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Mental health and living abroad: New data reveals the most common pitfalls

Studying or working abroad is a fantastic experience for many, offering new experiences and perspectives. However, it can also provide significant challenges, especially with regards to wellbeing and mental health.

Mental health and living abroad: New data reveals the most common pitfalls
Living in a new country can be exciting but also daunting. Photo: Getty Images

Many people experience significant challenges to their general wellbeing and mental health when moving to – and living in – another country. This can take many forms, such as:

  • Difficulty accessing medication, particularly medication prescribed in the previous country of residence.
  • Not being able to navigate the local health system to book an appointment.
  • Not being able to find the right ingredients for a vegan or vegetarian diet.

In partnership with AXA Global Healthcare, we take a look at some of the major issues facing international professionals, as well as what can be done to look after health and general wellbeing as an expat.

Difficulties faced

Having moved to Berlin from Saudi Arabia to study and work in HR, Hanan Asgar was excited about the opportunities Germany offered. As she says: “I wanted freedom, respect and equality for myself and my generation.”

However, the combination of being completely new in a foreign country, together with an unfortunate incident in her first few days in her new homeland – about which Hanan had no one to speak to – meant that Hanan began to feel isolated and anxious.

She tells us: “My anxiety grew and I actually ended up locking myself in my dorm room and questioning my choice of moving to Germany. But after some reflection, I realised that it was me who was missing out on the lectures I was avoiding. So I took the courage to step out again and face what was to come.”

Living and working abroad, far from home, can present a number of obstacles. Learn more about how AXA provides mental health and wellbeing healthcare as part of its global health plans 

Hanan subsequently underwent treatment for anxiety and depression with a therapist, and has now been living happily in Berlin for the past six years.

Hanan’s experience with initial culture shock and mental health challenges, while living and working abroad, is shared by many expats. A social listening study conducted by AXA* in 2021, across six popular nations or regions for those living abroad, discovered:

  • Anxiety was the most common difficulty faced by expats in France, the Scandinavian countries and the United Kingdom – 24%, 27% and 32% respectively.
  • Depression was the second most commonly experienced challenge.
  • Those in France were most likely to experience anxiety and depression regarding the consequences of Brexit.
  • Other issues that those in France, Scandinavia and the United Kingdom identified as obstacles associated with living abroad, included dealing with chronic illness (such as living with a condition like diabetes), safety concerns (for example, crime) and stress related to the workplace.  
Exercise can help deal with stress. Photo: Getty Images

Strategies that work 

Fortunately, the AXA study also shows that there are a number of strategies that work when dealing with health and general wellbeing issues. Their study found the following:

  • Building strong support networks and healthy relationships with friends and co-workers was seen as important by expats in all countries.
  • Building strong support networks, as well as spending time on entertainment and hobbies, were particularly important to those living in the United Kingdom
  • Exercise – outdoor, or in a gym – was particularly helpful to those in Scandinavia and France, while those in France reported that they had also had specific success with mindfulness practice and good nutrition.
  • The most effective and useful strategy that AXA discovered, however, was proactive and preventative healthcare, such as accessing a GP or qualified psychologist. 

Discover more ways to look after mind and body while living abroad with AXA and their Mind Health Service 

Hanan Asgar moved from Saudia Arabia to Berlin. Photo: Supplied

Seeking out the right health professionals for both body and mind can significantly reduce the levels of anxiety and depression experienced by those living abroad. Regular check-ups can prevent conditions becoming chronic, while discussing mental health and wellbeing can substantially reduce the pressure that many feel. Prevention, as the saying goes, is better than cure.

Ensuring you have the right healthcare

Finding the right health professionals abroad can be difficult due to language differences, cultural attitudes and varying levels of healthcare. As Hanan reports of her own experience: “I sought professional help and it was quite challenging to find a therapist who spoke English. It took months just for an initial appointment. In the meantime, I would go to an emergency psychological help centre or ask a friend to be around. It all worked out in the end, but it did take a mental toll on me”. 

This is why finding a health insurance provider that offers fast and effective links with health professionals is key. When looking for an insurance plan, consider what AXA has to offer, and the Mind Health Service1 they provide for their customers.

Included with all individual and small business coverage plans, the Mind Health Service provides up to six telephone-based sessions for those covered, in addition to their Virtual Doctor Service2. It’s easy and fast to connect to a qualified psychologist who speaks your language, wherever you are in the world, whenever you need it. There is no extra charge for this service for individual, family or SME customers, it has no impact on your excess and outpatient or policy allowances, and can also be used by anybody who is covered by your plan. 

Living abroad is, for many, the experience of a lifetime. The memories and friendships created can endure long after we’ve returned home. That’s why it’s so important to ensure that the care and support is there to ensure you can keep enjoying your new country.

