SHARE
COPY LINK
For members

HEALTH

What you need to know about France’s new fees for emergency medical treatment

From January 1st, France will introduce a new fee for treatment at hospital emergency departments know as the forfait patient urgences (FPU) - here's how it works.

What you need to know about France's new fees for emergency medical treatment
Photo: Pascal Pochard Casablanca/AFP

The forfait patient urgences (emergency patient fee) is a new flat fee of €18 for treatment in hospital A&E departments. It was originally intended to be introduced from September 1st, but has now been postponed until January 1st, 2022.

Here’s how it works.

Who is charged?

The fee applies to anyone who receives treatment at an A&E or emergency room in a French hospital and is not admitted to hospital afterwards. So it would apply to people with less serious conditions that need treatment but don’t require a stay in hospital such as being patched up from an injury or getting on-the-spot treatment like an anaphylactic injection for an allergic reaction.

It is charged to everyone, French or non-French, residents or tourists.

However there are some groups who are exempt – child victims of abuse, victims of a terror attack and people treated during a declared health emergency (such as a pandemic).

Women who are more than six months pregnant, newborn babies, military veterans, those on invalidity benefits and people with a long-term illness or medical condition are charged at a reduced rate of €8.

People who have more serious problems that require admission to hospital are charged depending on the treatment they need and the length of their hospital stay.

Can I get reimbursed?

The standard model for medical treatment in France – whether it is getting a prescription at the pharmacy, visiting the doctor or getting hospital treatment – is that you pay up front and then some or all of the cost is reimbursed to you.

How you are refunded for the FPU, however, depends on where you live and what level of medical cover you have.

French residents – if you live in France you would usually be registered in the French medical system and have a carte vitale – if you have not already done this, here is about to go about it. In most cases, the State refunds a proportion of the cost of treatment, usually around 80 percent. The remaining costs are either paid by the patient or by their mutuelle.

A mutuelle is private health cover that most French people have, which picks up the rest of your medical costs (depending on your cover level) so that you don’t end up out of pocket if you fall ill. They are a lot cheaper than UK private medical insurance (and in a different league to health insurance in the US) and if you are an employee, your employer must pay at least half of the cost – find out how to get a mutuelle here.

The FPU is different in that none of it is covered by the carte vitale, but virtually all mutuelle providers will reimburse the cost in full. So whether you end up €18 down after a trip to the ER depends on whether you have a mutuelle.

Visitors from the EU – if you are resident in an EU country and registered in their health system you are entitled to use the European Health Insurance Card, which reimburses costs for medical treatments should you fall ill abroad. You pay the FPU up front and will have the money reimbursed to you. As a general point, travellers are reminded that the European card is not a substitute for travel insurance and will not cover everything. It almost never covers the cost of repatriation.

Visitors from the UK – since Brexit, UK residents are no longer covered by the EHIC, although people who have an existing card can use it until it expires. The UK is bringing in a new system known as GHIC to cover medical costs abroad. UK nationals who are resident in France can still register with the French health system for a carte vitale, if they haven’t already.

Visitors from outside the EU – Visitors from non-EU countries do not benefit from French or European health cover and will have to pay the FPU upfront and then claim back costs via their travel insurance or health insurance.

In good news, French hospitals are required by law to treat people in medical need, so you cannot be turned away from an emergency department if you need treatment, but you may end up with a bill for the treatment that you do get.

Why the change?

There is already a cost attached to treatment in A&E departments but it varies more depending on the type of treatment received. The standard fee for emergency department attendance is €25, plus a fee for treatment, of which 80 percent of the cost is reimbursed by the State. The remaining 20 percent is covered by some mutuelle schemes, but not all. Patients who do not have a mutuelle pay the remaining cost themselves.

The aim is to streamline the system and make a simple flat fee applicable to everyone.

Any other charges to be aware of?

Yes, if you need a stay in hospital or admission to a ward for extra treatments or further investigation – such as MRI scans or blood tests – you will be charged for those. For residents, most of the cost will be covered by the carte vitale, visitors will need to claim on their respective insurance.

