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MONEY

Is it better for tourists in Norway to use cash or bank cards?

For many heading to the bureau de change and getting their money exchanged into a foreign currency is a holiday ritual. However, as card is king in Norway, is cash necessary, and are there any better alternatives? 

Pictured is somebody getting cash out of their wallet.
Pictured is somebody getting cash out of their wallet. Photo by Emil Kalibradov on Unsplash

Question: I am travelling to Norway soon, should I exchange cash for the trip and do many places accept it? 

Getting your money transferred into the local currency is usually up there with packing and taking out insurance when most people prepare for a trip away. 

However, nobody wants to be lumbered with unspent foreign currency, nor do they want to lose out when they exchange it back into local money when they return home. 

So, when travelling to Norway, do tourists need to have their money exchanged for Norwegian kroner? 

Well, it’s up to what you feel comfortable with, but if you prefer to pay with cash, then you may actually have trouble getting rid of it if you bring a large amount. 

This isn’t because Norway doesn’t live up to its reputation as one of the most expensive European countries, but because physical money is becoming far less common. Many shops and restaurants may refuse to accept it- even if it is legal tender. 

Additionally, very few shops accept foreign currency such as euros and dollars, so you’ll have an even harder time trying to get rid of that than you would the local currency. 

Norway’s government itself wants to try and reverse the decline of cash to try by attempting to solidify customers’ rights to pay with cash in Norway

On the other hand, cards are accepted everywhere in Norway, from the large cities and tourist hubs to remote mountain villages.

Many will be eager to point out that using a card has drawbacks. The biggest of these is that many banks will offer less than competitive exchange rates and charge fees on every card purchase you make while abroad. 

Foreign transaction fees can range from 1-5 percent, which can soon add up if you are spending a long time in Norway or spend quite a bit of money. 

Another drawback to using the plastic square abroad is that while Visa and Mastercard are accepted pretty much everywhere, not everywhere will take American Express. 

There may be a better option

Although, there may be an alternative that offers the best of both worlds. 

These days, many cards are available that don’t charge foreign transaction fees. This means you won’t get lumbered with cash you can’t spend, nor will you have to stump up for using your cards abroad. 

Furthermore, many of these cards will not charge any fees for using foreign ATMs, meaning that if you need cash in a pinch, you can always draw some out. 

As well as getting out of being lumbered with any foreign fees, you can transfer the amount of money you wish to spend into an account with no foreign fees. This also helps you budget and prevent overspending while on a trip to Norway. 

If you are reading this before heading on holiday and are worried that your card with no foreign charges won’t arrive on time, you can typically link the account to your Apple Pay or Google Pay before the card comes and you activate it. 

For an overview of where you can set up a bank account with zero transaction fees in the UK, click here. For other countries, click here. If you can’t find an option for your own country with the links provided, you will need to search for accounts with the option for zero transaction fees online instead. 

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FOOD AND DRINK

Five great restaurants for a dinner date in Bergen

Bergen, located on Norway's beautiful west coast, is known for its vibrant culinary scene. Here are The Local's top picks for a dinner date.

Five great restaurants for a dinner date in Bergen

There are plenty of reasons why you might want to get better acquainted with Bergen’s restaurant scene.

READ MORE: Norway’s food calendar: 12 events for foodies to look forward to in 2024 

If you’re visiting for a short period of time, you might only have time to visit one or two, and you don’t want to end up in an establishment that doesn’t meet your expectations.

On the other hand, if you’ve (just) moved to the city, you’ll want a good overview of its top restaurants so that you can safely take your significant other, friends, family, or business partners there for special occasions – or just a nice dinner.

Having a good overview of Bergen’s top restaurants not only helps you avoid dining disappointments but also enables you to confidently recommend places to others.

And while there are many great restaurants in the city, we’ve singled out our top five spots to wine and dine in Norway’s “Rain Capital.”

Moon dish

A dish from one of Moon’s multi-course menu. Photo by: Robin-Ivan Capar / The Local Norway

Moon (Marken Street 33)

Nestled in the heart of Bergen, Moon is a must-visit for foodies. At the time of writing, it is considered one of the best – if not the best – restaurants in the city. Be warned – the status comes with a hefty price tag attached.

Moon was launched by twin brothers Jules and Nicolas, who brought their passion for French cuisine and hospitality to life in the charming Marken Street near the Bergen central train station.

Jules is the head chef, while Nicolas is the restaurant manager and sommelier. Together, they have curated a dining experience that reflects their diverse backgrounds.

Since opening its doors in April 2021, Moon has quickly become a beacon for food enthusiasts and romantics alike.

To enhance the dining experience, Moon introduced a revamped menu layout in 2024, offering guests the choice of a 3-course (750 kroner per person + 600 kroner for wine pairing), 4-course (900 kroner per person + 780 kroner for wine pairing), 5-course (1,050 kroner per person + 960 kroner for wine pairing), or 6-course (1,200 kroner per person + 1,120 kroner for wine pairing) culinary experience.

Moon’s commitment to quality hasn’t gone unnoticed. It has earned praise from Michelin for its honest, classically based French cooking that incorporates locally sourced produce.

