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OPINION AND ANALYSIS

OPINION: The true signs you’re becoming more Swiss than the Swiss

Spend enough time in Switzerland and Swiss ways will get under your skin. Eventually you may even start thinking and acting like a local, writes Clare O'Dea.

A cocktail in Switzerland
Enjoying a cocktail in the middle of the day? You may be in Switzerland. Photo by Alev Takil on Unsplash

Here are the 10 signs that you are becoming Swiss. If you score higher than seven, consider yourself integrated…

Money matters. You are used to paying eye-watering prices for everyday things and you think quality is important. You can debate the merits of Migros versus Coop, and, despite owning both loyalty cards, you have a favourite. You understand the three-pillar pension system and will talk about it willingly. You are also well versed in different types of insurance. You pay for a coffee with a 100-franc note without batting an eyelid. At the same time, you are comfortable giving minuscule tips. 

READ ALSO: Migros vs Coop: Which Swiss supermarket has cheaper groceries?

Wine o’clock. Wherever two or more Swiss people are gathered, an apéro is likely to break out without warning. You have forgotten that you ever thought drinking alcohol before midday was odd, and you even start to prefer Swiss white wine. You think nothing of hosting your own leaving do at work, schlepping in drinks and nibbles like a professional caterer. 

Bon app! When you see someone about to take a bite of food, you wish them bon appetit/an guete/buon appetite, or the informal version, bon app. You will not be able to control this impulse and are liable to say it to anyone, anywhere, as soon as you see them lift food to their mouths. 

Coffee and croissant

Don’t forget to greet someone before they eat! Photo by Basil Lade on Unsplash

Selective hearing. You can’t tolerate the sound of a lawn mower on a Sunday but you don’t notice the 24-hour church bells any more. You treasure the prescribed quiet times of day or week, and resent untimely noise from neighbours.

Climb every mountain. Your idea of a good time is to go for a five-hour hike. You may even consider ‘sleeping on straw’. You speak knowledgeably about altitude difference, and your calves have become rock hard. You will tut tut when you see hikers wearing unsuitable shoes. When not out enjoying the 65,000km of Swiss walking trails, you spend as much time as you can at your beloved local lake. 

Hiking in the Swiss Alps - a national pastime

Hiking in the Swiss Alps – a national pastime. Photo by Colton Miller on Unsplash

Greetings! You send and receive greetings (salutations/Grüsse) constantly. When you meet someone you know, they pass on greetings to you from their nearest and dearest and you dutifully return those greetings. On your hikes, you greet other walkers. 

On parting, you wish your friends, colleagues, and every person you have the slightest interaction with, a good day/afternoon/evening/night/weekend. The more specific, the better. If there is a religious or public holiday coming up, you substitute that. When you have mastered the art of goodbye, you may use the catch-all alternative in French when the person is in the middle of something: bonne continuation. 

READ ALSO: What are the rules on greeting Swiss people?

Goody Two-Shoes. When you arrive at someone’s home, you automatically take your shoes off at the front door. If you are really relaxed, you’ll even turn up at a friend’s house with your own slippers. There are no confirmed cases to date, but if you spend enough time with Swiss Germans, there is a risk that you may end up wearing your slippers at work. 

Slippers

When visiting a friend, you may start bringing your own slippers. Photo by K F on Unsplash

Recycling rites. You know your local recycling calendar off by heart, and leave things out neatly on the right day. You are horrified when you see rubbish dumped at the bottle bank, which you only use correctly and at the prescribed times. While conscientious about separating rubbish at home, you merrily join the Swiss in consuming 2.8 times the amount of natural resources that are available per capita worldwide.

READ ALSO: What are Switzerland’s rules for waste disposal and recycling?

Say cheese. Fondue and raclette are staples of your diet. You could not get through the winter without them. For extra points, you also like cervelat. For double extra points, you take cervelat with you on your hikes and grill it on a stick at a designated fire pit. You stretch the barbecue season from March to November. 

Fondue

Along with raclette, fondue is Switzerland’s favourite cheese dish. Photo by angela pham on Unsplash

Last but not least, after putting up a good fight, you have given in and adopted Swinglish. This means using the term ‘last but not least’ in every conceivable context, referring to your phone as a Handy (in German-speaking Switzerland), and blithely using words like shitstorm, wellness and mobbing too often and not entirely accurately. 

There are many more Swiss traits that didn’t make the shortlist, including a certain smugness linked to the high standard of living. Let’s just say, it can be a trial to cope with public services and spaces in other countries after enjoying the deluxe version for too long. Perhaps the most accurate test of Swiss belonging is whether you exhale with relief when you arrive back in the country. 

Bonne journée!

