplemental benefits at a level considered adequate to maintain a reasonable standard of living.

Whether or not you are eligible for these benefits depends on your combined income and your personal wealth. You can only receive supplemental benefits as long as you live in Switzerland, though — unlike the basic DI, they are not transferable abroad.

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