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HEALTH INSURANCE

Could glasses and contact lenses soon be covered by Swiss health insurance?

The Swiss health system is ranked among the best in the world, but some essentials, like glasses, aren't automatically covered by health insurance. That could soon change, however

Published: 16 May 2024 15:06 CEST
Could glasses and contact lenses soon be covered by Swiss health insurance?
At present, glasses and contact lenses are not covered by mandatory Swiss health insurance, outside a few specific cases. Photo: David Thorn / Unsplash

Green Party Federal Councillor Katharina Prelicz-Huber revealed in an interview with newspaper 20 Minuten this week that the Federal Parliament had tabled a motion to include prescription glasses and contact lenses in Switzerland’s mandatory health insurance scheme. 

Prelicz-Huber stated: “The purpose of compulsory health insurance is to provide the services you need to get or stay healthy,”

The motion forms part of the legislation that will be voted on during the 2024 summer session of the Federal Council. 

Proposed changes 

According to Switzerland’s peak optician body, 4 in 5 Swiss wear glasses or contact lenses at some point. 

It’s no surprise that statistics repository, Statista, projects the Swiss eyewear industry to be worth €1.37 billion by 2028. 

Currently, glasses and contact lenses are covered for up to 180 francs for children until age eighteen, if they are proscribed by a doctor.

Adults can also claim money back for glasses and contact lenses – however, they must be suffering from one of a short list of specific conditions such as keratoconus – where the cornea is distorted – or severe myopia, otherwise known as near-sightedness.

They must also have been specifically prescribed them by a doctor or optometrist. 

Otherwise, supplemental optical insurance must be purchased in Switzerland to ensure you can recoup the cost. 

Under the Green Party proposal, glasses, contact lenses, and other visual aids would be covered, regardless of age. 

Rising premiums prompt opposition 

Not everybody agrees with the proposal. 

The right-wing SVP has already spoken out against it, with Federal Councillor Diana Gutjahr arguing: “If we seriously want to slow down the burdensome and constantly rising health costs for the benefit of the population, we [must] show the political will not to constantly expand the benefits of compulsory health insurance.”

A spokesman for the the health insurance advocacy group Santesuisse, Matthias Müller, echoed Gutjahr, claiming that insurance constitutes “financing for extraordinary events such as illness.”

“If almost everyone benefits from a certain service, it is no longer an insurance benefit.”

A date for the vote has yet to be announced. 

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FOOD AND DRINK

EXPLAINED: What does the ‘bio’ label on foods in Switzerland really mean?

All major Swiss supermarkets have products designated as ‘bio’, which refers to their ‘organic’ farming or manufacture methods. But what exactly does this label represent?

Published: 24 June 2024 11:31 CEST
EXPLAINED: What does the 'bio' label on foods in Switzerland really mean?

In its press release published in June 2024, Bio Suisse, an umbrella group for organic food producers, said that residents of Switzerland are international ‘bio’ champions. 

“With consumption of 454 francs per capita, Switzerland ranks first in international comparison,” the organisation said. “In no other European country is the organic basket of goods as large.”

In terms of preference for organic food, “Switzerland is ahead of Denmark, Austria, Luxembourg and Sweden. Germany follows in sixth place and France just behind in seventh place,” Bio-Suisse added.

This finding is not surprising because the consumption of this more expensive type of food is directly linked to income: the wealthier the country, the more its residents are willing to spend on organic products.

What does a ‘bio’ label stand for in Switzerland?

In a nutshell, organic products must meet much higher standards and comply with more requirements than the ‘conventional’ foods in the way they are grown and manufactured.

Contrary to most conventional production methods, organic farming is more sustainable — that is, it protects the environment and conserves resources instead of depleting them.

A total of 7,362 organic farmers and producers are members of Bio Suisse.

In addition, more than 2,300 operations abroad are also certified according to the Bio Suisse standards, which means their farming / production methods are equivalent to those practiced in Switzerland.

Can you trust a ‘bio’ label, or is it just a lot of hype (as some people claim?)

In Switzerland, this process is strictly controlled by various organic farming ordinances, which are enforced by the Federal Office for Agriculture (BLW). 

This means that every farm that produces, prepares, trades or imports organic products is inspected and certified at least once a year by one of the four accredited and approved certification bodies in Switzerland.

These laws also set out the principles by which agricultural products and foodstuffs labelled as organic must be made, and which non-toxic substances are authorised for use in organic farming and for preparing organic food.

Why are organic products more expensive than conventional ones?

Among the main reasons are more rigorous production and certification standards, which must meet all the requirements set out by the BLW.

Also, operational costs involved in the use of natural, pesticide-free fertilisers and high-quality animal feed, are higher in organic farming than in conventional one.

Additionally, the supply of organic food in Swiss supermarkets is more limited than that of conventional one, which pushes prices up.

And then there is this often-asked question: is organic food in Switzerland in really healthier?

Some people will swear by the better quality and higher nutritional value of organic products, while others will say the benefits are exaggerated.

There is no definite answer to this question, except this: some studies have shown possible health benefits of organic foods when compared with foods grown using conventional process.

However, there is limited information to prove how these differences can give potential overall health benefits.

But Zurich authorities believe in the ‘power’ of organic foods: in 2022, they mandated that most of the food served in the city’s hospitals, care centres, childcare facilities, and schools, be organic.

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