Ensure that your time overseas is happy and healthy.  Access up to six telephone sessions with a qualified psychologist through AXA’s Mind Health Service, available at no extra charge as part of all individual coverage plans

*Social media listening, commissioned by AXA – Global Healthcare, conducted by Listen + Learn from 2018-21, across six regions: Canada, Dubai, France, Hong Kong, Scandinavia and UK

¹The Mind Health Service is provided by Teladoc Health
²The Virtual Doctor Service is provided by Teledoc Health

AXA Global Healthcare (EU) Limited. Registered in Ireland number 630468. Registered Office: Wolfe Tone House, Wolfe Tone Street, Dublin 1. AXA Global Healthcare (EU) Limited is regulated by the Central Bank of Ireland.

AXA Global Healthcare (UK) Limited. Registered in England (No. 03039521). Registered Office: 20 Gracechurch Street, London, EC3V 0BG, United Kingdom. AXA Global Healthcare (UK) Limited is authorised and regulated in the UK by the Financial Conduct Authority.

Member comments

  1. disappointed of the use of the word “expats” that word is just creating a classist differentiation that shouldn’t exist, and using our privilege to create a gap doesn’t help, we all are migrants, that’s it.

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MONEY

Four tips to help the parents of newborns in Norway save money on essentials

Welcoming a newborn into the family brings great joy but can also come with significant expenses. However, savvy parents in Norway can minimise these costs by utilising various money-saving strategies.

Four tips to help the parents of newborns in Norway save money on essentials

Most parents will agree that welcoming a newborn into the world is the most special of occasions. However, it often comes with a high price tag attached.

The cost of essential baby items, from diapers and baby clothes to a car seat and strollers, can quickly add up.

READ MORE: The most important things to do after having a baby in Norway

In parts of Norway, you’ll often hear stories of new parents with a limited support network spending between 50,000 and 100,000 kroner on baby essentials.

Don’t despair, however, as there are numerous strategies available to help you save money on these necessities – especially if you use the months in the run-up to the due date to stock up and prepare.

Tap into your network of friends for borrowed items

One of the best money-saving tips for soon-to-be parents and parents of newborns is to reach out to friends, family members, and even colleagues who are also parents and see if they have baby items they no longer need.

As most parents will tell you, babies tend to grow out of their clothes very quickly, and a number of items – such as high chairs, breast milk pumps, special pillows for breastfeeding, and baby car seats – tend to stop being used after some time and end up in storage (where they wait for the next baby or just stay there and collect dust).

READ MORE: How to make friends with other parents in Norway

Friends will often be more than happy to lend you such items, which means that you’ll often be able to save between 5,000 and 20,000 kroner (especially if you borrow the big ticket items such as car seats or baby chairs) by taking this route.

Hunt for second-hand deals on Finn.no

Norway’s largest online marketplace, Finn.no, is the go-to place to find great deals on a broad range of items – including baby essentials.

There is usually a huge selection of prams and baby beds, so if you filter the results down to gently used baby gear, you’ll be able to save a substantial amount without compromising on quality or safety.

Norwegians and foreigners alike often buy premium prams – such as the ones from the coveted Bugaboo brand – on Finn.no, where you can frequently find them for 5,000 to 8,000 kroner with a complete set of accessories, which means you’ll be looking at saving upwards of 5,000 kroner.

Finn.no is also a great place to find deals on clothes, especially in bundles. For example, you be able to easily find gently used bundles of 30-40 baby items at prices of 200 to 300 kroner.

Compare that to the reality of a single new baby clothing item often setting you back around 300 kroner in the store, and you’ll likely find yourself swiftly adopting the habit of bargain hunting.

Kiwi baby pack 1

Pictured is the packaging of a baby pack picked up at Kiwi in 2024. Photo by: Robin-Ivan Capar / The Local Norway

Kiwi baby pack 2

The contents of a Kiwi baby pack. Photo by: Robin-Ivan Capar / The Local Norway

Claim free baby packs

Many stores and pharmacies in Norway offer free baby packs containing samples and essential products for newborns.

These offers are usually very generous, and you’d be surprised how many businesses go the extra mile to support new parents.

Major grocery stores, such as REMA 1000 and Kiwi, offer them, as does Apotek 1. Most years, at least two major stores focused on baby items will also have special gift packs (in 2024, Barnas Egen Bokverden had a pack that includes a rucksack, toys, and picture books).

Take advantage of these packs to access complimentary items and try out different brands before making purchases.

Bonus tip: Each year, the webpage babypakker.no updates its master list of all the free baby packs available across the country, so make sure to check what is currently being offered.

Make use of loyalty schemes for diapers and baby essentials

Many retailers offer loyalty schemes with competitive prices on diapers and other baby essentials.

Kiwi, Coop, and REMA 1000 offer members up to 50 percent off on diapers, so make sure to join these programs to access discounts and special offers.

Generally, you’ll see the discounted price right when you’re checking out, and if you’re, for example, a member of REMA 1000’s loyalty program, it will apply to all diaper brands.

READ MORE: How foreigners in Norway raise bilingual kids

You’ll usually need to activate the diaper discount in the program apps before the shopping trip by scanning a QR code using your mobile phone or entering a discount code for diapers in the app.

Considering all these savings strategies, you might be delighted to discover that with a little planning (ideally before the newborn arrives), you could save over 20,000 kroner compared to what you’d spend buying these baby essentials at full price in stores.

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