The standard charge for a hospital stay (excluding treatments) is €20 per day, or €15 per day for a psychiatric hospital. There are exemptions to this including pregnant women, newborn babies and victims of terror attacks.

If you need to call an ambulance the callout itself is free but you may be charged for the trip to hospital. Being taken to hospital by the pompiers (emergency fire and rescue workers who have extensive medical training and are regularly called to incidents such as car crashes or falls) is free but prank calls to emergency services can lead to a fine of more than €400.

READ ALSO What to do if you have a medical emergency in France

Member comments

Log in here to leave a comment.
Become a Member to leave a comment.
For members

TAXES

Explained: France’s exit tax

Planning on leaving France? You may, depending on your circumstances, be charged the 'exit tax'.

Explained: France's exit tax

Like some other European countries, France does have an exit tax for those (French or foreign) who are leaving the country. It’s known by the English name l’Exit tax.

However, it won’t affect most people.

Only those who have been tax resident for a minimum six years of the 10 years immediately before they permanently move out of the country are liable to pay an exit tax – if, that is, they own property, titles or rights worth a minimum of €800,000, or that represent 50 percent of a company’s social profits.

If that affects you, the best advice is to seek expert individual financial advice before moving out of France for good. The relevant page on the French government’s impot.gouv.fr website says it is possible to defer payments, and some relief is available.

Because of the relatively high figures involved, this tax is irrelevant for most people. That said, however, you will still have to inform tax authorities that you are moving out of the country because you may still have income, property and capital gains taxes to pay.

Income tax

You must inform the tax office that you are moving and give them your new address so that your tax declarations can be transferred to your new address.

You are liable for tax on everything you earned in France prior to your departure as well as on any French earnings that are taxable in France under international tax treaties that you earned after your departure.

The year of your departure, you declare your previous year’s earnings as normal – declarations in spring 2024 are for earnings in 2023.

A year later, you will have to declare any earnings taxable in France from January 1st up to the date of your departure, and any French-sourced income taxable source until December 31st of the year of your departure.

If you continue to have any French-sourced income – such as from renting out a French property – you will have to declare that income annually, using the non-residents declaration form.

Property taxes

You will have property taxes to pay if you own a French property on January 1st of any given year – whether it is occupied or not. 

Property tax bills come out in the autumn, but they refer to the situation on January 1st of that year, so even if you sell your property you will usually have the pay a final property tax bill the following year.

Moreover, if you receive income from property in France or have rights related to that property (such as shared ownership or stock in property companies), as well as any additional revenue connected to the property, during the year you leave France, you will be required to pay taxes on these earnings.

If any property assets in France exceed €1.3 million on January 1st of a given year, you may also have to pay the wealth tax (IFI).

READ ALSO What is France’s wealth tax and who pays it?

Manual widget for ML (class=”ml-manual-widget-container”)

Capital gains tax 

If you sell your French property or share of a French property, you may be liable for capital gains tax at a rate of 19 percent. It will also be subject to social security contributions at the overall rate of 17.2 percent.

Capital gains tax varies depending on how long you have owned the property and whether it was a second home or your main residence.

READ ALSO How much capital gains tax will I have to pay if I sell my French property?

The good news is, if you move to another EU country, or any country that has a specific tax agreement with France, you may be exempt from capital gains tax for non-resident sellers on the sale of a property that was your principal residence in France.

If you move elsewhere, you may be able to claim exemption on capital gains tax up to €150,000. As always, you should seek expert financial advice.

Tell Social Security

Inform social security that you are leaving France permanently – and return your carte vitale if you have one. If you do not, you may be liable for any benefits you receive to which you are no longer entitled.

More mundane tasks involve informing utility and water companies, your internet provider, if you have one, the phone company, your insurance companies, banks – and La Poste, who will be able to forward your mail for up to 12 months, for a fee…

SHOW COMMENTS