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RANKING

Why Norway is one of the ‘world’s healthiest countries’

Norway has been ranked one of the top four healthiest countries in the world. We asked two experts to explain whether Norway really is in good health.

Why Norway is one of the 'world's healthiest countries'
Illustration photo: Lucija Ros on Unsplash

In a recent ranking that compared the 'world's healthiest countries', Norway was placed fourth, with Japan, South-Korea, and Finland taking the top three highest ranked spots on the list.

The analysis ranked the healthiest OECD countries around the world, looking at various factors including life expectancy, prevalence of smoking, alcohol consumption, adult obesity and vaccination rates.

An overall weighted score was then created and each country was ranked. The scores are based on WHO and OECD data.

The data on Norway used in the study includes the following:

  • Life expectancy at birth – 82.8 years old
  • Prevalence of current tobacco smoking – 18.4 percent
  • Prevalence of obesity among adults – 23.1 percent
  • Vaccination rates – 96 percent
  • Prevalence of insufficient physical activity among adults – 31.7 percent
  • Population using at least basic drinking water services – 100 percent
  • Overall score – 75.88

The ranking is one of a number that are produced annually which seek to compare the health records of different countries.

Norway and Norwegian cities usually perform well on lists of this kind, although there are some exceptions.

READ ALSO: Why Norway is set to lose top spot on UN development ranking

“A number of rankings have been made of which countries it is best to live in, and in the current ranking, Norway comes in fourth place. Lifestyle factors such as smoking, physical activity and alcohol consumption, life expectancy and organisational or structural conditions have been included, and Norway generally scores well on all these factors when compared with other countries,” says Haakon E. Meyer, a professor in Chronic Diseases and Ageing and senior medical officer with the Norwegian Institute of Public Health (NIPH), the national health authority.

But do the rankings reflect public health in Norway in practice?

“Yes, I think the ranking reflects reality. I see the figures are taken from respected and well-known sources (WHO and OECD), and I have seen similar figures elsewhere and over several years,” says Jon Buestad, chief advisor for health and welfare with Lindesnes Municipality.

“It is known in health and political circles that Norway scores high on such rankings and has done so at least since the 1980s-1990s. How high the country scores depends somewhat on which indicators are emphasised,” Buestad noted.

In comments provided to The Local, both senior medical professionals said the ranking is reflective of reality but pointed out that health can be measured in different ways. 

“However, making an accurate ranking is challenging, and the result is affected by which factors are emphasized. Therefore, one often sees that Norway comes out a little different in different rankings, but generally Norway comes out well,” Meyer said.

Buestad also said a country's overall health can be measured in many different ways.

“I do not think it is wrong, but… you can measure (comparisons of national public health) in many ways. Japan has a very high score for suicide, it is not included here,” he notes as an example.

Another popular national comparison for which Nordic countries are known for their high scores is happiness, most famously in the World Happiness Report. Norway was last top of this ranking in 2017 and placed fifth in 2020.

“Otherwise, there is another measurement that has been popular in the Nordic countries, it measures self-experienced happiness: Happiness Index. Here, Japan is further down, while, for example, the USA is higher. The Nordic countries are repeatedly ranked highly, for some years Norway was in first place (in the 1990s),” Buestad said. 

What factors ensure Norway is always near the top of these lists?

“Life expectancy and infant mortality are generally considered to be the two most important indicators, and here Norway and the Nordic countries score highly,” Buestad explains.

“Why do we score high? The common explanation is related to our welfare model with a social and health ‘safety net’,” he adds.

Examples of the safety net include public health services for all, an average high level of education and low unemployment.

“Statistically, people have better health the better education they have, and if they have a secure job,” Buestad says.

But while Norway appears to constantly rank high on these types of lists, it is not certain to always be the case in the future.

We are gradually beginning to notice some of the disadvantages of high prosperity and wealth, Buestad said.

“Life expectancy rose for many years in Norway, while now the increase has stopped. Some of the explanation can perhaps be found in the indicator morbid obesity, which has increased quite a bit in recent years. We also drink more now than before,” he said.

