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TAXES

The tax benefits of having a cleaner in France

If you have a cleaner then you should definitely tell the French taxman about it - and he will give you some money back at the annual tax declaration season.

The tax benefits of having a cleaner in France
Photo: Jennifer Burk / Unsplash

There are legal reasons for declaring that you employ a cleaner – to stop undeclared cash-in-hand work, often referred to in France as ‘working on the black’, and to protect the homeowner in case of workplace accidents.

READ ALSO EXPLAINED: Who has to make a tax declaration in France in 2022?

But there is also a financial incentive.

In the same way that childcare costs can – and should – be declared, costs related to personal services such as the wages for a cleaner should be declared because they will lead to a tax credit or reduction in your tax bill.

How to declare your cleaner to the tax authorities?

During the year you can pay your cleaner however you like – cash, cheque or bank transfer.

But when you come to fill in your annual tax declaration, any salaries paid for out of your pocket – including a cleaner at home – should be declared in the section “employment of a home-based employee” (box 7DF). 

READ ALSO Ask the expert: How to fill out the 2022 French tax declaration

For most people, this expense must not exceed an annual amount of €12,000. For people over 65 years, this ceiling is raised to €15,000 euros, and disabled people have a limit of €20,000.

You then get a tax credit which is 50 percent of the total cost of the wages you paid your cleaner over the year.

If you’re self-employed this will come in the form of a deduction in the total amount that you owe.

If you’re an employee and have already had your income tax deducted at source, the money will come in the form or a rebate.

Who is eligible?

Anyone who fills in a French tax declaration (which is virtually everyone who lives in France and some people who don’t live here but do have an income here).

The residence in question – whether it is a main or second home – must be in France, and the individual claiming the tax credit does not have to be the homeowner. They just have to be the one paying the cleaner.

Be aware, you should also inform Urssaf that you are employing a cleaner, via the Chèque Emploi Service Universel (CESU) website. This allows you to declare payments for a cleaner on a monthly basis, similar to the Pajemploi website recognisable to anyone who has ever employed a professional childminder. 

Doing so allows employers to automate payments – the cleaner is paid the full amount via CESU, with the rest deducted from the employer’s account.

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For members

HEALTH

The different ways you can make a doctor’s appointment in France

Booking a medical appointment in France can be time-consuming – especially if you are new to the country and are looking for an English-speaking doctor.

The different ways you can make a doctor's appointment in France

You do not need a carte vitale to book a doctor’s appointment in France – anyone who needs medical help while in the country is entitled to it, but you may not be entitled to any reimbursement if you are not part of the social security system.

Booking a GP’s appointment can be as simple as phoning up your friendly neighbourhood GP, or using an online service such as Doctolib. 

It helps a lot, if you have a médecin traitant – an attending GP, who adds you (and your family, if they can) to their list of patients. 

READ ALSO Explained: How to register with a doctor in France

It is not always easy to find one. Some parts of the country are short of GPs, which means doctors’ lists can fill up very quickly. But it is important that anyone who lives in France is registered with a named GP, especially if they have a carte vitale.

As well as being the main point of contact between patients and the medical profession in all its guises, it is financially responsible to be registered with a GP in France.

Reimbursement on consultations is typically 70 percent through the French healthcare system, but just 30 percent for anyone without a declared doctor. Meanwhile, top-up mutuelle health insurance companies usually require you to declare a médecin traitant and if you don’t, you may not be able to receive reimbursements on certain treatments.

Bear in mind, it is your responsibility to register with a local médecin traitant. But, even after you have done so, you can still make an appointment with any doctor, anywhere in France, and arrange specialist treatment, if you need it. 

READ ALSO 5 things to know about visiting a doctor in France

How do you go about making a GP appointment in France?

There are several options.

Some health centres – more often in larger towns and cities – operate a walk-in policy. But expect waits to be lengthy. Do not, however, assume that your GP operates a system like this.

You can phone for an appointment. This is another very common method. Your GP will have their own system for making appointments – which may even include something that looks, to the uninitiated, very much like a casual walk-in policy. 

Some may have an assistant to deal with booking appointments and other administration. Others may deal with appointments themselves, and may – for example – operate some sort of triage system based on voice messages from patients. 

What about online booking systems?

And many practitioners are now attached to websites, such as Doctolib. As of 2023, about half of all GP appointments in France were made using Doctolib.

READ ALSO How to use: French medical website Doctolib

Be aware that other online booking systems are available. Doctolib is one of the best known, but your GP may be attached to another system, like the health ministry approved site ‘LeMedecin.Fr’.

This website also has a feature where you can take an immediate online consultation with whatever doctor is available at that moment. By clicking ‘Consultez en vidéo maintenant’ you will be connected to the next doctor who is free. This option may involve an additional charge between €5-10 on top of the price of the consultation, and you will be expected to pay when booking.

If you have any trouble with either of these websites, you can go through the list of registered generalists per département on the ‘Ameli’ website. If you use this option, you will need to call the doctor to see if they are open or available for appointments.

In terms of wait times, online systems have helped to significantly reduce the delay between booking and getting an appointment.

According to a 2023 study by Doctolib, about half of all GP appointments were available within three days from the time of booking on their platform.

Similarly, you can use online platforms to check the medical professional’s qualifications and languages spoken, as well as filter based on the doctor’s English abilities. However, this should be taken with a grain of salt because not every medical professional with English listed on their Doctolib page speaks fluent English. 

An increasing number of doctorsoffer video consultations, known as télémédecine in France. This allows professionals – particularly those in more rural areas – to diagnose less serious conditions remotely. This type of consultation is usually only available from those medical practices that are attached to online booking systems. 

Some pharmacies have also begun offering walk-in télémedicine consults, using ‘Medadom’ machines. More information here.

What about specialists?

In France, you book your own consultations with specialists, even if you are referred by a doctor (your GP may offer a recommendation, but won’t always). The good news is that many specialists do use online booking services. Those that do not usually have assistants to take care of the appointments.

READ ALSO: Urgent care: How to get non-emergency medical treatment in France

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