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HEALTH

Coronavirus: Austria to give all hospitality workers 100 euros

Calling it a ‘lockdown bonus’, all workers in the gastronomy and hospitality sectors in Austria will be given 100 euros for November.

Coronavirus: Austria to give all hospitality workers 100 euros
A closed restaurant in Salzburg. Photo: BARBARA GINDL / APA / AFP

The payments will be available to full-time workers as well as “part-time employees and apprentices”, said Berend Tusch of the Austrian Tourism Department.

Initially, the money was set to be paid only to workers who would normally receive tips as a means of compensation. Bars and restaurants are not allowed to open for November, other than to serve take away food and drink.  

Now however the money will be available to all workers in the hospitality and hotel industry

There is also provision for more payments to be made should Austria’s shutdown extend beyond November. 

“In the event that the lockdown should be extended beyond November, the conclusion of a further supplementary collective agreement has already been agreed between the social partners,” said Tusch.

Funding for businesses

The money is part of a package provided by the Austrian government to sectors impacted by the shutdown. 

Businesses impacted by the shutdown will be entitled to claim 80 percent of their usual sales from the government.

The amount they are paid will be determined with reference to the sales they made in November 2019. 

Companies making a request will not need to work out the number themselves. Finance Minister Gernot Blümel said the government would make the calculation based on the corresponding amount submitted in taxation documents from last year. 

Austrian media has called the plan “extremely favourable” to business owners, not least because many other expenses associated with staff wages will also be paid by government under the AMS offset scheme.

Under the scheme, employers can set their employees wages to zero and have them paid by the government under the short-time working scheme. 

The cost of the scheme is expected to be between 1.5 and two billion euros in November.

Importantly, the money is available not only to businesses who have been forced to close as a result of the measures. 

Other business – i.e. restaurants which now operate only for takeaway – can also access the funding. 

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HEALTH

How much can you expect to pay for private healthcare in Vienna?

In recent years, the number of public doctors in Vienna has fallen. As a result, many people have turned to private care. But how much can you expect to pay?

How much can you expect to pay for private healthcare in Vienna?

In Austria, private healthcare works alongside the public healthcare system. If you want private care, you typically need to sign up for private healthcare insurance or pay out of pocket initially and later seek reimbursement.

The cost of private healthcare in Vienna can vary depending on factors such as the type of treatment, the provider, and insurance coverage. In general, private healthcare services tend to be significantly more expensive than the services provided by the public system.

Private healthcare insurance 

The monthly cost for private healthcare insurance in Vienna averages around €30 for children and between €45 and €100 for adults.

The cost is determined by your age, health status, and anticipated healthcare needs. When you apply for private insurance, your health and medical history are usually examined.

Signing up for private healthcare insurance at an early age often means lower costs. Existing health insurance contracts are adjusted annually for inflation only, without further adjustments.

UNIQA, Wiener Städtische, Generali Health Insurance, Mercury, Allianz Health Insurance, and the Danube are among the largest and best-known providers of private healthcare insurance in Vienna.

READ ALSO: EXPLAINED: What is a Wahlartzt in Austria?

How does it work?

Every policy is different, but most private insurance work with the public companies, especially since most workers in Austria are insured with one of the public companies via their work or employment – with the majority of them insured by ÖGK.

When you go to an elective doctor in Austria, you will pay out of pocket for your appointment. Later, you’ll need to ask for reimbursement from your compulsory public insurance company. Once you receive confirmation of the reimbursement,  you’ll send all documents (including doctor fees and the public reimbursement) to your private insurance, which will pay the difference between what you paid at the doctor and what you got back from your public insurance.

This is typically done online and could even be partially automated, with doctors sending their fees and payment notes directly to public insurance.

Pay out-of-pocket

If you do not want to sign up for private healthcare insurance, you can stay with your public one, pay out of pocket if you need private services, and later receive a partial reimbursement. 

In general, a visit to a private practitioner costs between €80 and €120, and a visit to a specialist (orthopaedist, dermatologist, cardiologist) between €150 and €200 in the Austrian capital.

The amount of money you can get back if you go to a private doctor varies depending on several factors, including your health insurance company and the specific services provided by the doctor.

For example, with the most common public insurance, Österreichische Gesundheitskasse, ÖGK, around 80 percent of the amount that ÖGK would have spent if the doctor was linked to the public system is reimbursed. It is important to note that this does not correspond to 80 percent of your medical bill but to 80 percent of what ÖGK would have paid for your treatment at a public doctor, which is significantly lower than the amount listed on your bill.

Fewer public doctors in Vienna

In Vienna, there has recently been a decrease in the number of public doctors and an increase in the number of private ones.

Experts believe the reasons are stressful working conditions and limited numbers of contracts for doctors with public healthcare insurance. Public doctors are said not to take enough time for each patient, as the number of patients determines the profit. 

Over the past six years, the increase in private doctors has been particularly notable for doctors specialising in dermatology (rising from 58 percent to 71 percent) and urology (increasing from 55 percent to 62 percent).

READ NEXT: Healthcare in Austria: Why are there fewer ‘public’ doctors?

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