SHARE
COPY LINK
For members

HEALTH

Which foreign residents have to pay for healthcare in Italy?

Italy's government wants to charge a €2,000 annual fee for some foreign nationals to register with the Italian national health service - but many already pay this much, or more. What are the rules and what would change under the plans?

Who has to pay to access Italy's national health service?
Who has to pay to access Italy's national health service? Photo by Fred TANNEAU / AFP.

There was concern this week about new proposals from the Italian government to charge non-EU nationals higher fees to use Italy’s national health service (servizio sanitario nazionale, or SSN).

Under the 2024 budget plan, a €2,000 charge for registering with the health service would apply to “foreign residents who are citizens of countries that are not members of the European Union”, according to a statement published by the Italian economy and finance ministry (MEF) on Monday.

READ ALSO: What we know about Italy’s plan to charge non-EU residents €2,000 for healthcare

Italy’s health ministry later clarified that the 2,000-euro charge would not in fact apply to all non-EU nationals, but only to those who already pay an annual fee to use the SSN.

Though a number of questions about the proposal remain, this still appears to mean a steep cost increase for many of Italy’s international residents who are not eligible for free healthcare.

Who will the new rules apply to?

For many foreign nationals resident in Italy, enrolling with Italy’s SSN means paying an annual registration fee under what’s called ‘voluntary’ registration.

For others, registration is deemed ‘mandatory’ and is therefore free, and healthcare services are then paid for at the same rates as for Italian nationals.

“The rule contained in the 2024 budget refers to specific categories, not entitled to compulsory registration, who can voluntarily register with the SSN through the payment of an annual flat-rate contribution,” the health ministry stated.

“The rule is limited to updating the stipulated lump-sum contribution,” it said, suggesting that the new charge would replace existing fees.

Registration fees could therefore increase for people who are now paying a rate below €2,000 a year – though it remains unclear whether it could also be revised down for those who are already paying more.

Who can currently register for free?

Certain people are entitled to iscrizione obbligatoria, ‘mandatory registration’ or ‘registration by right’, in the national health service, which means you can register with the SSN for free.

Iscrizione obbligatoria applies to the following categories, according to current health ministry guidelines:

  • Residents who have a regular ongoing contract with an Italian employer, are self-employed, or are registered on Italy’s unemployment lists (liste di collocamento).
  • People who are waiting for their residency permit to be issued on the basis of employment or family reasons.
  • People who are waiting for their residency permit to be renewed on the basis of employment or self-employment, for family reasons, for asylum, for subsidiary protection, ‘special cases’, or special protection; for medical treatment, for those waiting to adopt or foster children, and for those in the process of acquiring citizenship.
  • All minors, including unaccompanied foreign minors, regardless of their legal basis in Italy.

The health ministry’s statement indicates that people in these categories would continue to be able to register with the SSN for free even if the €2,000 charge remains in the final draft of the budget law.

Who needs to pay to register?

Anyone who doesn’t fall into any of the categories listed above can opt in to the SSN through iscrizione volontaria, or voluntary registration.

This includes pensioners on elective residence visas, diplomatic and consular staff working for foreign governments, employees of international organisations, volunteer workers, and people over the age of 65 in Italy for family reunification reasons (who arrived after November 5th, 2008).

People in this situation must pay a fee of at least €387.34, rising to as high as €2,788.87 based on income calculations.

However foreign students in Italy who have no income besides scholarships or financial aid provided by Italian public institutions pay a flat fee of €149.77, while au pairs pay €219.49.

The MEF said in its statement on Monday that students and au pairs would continue to pay a discounted fee, without giving further details.

The registration is valid for the calendar year starting on January 1st and running to December 31st, regardless of when the payment is made.

If the rule is included in the final draft of the budget, it’s people who fall into this ‘voluntary registration’ category who would pay the €2,000 charge.

Member comments

  1. Replying to paying into health service. I am copying an email received regarding the EU declaration protecting rights for those that had residency before

    It won’t let me copy the text. So will try and summarise… if resident in Italy before Brexit. You are classified as having permanent residency after 5 years. That means article 23 of the withdrawal agreement and article 24 of the directive 2004/38 apply.

    It therefore follows that, as permanent residents, you should be entitled to access the Italian public healthcare system free of charge under the same conditions which apply to Italian nationals (referred to as compulsory affiliation ).

    Hope this helps and you can update the topic to share

Log in here to leave a comment.
Become a Member to leave a comment.
For members

MONEY

How much cash can you travel with to Italy?

Italy has a limit on the amount of cash that you can bring into the country without declaring it. So what exactly are the rules and what happens if you don't declare?

How much cash can you travel with to Italy?

Whatever reason you may have to bring large amounts of cash into the country – this could be anything from business to vacation to other personal matters – Italy has laws that keep you from doing so over a certain sum without first declaring it to border authorities. 

You can freely take cash (this goes for banknotes and coins of any currency) or other securities (e.g. cheques and traveller’s cheques, signed money orders, bullion) in or out of Italy only if they amount to a total of 9,999 euros or lower, according to Decree 195 2008, which sets out plans to prevent money laundering and tax evasion.

This means that any amount equal to or over 10,000 euros must be declared to the Italian customs authorities (Agenzia delle Dogane) by filling out and submitting a declaration form upon either entering or leaving the country. You can find an English version of the form at this link.

The requirement applies to people travelling to or from both EU and non-EU countries, and tightens existing EU-wide cash declaration rules, which only apply to movements to or from non-EU nations.  

The form requires travellers to specify their personal details, including address and ID number, details of their journey, the total amount of cash carried and its intended use or recipient, as well as the source of the money (property sale, business earnings, inheritance, etc.).

READ ALSO: Can businesses in Italy legally refuse card payments?

You can complete the form upon entering or leaving the country, or, in some cases, submit it electronically with Italy’s Agenzia delle Dogane before your journey. 

What happens if I don’t declare?

Failure to declare any amount over 10,000 euros comes with hefty penalties. 

Italian customs authorities have the power to seize the undeclared money and can hand out fines of up to 50 percent of the amount exceeding 10,000 (for instance, 50 percent of 4,000 in the case of a total of 14,000 euros), with 300 euros being the minimum possible fine.

Is there a limit to the amount of cash I can carry on me in Italy?

Unlike other EU countries – in Spain, people intending to carry 100,000 euros or over must notify the Treasury before doing so – Italy has no limit on the amount of cash you’re allowed to have on you. 

However, there’s a limit to the amount you can pay for something in cash. 

READ ALSO: What are the best banks for foreigners in Italy?

Transactions equal to or over 5,000 euros (the threshold was raised from 2,000 euros in 2023) must be made using a traceable means of payment, including credit or debit card payments, bank transfers and electronic money payments, according to Decree 231 2007.

People caught making or receiving payments over 5,000 euros in cash could face fines of a minimum of 5,000 euros.

SHOW COMMENTS