“The negative development in these areas is probably due to the fact that general prosperity has become so high, people have more money and on average we work fewer hours than before, we have more time and money to eat and relax,” he added. 

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PROPERTY

How not to buy a house in Norway: Five pitfalls to avoid 

Buying a home in Norway comes with many challenges, from the dreaded bidding rounds to the small print. Here are some of the mistakes you need to steer clear of. 

How not to buy a house in Norway: Five pitfalls to avoid 

Norway’s property market moves quickly, and most homes do not spend too long on the market. 

Furthermore, rising property prices can make it feel like it’s constantly getting harder and harder to get on the property ladder. 

However, despite rising prices and the market’s breakneck speed, it’s important not to rush into things and end up making a massive mistake. 

Not sorting your paperwork 

Before you are ready to start putting in offers on houses, you will need the mortgage offer from the bank. Therefore, you should fix this before really getting stuck into viewings. 

Banks in Norway offer mortgages of up to 85 percent of a home’s value, with a 15 percent deposit required. 

They will also stress-test your finances against interest rate raises and consider factors such as your income and any existing loans you may have. In Norway, your debt typically can’t exceed five times your income when purchasing a property. 

Once you’ve got an offer, you can approach other banks to see if they will better the offer you received, and after this, you are ready to begin searching as you know what you can afford. 

READ ALSO: What foreign residents in Norway need to know to get a mortgage

Not reading the small print 

There is quite a lot of important small print when purchasing a house that will cost you big time if you don’t properly read it. 

All homes in Norway generally come with an in-depth report on the property’s condition, and in most cases, the buyer is responsible for uncovering flaws in the property. 

During a condition report, an appraiser will check for deterioration on the property, assess the materials used in the construction and thoroughly evaluate the home for any areas where maintenance will be required in the immediate or near future. 

Pay particular attention to things like the electrics, plumbing, kitchen, bathroom, and moisture damage, as repairs to these can be incredibly expensive. 

Then there’s the information about the housing association to which many, but not all, homes in Norway belong. 

It is crucial to check the association’s monthly costs and shared debt, as well as any future plans for major renovations that could increase those costs. 

Being able to tell a well-run housing association with healthy finances from one in a more perilous position can make or break whether a home is for you.

READ ALSO: How to analyse a Norwegian housing association’s finances

Showing the realtor your proof of funds 

Banks issue proof of funds certificates (Norwegian: finansieringsbevis). However, you should never show this to the realtor selling the property. 

This is because it will reveal how much money you have available, and as the realtor is working for and being paid by the seller, they will do what they can to ensure a higher price for the seller. 

Bidding on homes that you aren’t quite sure about 

Once you have your mortgage offer or proof of financing, you can put in offers on homes. 

Be warned, though. You shouldn’t just put in bids to be involved and get a feel for the market. 

You also shouldn’t put in offers on “maybes” either, as all bids in Norway are legally binding. 

This means that you could end up having to buy a property you put a speculative bid on if it is accepted by the owner. 

Agents do their utmost to prevent people from bidding on more than one home at a time, but some offers can slip through the cracks, so you also need to make sure you only bid on one property at a time. 

You also need to make sure you don’t offer more than you have, as you will be expected to follow through with the purchase. 

It is incredibly difficult to back out of a home purchase in Norway, and if you do manage to wriggle out of the process, it will likely end up costing you quite a lot of money. 

Not having money for the other costs 

Given that property is typically the largest purchase of most people’s lives, it’s easy to lose track of the smaller costs. 

One of these is stamp duty (dokumentavgift). When buying a freehold property in Norway, you will need to pay 2.5 percent of the purchase to the state in stamp duty. 

Banks in Norway don’t offer financing for stamp duty. So it’s worth remembering that you will need to pay this cost. 

One advantage of buying into a housing association is that you will not need to pay stamp duty. 

READ MORE: The hidden extra costs when buying property in Norway

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