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PENSIONS

OPINION: Switzerland faces two pension votes but neither offers a solution

Switzerland's two public votes on Sunday March 3rd offer Swiss voters two different versions of reality – the elderly as vulnerable versus the elderly as strong. Clare O’Dea asks whether pensioners need protection or a push.

OPINION: Switzerland faces two pension votes but neither offers a solution

The first popular initiative, launched by trade unions, is called ‘To live better in retirement’. This noble aspiration comes with an annual price tag of four billion francs. The proposal is to increase the annual state pension by 8.33 percent by making a thirteenth annual payment.

The second initiative emanates from a completely different world view, championed by the youth section of the Radical-Liberal Party. It aims to increase the retirement age from 65 to 66 by 2033, and then to tie it to life expectancy. This idea comes with an annual saving of two billion francs.

Voters will get to decide if older people should receive more or give more, or whether to leave the status quo. Both ideas suffer from being rather blunt instruments but they will serve as an interesting test of public opinion.

Free money

The Swiss are traditionally cautious about voting for ‘free stuff’, even when it might benefit them directly. Statutory paid maternity leave was turned down four times before finally being accepted in 2005. Voters said no to two weeks more annual leave in 2012 and rejected a minimum wage in 2014.

The 2.5 million people – every Swiss resident over the age of 65 – who currently receive the state pension, known as the Old Age and Survivors’ Insurance, can’t be counted on to vote to receive a higher pension. Why? Because most of them don’t need it.

In addition to this basic first-pillar payment (up to a maximum of CHF32,000 annually for a single person), pensioners may have income from their occupational pension, private pension, or both. These are known as the second and third pillar of the pension system.

Retirees whose combined pension payments are not enough to meet their living costs are entitled to complementary social assistance payments. In 2021, that was 12.5 per cent of pensioners.

READ ALSO: The reasons why living in Switzerland can prolong your life

Expensive times?

Inflation in Switzerland is relatively low – 2.1 percent in 2023 was considered a bad year. But it’s also not a great measure of the cost of living, particularly as it does not include health insurance premiums, which are up 8.7 percent in 2024 alone.

There is no doubt that some older people struggle to make ends meet – and they would de delighted to have an extra 1,225 to 2,450 francs per year (current range of the monthly payment) to get by. But is that a reason to give everyone over 65 extra money – including the wealthy?

The fundamental flaw with this proposed reform is that it is not means tested. Making a universal payment is an extremely expensive way to help people who are genuinely facing poverty. It is estimated that one in five pensioners live below or close to the poverty line – counting income, not assets.

It seems clear that the energy put into this initiative would have been better spent designing a measure that would target those who actually need the money. But if you do want to help the needy, right here, right now, this initiative would at least be a quick fix.

Losing support

The proposal to increase retirement age has also been rejected by the government, which is not comfortable with the concept of building in the automatic link to life expectancy – in other words, basing policy on a mathematical formula.

But the initiative campaign says raising the retirement age is the best way to save the state pension while being fair to all generations. The pension pot is mainly funded by today’s workers, in the expectation that they will have the same benefit one day.

Sunday’s votes are people’s initiatives, based on the collection of signatures. To pass, they need not just a simple majority but a majority of cantons to say yes. Neither appear to be in a strong position.

The retirement age proposal looks sure to be defeated, especially as voters just accepted an increase in women’s retirement age from 63 to 65 in 2022, which is still being rolled out. The notion that the rich could still afford to retire while ordinary workers will be chained to their jobs for longer rankles with voters.

After a strong start, support for the thirteenth pension payment has been ebbing away and a ‘yes’ vote now looks in doubt. The results will be closely watched on Sunday.

More complex answers

Most people realise that the retirement age will have to be hiked up sooner or later, but to actually persuade the Swiss to vote for this scenario, there would need to be plenty of extra measures to guarantee fairness and flexibility.

What a lot of the debate around ageing and retirement funding seems to miss is that the elderly are a mixed bunch in terms of privilege. Policies that don’t take into account that complexity are not much help.

Yes, most Swiss people of retirement age are in reasonably good health and in a good financial situation. At 83 years, Swiss life expectancy is among the highest in the world. Depending on the job, the economy could probably squeeze an extra year of work out of them.

However, this segment of the population, born around 1959, cannot be lumped together as one homogenous group. Women and immigrants tend to accumulate smaller pensions. Single people are generally worse off than couples. 

Some have a life of disadvantage and hard jobs behind them; others benefitted from a world-class, heavily subsidised education and have built up huge assets. Some are fit as fiddles, leaping from one mountain peak to the next, and some already suffer from multiple geriatric health problems.

Answers to their needs will have to be written on more than the back of a postcard.

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