Enhjorningen dish

Bergen fish soup at Enhjørningen, photographed in January of 2024. Photo by: Robin-Ivan Capar / The Local Norway

Enhjørningen (Bryggen)

Enhjørningen is a beloved seafood restaurant, located along the lively (and very popular) Bryggen waterfront.

This seafood haven offers patrons a journey into Norway’s coastal cuisine, boasting a menu full of freshly caught delicacies.

The restaurant’s cosy, candlelit atmosphere sets the stage for an intimate dining experience, perfect for dates or gatherings with loved ones.

READ MORE: Five Norwegian food mistakes you only make once

As part of the Smak av Kysten culinary network, Enhjørningen is committed to showcasing the best of Norwegian seafood while supporting local producers and fishermen.

Among the restaurant’s offerings, you can expect an array of tasty main courses: from the No Fish Olsen, featuring entrecote of beef paired with pickled vegetables and a luscious port wine sauce, to the delicate Oven-baked Monkfish served with mushroom sauce and truffle gnocchi, there’s something for everyone here.

Main courses range from 395 to 450 kroner per person, while starters and soups are generally around the 200 kroner price point.

Beyond the exceptional cuisine, Enhjørningen boasts panoramic views of Bergen’s bustling harbour, adding an extra layer of ambience to the dining experience.

Agave dish

A dish in Agave photographed in 2023. Photo by: Robin-Ivan Capar / The Local Norway

Agave (Kong Oscars gate 2A)

Agave, just a 60-second walk from the Fish Market, is widely considered the best Mexican restaurant in Bergen.

With a glowing reputation that precedes it, Agave has quickly become a favourite among locals and visitors alike, drawing diners back repeatedly with its irresistible combination of great food, fantastic atmosphere, and professional service.

Whether you’re a seasoned Mexican cuisine aficionado or a newcomer to the flavours of Mexico, Agave will likely hold up – and surpass – your expectations.

From the moment you enter the restaurant, you’re greeted with warm hospitality and a welcoming ambience. Agave boasts charming decor and friendly staff eager to guide you through the menu and share their passion for authentic Mexican cuisine.

Diners rave about the Mole Agave, a standout dish featuring a rich and complex mole sauce. The tender and juicy venison is also popular, as is the ceviche rojo starter.

What sets Agave apart from other Mexican cuisine establishments in Bergen is its dedication to authenticity, with a focus on traditional Mexican recipes prepared from scratch using fresh local produce.

The menu (which you can check out here) also features classics like carne asada and tacos, all offered at mid-level prices.

Bryggeloftet dish

A meat dish photographed at Bryggeloftet & Stuene during the 2023 winter season. Photo by: Robin-Ivan Capar / The Local Norway

Bryggeloftet & Stuene Restaurant (Bryggen 11)

Tucked away in Bergen’s old town, Bryggeloftet & Stuene Restaurant offers an indulgent and authentic dining experience.

While it may lean towards the pricier side, with dinners ranging from 700 to 900 kroner per person, the splurge is justified for those craving a taste of traditional Bergen (and Norwegian) cuisine at its finest.

Situated along the historic Bryggen Wharf, this restaurant has become a beloved destination known for its commitment to heritage, making it a go-to spot for locals and tourists seeking a classier dining experience.

Whether you’re visiting during the winter months or any other time of year, you’ll find a menu filled with classic dishes that capture the essence of Norwegian cuisine.

READ MORE: Where to find Norwegian Christmas food in Bergen

One of the highlights of Bryggeloftet & Stuene is its traditional Norwegian Christmas menu, featuring favourites like reindeer steak and pinnekjøtt (salt-cured lamb ribs).

For those visiting outside of the holiday season, the Bergen fish soup is a popular choice, showcasing the region’s freshest seafood and flavours.

Beyond the food, Bryggeloftet & Stuene provides a warm and inviting atmosphere, perfect for enjoying a meal in company.

1877 dish

A meat dish as a part of a multi-course menu at the 1877 Restaurant in May of 2023. Photo by: Robin-Ivan Capar / The Local Norway

Restaurant 1877 (Vetrlidsallmenningen 2, Kjøttbasaren)

Opened in 2013 by Christer Økland and his wife Ragnhild Børven, Restaurant 1877 occupies a storied location just below the iconic Fløibanen tourist attraction in Bergen’s historical Kjøttbasaren.

It offers a semi-fine dining experience with a seasonal and modern twist.

From the well-used copper pots adorning the walls to the vintage dishes, every detail of the restaurant evokes a sense of history and tradition.

The restaurant places a strong emphasis on locally sourced ingredients from farmers and fishermen, ensuring that the dishes tell the story of the region’s gastronomic landscape.

For dinner, which is served Tuesday-Friday from 4 pm and Saturday from 6 pm, it provides guests with an à la carte option.

Additionally, guests can select “The kitchen’s choice,” a set menu comprising dishes curated by our kitchen.

This menu includes multiple courses and is intended for sharing. The starting price is 895 kroner per person.

READ MORE: 24 hours in Bergen: Everything you should see and do

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