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LIFE IN SPAIN

How to save lots of time on official matters through Spain’s online Cl@ve system

If you want to avoid Spain’s dreaded “cita previa” appointment system, here’s what you need to know about the Cl@ve digital certificate options that will allow you to handle official matters from home.

How to save lots of time on official matters through Spain's online Cl@ve system
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Bureaucracy is undoubtedly one of the aspects of life in Spain foreigners find hardest to deal with, even if they’ve been living in the country for years and speak fluent Spanish.

The requirement of having a prior appointment (cita previa) for pretty much every official public process, the convoluted government websites and the blasé attitude of many civil servants makes it hard to get things done quickly and efficiently.

Fortunately, there’s been a push towards the digitisation of bureaucratic matters in recent years, meaning that there’s a growing number of “trámites” (processes) that can be carried out online.

Currently, the main ways to access the Spain’s national and regional departments electronically are the digital certificate (certificado digital), the Cl@ve Pin, the permanent Cl@ve and the autosignature (AutoFirma).

That’s right, they could’ve kept it simple with just one system, but instead, there are four, and Spanish nationals also have the DNIe at their disposal.

Unfortunately, these rather generic, similar-sounding names are what makes it complicated from the start to know what each one does or which one’s best.

In this article, we will explain Spain’s Cl@ve system in depth, as the temporary key (clave) and the permanent “clave” allow you to complete most of the digital processes available in Spain right now (stay tuned for future explainers on the other digital options mentioned above).

READ ALSO – Access all areas: how to get a digital certificate in Spain to aid online processes

What’s Spain’s Cl@ve system?

It’s a digital signature system that allows you to do all kinds of official processes safely from the comfort of your home, and a way for the government to know it’s actually you, as you won’t be going into the office in person for them to identify you.

One code can be used for everything from filing your tax returns and plenty more fiscal matters, to applying for unemployment aid or other subsidies and paying for traffic fines.

Both the Cl@ve Pin and the permanent Cl@ve are fully integrated into the Cl@ve system and fulfill the same purposes.

READ ALSO: 25 official matters you can do online in Spain

What’s the Permanent Cl@ve?

The “Cl@ve Permanente” is pretty much what it sounds like, a password system that’s valid for a long period of time (although not permanent the government website clarifies) which is suited for people doing lots of official processes online often.

It works with a username (your NIE, foreign ID number) and a password that only you must know, plus an extra level of security which comes in the form of an SMS sent to your phone. This system also you to access a cloud-based signature.

What’s the Cl@ve PIN?

It’s a temporary Cl@ve password system valid for a short period of time, intended for users who use these online processes more sporadically.

In this case, the system is based on username or ID code that you choose but with a PIN code that you’re sent every time you start a session, and which will always be different, so need to memorise or write down any passwords in this case.


Image: Biljana Jovanovic/Pixabay 

How can I register for Cl@ve?

To get either Cl@ve PIN or the permanent Cl@ve, first, you have to register in the Cl@ve system.
Start by going to the English language version website of Cl@ve here

If you don’t have a digital certificate, which is what we’ll presume in this explainer, you will have to click on “Registrarse en Cl@ve” and enter your NIE and the support system.

This is an obstacle for some foreign residents in Spain as the “número de soporte” doesn’t always work when added (check here to find out where to look for the support number on your residency document) 

Some foreign residents have commented on Citizens Advice Bureau that adding a C and a 0 (zero) before the number has worked for them whereas Spain’s tax authority says that you should contact the national police to revise and update the information on your card.

According to the Agencia Tributaria, the support number consists of 8 numbers preceded by the letter E.

If you’re successful you will be asked to enter your date of birth and your fiscal address, then you will be able to request the Letter of Invitation.

Once you receive the letter, you will find it includes a Secure Verification Code (CSV) that’s made up of a total 16 numbers and uppercase letters.

This will allow you to continue with step 2, where you will need to access the “registrarse en Cl@ve” page again, fill in the same details as before and check the option “I already have an invitation letter” before pressing the “Continue” button.

