SHARE
COPY LINK

HEALTH

Reader question: Do you have to pay if you call an ambulance in France?

In a medical emergency, the expense of calling an ambulance to transport you or a loved one to hospital should be the least of your concerns. Here’s what you need to know about the financials of falling ill in France.

Reader question: Do you have to pay if you call an ambulance in France?
An ambulance arrives at a hospital's emergency department. (Photo by SEBASTIEN BOZON / AFP)

In France, urgent emergency care is run centrally by the Service d’Aide Médicale Urgente, known to almost everyone as Le SAMU (pronounced sam-oo), which is a coordinated service to call in case of any serious medical emergency.  

Samu

You can call SAMU by dialling 15 – you should only do so in serious medical emergencies, such as loss of consciousness or chest pains.

Some operators speak English but if you’re worried about speaking French you can call the central European emergency number on 112. Although it’s not guaranteed, most of their operators speak English.  

Importantly, you should not worry about being sent away for financial reasons if you need emergency medical care – under French law, hospitals and emergency services must treat any patient in an emergency. 

You may, however, receive a bill later.

Calls to SAMU are free but you will be billed for their services, with prices for consultations and call-outs varying greatly according to the département you are in. 

If you are resident in France and either have, or have applied for, a carte vitale, the costs will be covered by state system and your complimentary health insurance (mutuelle), if you have one – in the same way as other medical costs (eg GP visit, prescription).

READ ALSO How to get a carte vitale in France and why you need one

Be aware, however, that, in France, a doctor must confirm you are really in need of an emergency ambulance service, otherwise the cost of the ambulance might not be reimbursed.

In urgent situations, prescriptions for transport costs can be written afterwards. 

If you’re visiting France you will receive the bill the same bill for the cost of the ambulance, and will then have to claim back the cost from either your EHIC or GHIC card (for EU or UK residents) or via your own health insurance or travel insurance.

Sapeurs Pompiers (fire brigade)

This takes some getting used to for new arrivals, but, in France the sapeurs pompiers (fire brigade) can also be called out (dial 18) to medical emergencies, including traffic accidents and accidents in the home.

They receive extensive medical training and are more than simply ‘first-aiders’, but if the situation is very serious the pompiers may request help from the SAMU or the SMUR – these last are highly-trained medics whose role is to provide urgent care on the ground if the patient is in a life-threatening condition.

It is free to call the French fire brigade from any number, including for visitors and tourists. But unlike SAMU, you will not be billed for their services – unless, that is, you abuse the system.  

READ ALSO What to do if you have a medical emergency in France

Firefighters will bill anyone who makes a false call anywhere between €200 and €1,000 – and there’s no option to claim this cost back from anywhere.

In hospital

If your condition is serious, either the SAMU or the pompiers may take you to the nearest hospital for treatment.

In 2022, France introduced a new flat fee of €18 for treatment at hospital emergency departments known as the forfait patient urgences (FPU). This applies whether you are taken to the emergency department by emergency services or whether you get yourself to the hospital.

It applies to most people – there are exceptions – who receives treatment at an emergency room in a French hospital who does not then need to be admitted to hospital. 

Everyone is liable, whether they are French or not, whether they’re residents or tourists.

Anyone resident in France who has a mutuelle should be covered for this fee, but it is not reimbursable via the carte vitale.

READ ALSO What you need to know about France’s fees for emergency medical treatment

If your condition is serious enough that you are admitted to the hospital for further treatment, the bill depends on what treatment you receive and how long you stay.

Transport

What if you just need transporting to hospital for non-emergency appointments? Some patients are entitled to have the cost of transport covered by social security, including public transport, taxis, or ambulance – but in this case you would need to be living in France and registered in the French system.

Each area also has its own ambulance service – in most places these are white vehicles with a blue star and the name of the local authority that they are controlled by.

You may also be able to claim back fuel costs if you use your own vehicle.

The first step, in this instance, is to get your GP to fill out a prescription converting transport costs. This should also state what means of transport you should use.

You can be reimbursed for:

  • Trips to and from hospital out-patient care;
  • Care for a recognised long-term condition if you cannot get to the appointment by yourself;
  • If you have a serious condition where you need to be under surveillance or lying down during the journey;
  • Care linked to a work accident or work-related illness.

You will need approval from your local CPAM if your medical needs require the following:

  • Long-distance transport (more than 150km each way);
  • For treatment which requires at least four trips of more than 50km each way, in a two-month period;
  • If treatment requires you to travel a flight or boat trip.

Retain all receipts to send them, with a copy of the prescription authorising transportation to your local CPAM office for reimbursement of up to 55 percent of the total cost. 

