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COST OF LIVING

Emergency room visits to cost 50 francs in Switzerland

People who visit the emergency room for non-urgent treatment will now need to pay 50 francs after the Swiss government issued final approval for a rule change.

An ambulance approaches Geneva University Hospital. Emergency room visits will now cost 50 francs in Switzerland. Photo: Fabrice COFFRINI / AFP
An ambulance approaches Geneva University Hospital. Emergency room visits will now cost 50 francs in Switzerland. Photo: Fabrice COFFRINI / AFP

The proposal was originally developed by Zurich National Council member Thomas Weibel and received approval by the National Council in 2019. 

The Council of States on Wednesday accepted the parliamentary initiative, meaning that people who seek treatment in the emergency room for non-urgent health issues a fee of 50 francs. 

This will be introduced as a co-pay, meaning that the patients would have to pay out of their own pockets (i.e. it will not be covered by insurance). 

READ MORE: Switzerland to introduce 50 franc fee for emergency room visits

MPs argued that this measure may dissuade those who are not seriously ill from going to the emergency room and overloading the system, while also taking medical staff away from patients who need urgent help.

Opponents countered that this may discourage people from visiting hospital who actually need treatment, however the measure passed with a narrow majority. 

EXPLAINED: Everything you need to know about health insurance in Switzerland

No concrete indications were given as to what amounts to ’non-urgent’ treatment in the eyes of the law.

This is expected to be laid out by the National Council who are now charged with the responsibility of drafting the rules. 

Exemptions could apply to children and adolescents under the age of 16, patients referred to the emergency room by a doctor, and those whose treatment subsequently requires hospitalisation.

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ENERGY

EXPLAINED: How high will heating bills be this winter in Germany?

The cost of energy is expected to rise again this coming winter, even though the government's price cap is supposed to be in effect until April 2024. Here's what households can expect.

EXPLAINED: How high will heating bills be this winter in Germany?

The onset of winter will raise concerns for many in Germany about the cost of heating their homes, with memories of last year’s rocketing prices and concerns over domestic gas supply resurfacing. 

But, compared to last year, the energy prices have now largely stabilised, though they are still higher than in 2021.

The stabilisation in prices is partly thanks to the government’s energy price cap which came into force earlier this year to cushion the blow of soaring energy prices by capping electricity costs at 40 cents per kilowatt-hour and natural gas at 12 cents.

READ ALSO: Germany looks to extend energy price cap until April 2024

The federal government plans to maintain this cap until the end of April, though this could be extended even longer, if necessary. 

How high are heating costs expected to go this year?

For the current year, experts from co2online expect somewhat lower heating costs than last year.

Heating with gas, for example, is expected to be 11 percent cheaper in 2023 than in 2022, costing €1,310 per year for a flat of 70 square metres. 

The cost of heating with wood pellets will drop by 17 percent to €870 per year, and heating with heating oil will cost 19 percent less and amount to €1,130.

According to co2online, the costs for heating with a heat pump will drop the most – by 20 percent to €1,1105. The reason for this, according to co2online, is a wider range of heat pump electricity tariffs.

Tax hikes in January

Starting January next year, the government will raise the value-added tax on natural gas from seven to nineteen percent.

Alongside this, the CO2 price, applicable when refuelling and heating, will also increase.

According to energy expert Thomas Engelke from the Federal Consumer Association, these increases will mean that a small single-family household with three or four people that heats with gas would then pay about €240 more per year for gas.

“That’s a lot”, he said. 

Another additional cost factor to consider is that network operators also want to raise prices. However, the federal government plans to allocate €5.5 billion to cushion this increase for consumers as much as possible, so how such cost increases will ultimately affect consumers is currently hard to estimate.

READ ALSO: Why people in Germany are being advised to switch energy suppliers

Overall, it can be said that, from January, consumers will have to brace themselves for higher energy costs, even though massive increases are currently not expected.

Consumer advocate Engelke advised customers to closely examine where potential savings could be made this upcoming winter: “Those who are now signing a new gas or electricity contract should inform themselves and possibly switch. Currently, you can save a few hundred euros. It’s worth it. On the other hand, you should also try to save as much energy as possible this winter.”

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