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Who is eligible for Swedish unemployment benefits?

Unemployment is expected to rise in Sweden this year, but what are the rules for unemployment benefit if you lose your job in Sweden?

Who is eligible for Swedish unemployment benefits?
You may be eligible for basic unemployment benefits even if you're not a member of an 'a-kassa'. Photo: Johan Nilsson/TT

If you become unemployed in Sweden through no fault of your own you may be eligible for unemployment benefits comprising up to 80 percent of your previous salary.

However, this benefit, known as a-kassa, short for arbetslöshetskassa, doesn’t automatically apply if you lose your job. You have to fulfil some requirements first in order to be eligible.

READ ALSO: Everything you need to know if you lose your job in Sweden

What are the requirements?

“You need to fulfil the basic requirement, which means that you’re signed up to the unemployment agency and are available to work,” Charlotte Hasselgren, department head of Sveriges a-kassor, told TT newswire.

You’ll also need to fulfil a work requirement, meaning that you must have worked for at least six of the last 12 months, with at least 60 hours of work in each calendar month.

A working day in Sweden is typically 8 hours, so this means in practice that you need to have worked for at least 7.5 days a month for six months in the last year to qualify. It doesn’t matter if these days are spread out across the month or in a single block.

“There are a lot of exceptions,” Hasselgren said, “but this is the general rule.”

If you fulfil these requirements, you are entitled to the basic amount, known as grundbeloppet in Swedish, which is a benefit based on the amount you worked over the last six months. 

“If you’ve been a member of an a-kassa for 12 months, you’re eligible for an income-based benefit,” Hasselgren explained.

How much can you get?

The basic amount is 510 kronor per day, if you worked full-time for the last 12 months. If you worked less than that – full time for the last six months, for example – you will get a corresponding amount, in this case half of the basic amount: 255 per day.

As previously mentioned, the income-based benefit is as much as 80 percent of your previous salary, up to a maximum of 1,200 kronor per day for the first 100 days, after which you’ll receive a maximum of 1,000 kronor per day.

There are a number of different a-kassor you can join depending on the sector you work in.

“If you work across multiple sectors you can choose an a-kassa where you fulfil the requirements,” Hasselgren said. 

“There’s also an a-kassa which doesn’t cover any particular sector, Alfakassan.”

What if you’re not a member of an a-kassa?

If you lose your job and you are not a member of an a-kassa, or you haven’t been a member for long enough to qualify for income-based benefits, you can apply to Alfakassan, who handle benefit payouts for a-kassa non-members.

“But you still need to fulfil the basic requirement and work requirement,” Hasselgren said.

“There’s a general assumption that you have to be a member of an a-kassa for a year to get a benefit, but you can still get a basic benefit,” she explained. “You just need to apply for it at Alfakassan.

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WORKING IN SWEDEN

How many immigrants are overqualified for their jobs in Sweden?

Sweden is one of many European countries struggling with 'brain waste', a situation where immigrants struggle to find suitable full-time work or are overqualified for their roles due to their education not being recognised.

How many immigrants are overqualified for their jobs in Sweden?

The findings are part of an investigation by Lighthouse Reports, the Financial Times, El País and Unbias The News which found that most European countries fail to provide good job opportunities to educated foreigners – potentially at the cost of their labour forces and economies.

“While the results differ slightly between labour market outcomes, a consistent pattern emerges: immigrants lag behind natives everywhere, but brain waste is worst in Southern Europe, Norway, and Sweden,” the report read.

One of the metrics used to measure brain waste was the proportion of foreign residents who were overqualified for their role.

In Sweden, 32 percent of university-educated Swedes were overqualified for their roles, according to their report, while 68 percent of immigrants educated abroad were overqualified for their job.

The report didn’t study native Swedes with foreign diplomas, but one thing to note is that immigrants who obtained their qualifications in Sweden were far less likely to be overqualified than those who got their degrees outside of Sweden.

For immigrants with a degree from Sweden, 35 percent were overqualified (the difference to native Swedes was not statistically significant).

The results are not surprising, and the problem of well-educated immigrants not being able to work in their chosen profession has been raised on multiple occasions – for example in connection with Sweden’s new work permit salary threshold squeezing out highly-qualified foreigners.

An OECD report found as early as 2014 that a much bigger proportion of highly-educated foreign-born people in Sweden were overqualified for their roles, compared to the native population.

“Given the large number of Swedish immigrants who obtained their education and work experience abroad, there is a strong need for efficient and credible recognition of their qualifications and validation of informal competences,” urged the OECD report at the time.

But the Lighthouse Reports study pointed out that the figures for Sweden pointed to a systemic problem across the entire labour market, which doesn’t only affect well-educated immigrants.

“Once we look at metrics of brain waste that are not dependent on education, such as under-employment and unemployment, the large gaps in Southern Europe (and Sweden) reappear. This indicates that these countries struggle to integrate migrants into the labour market in general, not just college-educated migrants,” it read.

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