READ ALSO Prescription fees and sick notes: What’s in France’s 2024 budget

Be aware that taxis you use must be ‘conventionné’ – ie licensed to transport patients. They will have a blue ‘C’ sticker in the back window.

Full reimbursement

The full cost of transportation is covered for the following: 

  • Pregnant women (six months or more);
  • Newborns less than 30 days old;
  • People who have suffered a work accident or occupational disease;
  • People suffering from a long-term illness (Affection longue durée or ALD);
  • Children and adolescents in centres d’action médico-sociale précoce (CAMSP) and centres médico-psycho-pédagogiques (CMPP);
  • Anyone entitled to complementary health insurance (Complémentaire santé solidaire or CSS) or state medical aid (Aide médicale de l’État or AME).

READ ALSO Explained: Who has to pay France’s annual healthcare charge

Member comments

Log in here to leave a comment.
Become a Member to leave a comment.
For members

HEALTH

The different ways you can make a doctor’s appointment in France

Booking a medical appointment in France can be time-consuming – especially if you are new to the country and are looking for an English-speaking doctor.

The different ways you can make a doctor's appointment in France

You do not need a carte vitale to book a doctor’s appointment in France – anyone who needs medical help while in the country is entitled to it, but you may not be entitled to any reimbursement if you are not part of the social security system.

Booking a GP’s appointment can be as simple as phoning up your friendly neighbourhood GP, or using an online service such as Doctolib. 

It helps a lot, if you have a médecin traitant – an attending GP, who adds you (and your family, if they can) to their list of patients. 

READ ALSO Explained: How to register with a doctor in France

It is not always easy to find one. Some parts of the country are short of GPs, which means doctors’ lists can fill up very quickly. But it is important that anyone who lives in France is registered with a named GP, especially if they have a carte vitale.

As well as being the main point of contact between patients and the medical profession in all its guises, it is financially responsible to be registered with a GP in France.

Reimbursement on consultations is typically 70 percent through the French healthcare system, but just 30 percent for anyone without a declared doctor. Meanwhile, top-up mutuelle health insurance companies usually require you to declare a médecin traitant and if you don’t, you may not be able to receive reimbursements on certain treatments.

Bear in mind, it is your responsibility to register with a local médecin traitant. But, even after you have done so, you can still make an appointment with any doctor, anywhere in France, and arrange specialist treatment, if you need it. 

READ ALSO 5 things to know about visiting a doctor in France

How do you go about making a GP appointment in France?

There are several options.

Some health centres – more often in larger towns and cities – operate a walk-in policy. But expect waits to be lengthy. Do not, however, assume that your GP operates a system like this.

You can phone for an appointment. This is another very common method. Your GP will have their own system for making appointments – which may even include something that looks, to the uninitiated, very much like a casual walk-in policy. 

Some may have an assistant to deal with booking appointments and other administration. Others may deal with appointments themselves, and may – for example – operate some sort of triage system based on voice messages from patients. 

What about online booking systems?

And many practitioners are now attached to websites, such as Doctolib. As of 2023, about half of all GP appointments in France were made using Doctolib.

READ ALSO How to use: French medical website Doctolib

Be aware that other online booking systems are available. Doctolib is one of the best known, but your GP may be attached to another system, like the health ministry approved site ‘LeMedecin.Fr’.

This website also has a feature where you can take an immediate online consultation with whatever doctor is available at that moment. By clicking ‘Consultez en vidéo maintenant’ you will be connected to the next doctor who is free. This option may involve an additional charge between €5-10 on top of the price of the consultation, and you will be expected to pay when booking.

If you have any trouble with either of these websites, you can go through the list of registered generalists per département on the ‘Ameli’ website. If you use this option, you will need to call the doctor to see if they are open or available for appointments.

In terms of wait times, online systems have helped to significantly reduce the delay between booking and getting an appointment.

According to a 2023 study by Doctolib, about half of all GP appointments were available within three days from the time of booking on their platform.

Similarly, you can use online platforms to check the medical professional’s qualifications and languages spoken, as well as filter based on the doctor’s English abilities. However, this should be taken with a grain of salt because not every medical professional with English listed on their Doctolib page speaks fluent English. 

An increasing number of doctorsoffer video consultations, known as télémédecine in France. This allows professionals – particularly those in more rural areas – to diagnose less serious conditions remotely. This type of consultation is usually only available from those medical practices that are attached to online booking systems. 

Some pharmacies have also begun offering walk-in télémedicine consults, using ‘Medadom’ machines. More information here.

What about specialists?

In France, you book your own consultations with specialists, even if you are referred by a doctor (your GP may offer a recommendation, but won’t always). The good news is that many specialists do use online booking services. Those that do not usually have assistants to take care of the appointments.

READ ALSO: Urgent care: How to get non-emergency medical treatment in France

SHOW COMMENTS