Then you will have to fill in the 16-character Secure Verification Code (CSV) and once it has been validated, type in the mobile phone and email to complete the registration process.

You’ll get a confirmation message saying that you’ve been registered and to remember the pin codes obtained.

Alternatively, if this process still seems too complicated or you run into problems, you always register for the Cl@ve in person, at one of the various registration offices.

Social security offices, tax departments and regional citizen advice buildings often offer help with this service, but as you may have guessed already, you’ll need a cita previa (pre-booked appointment).

Find out where your closest government office is to do this here.

You must show your NIE, provide your mobile phone number and an e-mail address.

When you have your appointment, double-check that the civil servant has filled in your details correctly as there are often typos with foreign names.

READ ALSO: 

How do I get a Cl@ve PIN?

Download the app available for iOS and Android, you’ll have to activate it following the steps given. After that, you can view the PIN obtained from the web on your mobile device. Here is the link to the app and instructions in Spanish. 

These are the steps you have to follow:

1) Fill in your NIE/DNI number. 

2) Select the button that says ‘Utilizar la App Cl@ve PIN para obtener el PIN (recomendado)’. 

3) Fill in the date of issue for your NIE/DNI, as well as the expiration date, if you have one. 

4) Click on ‘Deseo personalizar la generación del PIN‘ which translates as ‘I want to customise the generation of the PIN’. Then you’ll be able to choose the 4 characters which will make up your Cl@ve, together with your PIN. Next click ‘Obtener PIN’ or ‘Obtain PIN’. 

5) A notice will be displayed in the browser informing you that the PIN is available. You’ll then get a notification from the app letting you know that everything has been performed correctly. For security reasons, you’ll have to put in the pattern or code to unlock your phone, after which your PIN will appear, followed by its validity time. 

6) To enter the app now, you must put in your PIN and log in to identify yourself. 

You must use the PIN you have received to access the system before the 10 minutes is up. If you have not accessed Cl@ve within that time, you will have to request a new PIN. Once identified via your PIN, you can access the services that Cl@ve allows until you disconnect from the Electronic Office or close your browser. 

How can I get a permanent Cl@ve? 

If you want to be permanently registered for Cl@ve, because you need frequent access to the system, you can do this by following these steps:

1) To activate your Cl@ve as a permanent user, you must access the activation service where you will be asked to enter your username (your DNI or NIE), your email address and the activation code that you received when you registered. If you have forgotten your code or need a new one, you can regenerate it by clicking on ‘Regenerar código de activación de Cl@ve Permanente‘.  

2) If they are correct, the system will send you an SMS with a single-use numeric code (One Time Password, OTP) that you must type in the corresponding field. If it is correct, the system will allow you to set the password you prefer, as long as it complies with minimum security characteristics. This password will be the one you will have to use from now on every time an electronic administration service requests it.

You can also unsubscribe from the permanent Cl@ve using your password, whenever you want. 

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LIFE IN SPAIN

EXPLAINED: How to buy a boat in Spain

Considering buying a boat to enjoy life to the fullest in Spain? Here's a breakdown of costs, legal requirements, financing options and useful tips to factor in before purchasing a bowrider, a day sailer, a yacht or any other 'barco'.

EXPLAINED: How to buy a boat in Spain

Spain has around 8,000km of coastline, and access to the Mediterranean, Atlantic, and Bay of Biscay. For boat enthusiasts, you’re spoilt for choice in Spain.

But it’s not just as simple as picking out a boat, buying it and setting off into the ocean.

There are several decisions you’ll need to make first, rules to follow, administrative hoops to jump through, and then maintenance costs on top of that.

Types of boats

The first thing you’ll need to consider is the type of boat you want to buy.

Generally they can be split into two broad categories: motor boats and sailing boats.

Motor boats are the most popular type of boat sold and offer the greatest variety of options because they include pretty much everything from smaller more affordable power boats to huge luxury yachts.

As such, you could get a smaller motor boat, say for day trips of fishing on the coast, for as little as €10,000, whereas yachts, as you can imagine, can cost millions, depending on the size, power, design and quality of the boat.

