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What are the rules on taking your bike on the train in France?

The French government is keen to encourage cycling and has published a decree relating to bike commuting, but travelling on a train with a bike can still be quite complicated.

What are the rules on taking your bike on the train in France?
Photo: Jacques Demarthon/AFP

Can I commute with my bike? 

The French government is keen to encourage ‘multimode’ commuting – or people who cycle part of the way to work and take the train or bus for the rest.

On June 10th 2021, it published a decree which makes it mandatory for SNCF train stations and Paris’ RATP stations which have high numbers of passengers to provide secured parking spaces for bikes by 2024. This obligation concerns 1,133 train stations, which represent 37 percent of all train stations in France. 

How can I carry my bike on the train?

When it comes to taking a bike on longer train journeys, the rules vary depending on the type of train you are using. 

You can bring your bike, without having to disassemble it, on every TER (regional train) for free and without having to make a reservation, but keep in mind that space is limited. Since March 2021, every new trains or trains that are being renovated must have at least 8 spaces for bikes on board. 

Some TGVs (high-speed trains) and most Intercités (non high-speed national trains) offer a possibility to take your bike aboard, and in those where you can, you must make a reservation online or at the train station when you buy your ticket. 

THIS MAP allows you to check all the main long distance train lines that allow bikes on board.

When to take the train with your bike? 

In TERs, spaces for bikes are available on a first-come, first-served basis and cannot be booked, therefore it’s better not to travel during rush hours. 

You’ll find special information about when and how to travel with your bike on TGVs and Intercités on the SNCF website. 

How to reserve a spot for your bike?

For TERs, making a reservation is not possible. 

For TGVs and Intercités, if you want to travel with an assembled bike, you must make a reservation for a dedicated spot when you buy your ticket on the website Oui.sncf . The price to add a bike on a TGV starts from 10€ and from 5€ on an Intercités. Adding a bike after you bought your ticket is not possible. 

Also, it’s important to note that you won’t be able to reserve a space for your bike when you  make a reservation from your phone on the app Oui.sncf. You can add a bike from your phone with the app Trainline

How to carry a disassembled bike?

You can carry your bike in every SNCF trains as long as it is disassembled in a bag which dimensions doesn’t exceed 90x120cm. In this case, it is considered hand luggage. 

Are trailers, tandems and cargo bikes allowed? 

Only regular bikes are accepted on trains. Carrying recumbent bikes, tricycles, tandems or trailers is not allowed. Only one train makes an exception during summer: the train Loire à Vélo, a train that goes from Nevers in the Center of France to the Atlantic Coast

Special info and tips if you want to travel by train with your bike this summer 

On the line Bretagne / TER : From June 7th to September 30th 2021, making a reservation for your bike to travel on a TER in the Bretagne région is mandatory. You will have to pay 3€ per bike and you can only reserve a ticket that includes a bike on the website

Travelling with the Train Loire à Vélo : This train that goes from the city of Orléans to Le Croisic on the Atlantic Coast is back on track. The ride is free and you don’t have to make a reservation for your bike. 

The Nouvelle-Aquitaine / La Vélodyssée service : In the Nouvelle Aquitaine region which includes Bordeaux and Biarritz, a special TER service with bikes allowed will be working from mid-July to August 2021. It will be free and without reservation, you can find some info on this map

On the line ViaRhôna / TER Lyon – Avignon : From July 3rd to September 19th, it will be possible to travel between the cities of Lyon and Avignon by train with your bike but only during week-ends and bank holidays. You must make a reservation and the price per bike will be of 3€.

La Véloscénie :  is a special itinerary for people who want to cycle between Paris and the Mont Saint-Michel and visit different places along the journey. From May to September the line from Paris to Pontorson Mont Saint-Michel embarks your bikes for free. 

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PROPERTY

How to ensure your French property is insured for storm damage

Storm Ciaran’s property-wrecking passage through France - with another storm forecast for the weekend - may have many people wondering how comprehensive their insurance cover is. 

How to ensure your French property is insured for storm damage

In the wake of Storm Ciaran, thousands of property owners in France are preparing insurance claims – with initial estimates of the bill for damage between €370 million and €480 million.

Home insurance is compulsory in France, whether you own the property you live in or you rent – and it must include some level of storm damage cover. 

Check also to see if your insurance provides cover in case of a declaration of a catastrophe naturelle.

The garantie tempête (storm guarantee) covers damage caused by violent winds. What constitutes a ‘violent wind’ varies from contract to contract, but there appears to be a widespread consensus of agreement on wind speeds over 100km/h.

In most insurance contracts, this covers damage caused by the storm and within the following 48 hours – so you’re covered if, for example, a tree weakened by the storm comes down within that period and damages your property.

Be aware that, while the storm guarantee automatically covers the main property, it generally only covers any secondary buildings and light constructions – such as a veranda, shed, solar panels, swimming pool or fence – if they are specifically mentioned in the contract. 

The same is true of any cars damaged by debris. A basic insurance contract might not include storm damage, so it is always worth checking.

Damage must be reported to your insurer as quickly as possible. The deadline for making declarations is usually five days after any damage is noticed. This is especially important for second home owners, who may not be at the property when the damage occurs. 

In some cases – such as in the aftermath of Storm Ciaran – insurers may extend the reporting period. But under normal circumstances, it’s five days after the damage has been discovered.

What happens next

To make a claim, the first thing to do is contact your insurer by phone or email. Your insurer will take you through the next steps, but usually you have to send in a declaration – which should include an estimate of any losses and for any repairs, with evidence where possible, such as photographs and any receipts for purchases. 

Your insurer may also request proof of wind intensity, which can be provided for example by a nearby weather station.

The insurance company may appoint an expert to come and assess the damage, so make sure to keep damaged property safe until they arrive, as well as all invoices for any urgent repair work. 

What if you’re a tenant?

If you rent your property, you must report any damage inside the accommodation to your insurer and also notify your landlord so that they can file their own claim. 

In the case of a co-propriete, you must declare damage inside the accommodation to your insurer, while the trustee sends his own declaration to the collective insurance (which sometimes covers the private areas) .

How long does it take for claims to be settled?

Payment of the compensation provided for by the “storm guarantee” depends your home insurance contract. After the insurer has estimated the amount of damage, compensation is generally paid between 10 and 30 days following receipt of the insured’s agreement.

What if we got flooded?

In the case of flooding, you may have to wait for a natural disaster order to be issued. 

Catastrophe naturelle

The ‘state of natural disaster’ is a special procedure that was set up in 1982 so victims of exceptional natural events, such as storms, heavy rain, mudslides and flooding, as well as drought, can be adequately compensated for damage to property.

The government evaluates each area and deems whether it qualifies for the status of catastrophe naturelle (natural disaster). 

Essentially once a zone is declared a natural disaster, victims can claim from a pot of funds created by all insurers. If the zone is not declared a disaster, insurance companies are under no obligation to pay out. 

Under a “state of natural disaster” residents are covered for all those goods and property that are directly damaged by the phenomenon, in this case storms.

It applies to residential or commercial buildings, furniture, vehicles and work equipment that are already covered by insurance policies.

Homes must be already covered by a multi-risk insurance policy for the status of natural disaster to count.

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