According to several Spanish maritime sources, buying a used boat that you can live on in Spain can cost anywhere between €13,000 and €150,000.

Spanish website topbarcos.com has hundreds of boats listed for you to get an idea of what’s available in the second-hand market, as well as a page for new vessels.

Sailing boats are the more environmentally friendly option and require the most skill to sail, and include light sailboats, catamarans and trimarans. Again, prices vary from €5,000 to over a million, depending on the size, type of sail, material and quality of the boat.

Once you’ve decided on the type of boat you want and found one you’d like to buy, you’ll need to consider any potential legal requirements.

A woman sits next to a yacht in Puerto Banús luxury marina in Marbella. (Photo by JORGE GUERRERO / AFP)

What are the legal requirements when buying a boat in Spain?

  • The correct nautical qualifications for the type and size of the boat you want to buy. There are different types of nautical licences to sail different boats in Spain, such as the PNB (Basic Navigation Skipper), the PER (Recreational Boats Skipper), the PY (Yacht Skipper) or the CY (Yacht Captain). Each has specific limitations in terms of length, power, distance from the coast and the type of sailing you can do.
  • Compulsory civil liability insurance that covers possible damages that you may cause to third parties with your boat.
  • Have all the necessary documentation for the boat, such as the certificate of seaworthiness and (essentially an MOT for the boat, showing that it’s in working order) and the navigation permit.
  • You’ll also need to pay the corresponding taxes on the boat purchase, such as VAT (21 percent), the special tax on certain means of transport (12 percent) or the transfer tax (4 or 6 percent, depending on the region).

READ ALSO: How do I get my boat licence in Spain

What other factors should you keep in mind before buying?

Think about what type of navigation you want to do, how often, with how many people and what your budget is. 

Don’t go with the first boat you see. Search and compare different models, brands, prices, conditions etc and don’t forget to keep an eye out for scams.

It’s a no-brainer but try the boat before you buy it, don’t just rely on photos or descriptions. Request a test ride to check the condition and navigational operation of the boat. 

If you do not have much experience or knowledge of nautical matters, it’s advisable to hire a professional to accompany you throughout the purchasing process. It could help you avoid possible legal, technical or administrative problems that arise.

They will also assist you with checking the condition of the boat’s interior: the carpentry, the engine, the electrical installation, the tanks, bilge, kitchen, bathroom and other compartments.

Here is a list of dozens of Spain-based brokers (as they’re called) or nautical companies that can assist you. 

Crucially, they will also be able to give you an informed assessment of what price you should be paying for the boat you’ve chosen. 

How can you pay for a boat?

Unless you have enough disposable income to pay for it cash, you probably want to know what kind of financing is available to you. 

There is the nautical mortgage (hipoteca náutica), which mimics the system for property mortgages, including the need for a down payment and embargo conditions in non-payment situations. 

Nautical credits (Créditos náuticos) also exist, which again are not too different from regular loans, including fewer notary costs than nautical mortgages and fixed interest rates. 

And lastly, nautical leasing is also an option, which is when a company acquires a boat and rents it to a customer for a certain period of time (normally between 4 and 15 years) and usually with an option to buy at the end of the contract.

Don’t forget the upcoming maintenance costs

If you manage all that and buy the boat, you’ll need to maintain the boat and pay costs to do so. These include:

The mooring: ie. the place where the boat is left when it is not in use. The price of mooring depends on the size of the boat and the location of the port. It can range from around €100 per month to several thousand.

However, be warned, in Spain these aren’t easy to come by. The Association of Industries, Commerce and Nautical Services (ADIN), estimates that Spain has only 107,894 moorings for 229,000 boats.

You’ll also need to pay for periodical technical checks that must be carried out on the boat from time to time to check its condition and operation. Again, the price depends on the type and size of the boat and the services contracted. It can vary from around €200 euros to several thousand.

Regularly cleaning the boat to avoid dirt, rust, algae, and parasites damaging the boat can also be quite costly. It can vary from as little as €50 for smaller boats to several hundred for bigger ones, and most experts recommend it should be done every 4-6 weeks.

READ ALSO: How to live on a boat in Spanish waters

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