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BREXIT

How can British second home owners spend more than 90 days in Spain after Brexit?

While Brexit is throwing up many complications for British people who live full-time in Spain (or plan to), there is another group who will be impacted by the changes in 2021 - second home owners.

How can British second home owners spend more than 90 days in Spain after Brexit?
All photos: AFP

Some intend that eventually their second home will become their main residence – often by retiring to Spain – while others just enjoy spending prolonged periods of time in their Spanish holiday home, but want to keep their main home in the UK.

Well for those people the 90-day rule will kick in once the Brexit transition period ends on December 31st 2020.

The rule – the same one already in place for all non-EU citizens wanting to spend time in EU countries – states that you can spend 90 out of every 180 days in the EU without needing to get visas or residency.


 

So people who currently like to spend long, relaxed summers in Spain, or come here to avoid colder winters in the UK, will find that their plans are curtailed by Brexit.

This site has a fuller explanation of how the 90-day rule works, as well as a calculator to allow you to work out your visits.

A few things to note are;

  • The rule allows for 90 days in every 180, so in total in the course of a year you can spend 180 days in Spain, just not all in one go
  • The rule applies to the whole of the EU, so if you spend a whole three months in Spain you can't then go for a week in Paris within the same 180 day period
  • The clock only stops once you leave the EU and head to a non-EU country (which the UK will be from December 31st 2020).

But are there ways round this to allow for longer trips?

 

Deal/lobbying

The 90-day rule is an EU rule but it's still possible that Spain and the UK could come to a separate bilateral deal here.

The UK operates the 180 day rule, where people can spend 180 days per year in the country without a visa or residency and they don't have to divide them into two 90-day blocks. This has raised hopes that a similar deal could be put in place for Spain.

While it could become a deal eventually, it's unlikely to be a priority for either government just yet ahead of trade deals and other contentious issues.

Visa

Assuming that the 90-day rule is in place, the way for non-residents to spend more time here would likely be to get a visa.

If you are not an EU, EEA, or Swiss citizen (as those who have only UK passports will not be in 2021), you may need to obtain a long-term visa (Visa D). You can check the visa requirements for your specific situation on the EU Immigration Portal.

Or if you have €500,000 to invest, you coud be eligible for what is known as a “golden visa”. 

 

Residency

 

If you really want to spend long periods in Spain you may be looking at taking up Spanish residency.

This is more than simply declaring that you live in Spain. To become resident you will need to apply for a residency permit – which comes with its own conditions, see more on those here.

However you will also need to become a tax resident in Spain, which means filing annual tax returns with Spain's Hacienda, even if all you income comes from the UK or elsewhere, and registering with the Spanish healthcare system (which may not be free.) These are some of the most commonly-cited reasons for people choosing not to take up Spanish residency, but they will now need to be weighed against the loss of European rights under Brexit.

You cannot be resident of two countries at once, so if you become an Spanish resident you have to give up your British residency which has an impact on things like tax and access to the NHS.

Hoping to slip under the radar?

Many British people have got used to coming and going with minimal paperwork or checks, and without having to keep track of how many days were spent where.

For non-EU nationals like Americans and Australians, Spain has earned itself a reputation as being not too fussy about the exact exit date of people who aren't working or claiming benefits in Spain as long as it's fairly close. It's also true that there is likely to be a 'bedding in period' for the new rules.

But passport checks are expected to become stricter from January 1st 2021, not least because British nationals will no longer be able tp use the EU/EEA/CH passport queue.

If you are caught over-staying your allocated 90 days you can end up with an 'over-stay' flag on your passport which can make it difficult to enter any other country, not just Spain, and is likely to make any future attempts at getting visas or residency a lot more difficult.
 
UK governent guidance also states that, from next year, you might also have to show a return ticket and prove you have enough money for your stay when travelling between the EU and UK.
 
See The Local's Brexit section for more details and updates.
 
 
READ ALSO: 

Member comments

  1. > Assuming that the 90-day rule is in place, the way for non-residents
    > to spend more time here would likely be to get a visa.

    > If [a UK citizen] you may need to obtain a long-term visa (Visa D).
    > You can check the visa requirements for your specific situation on
    > the EU Immigration Portal.

    Sadly that immigration portal does not cover non-residents
    merely wishing to spend more time in Spain (eg 180 in 180).
    Is there ANY way to get a six-month visa without being a
    worker or being in another of the specialised categories?

    “Swallows” will need this resolved by September 2021 to
    make a decision on coming for autumn or winter. Many, I am
    sure, would be willing to pay for a visa to gain a block
    period of 180 days.

  2. Those with residence protected under the Withdrawal Agreement
    have lost the right to “onward movement”.

    Presumably they still have “tourist” rights in rest of EU.
    Will these be subject to the “90 in 180” Schengen rules and
    exclude time in Spain? If so, how will this be monitored as
    there is no “entry” into Schengen zone.

    Alternatively will they have “free range” to travel in the
    Schengen zone even though not permitted to reside or work?

    In particular will France allow overland travel between UK
    and Spain without establishing a Schengen entry event which
    may never have a corresponding exit event or have one only
    years later (with overstay consequences!)?

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For members

BRITONS IN SPAIN

FACT CHECK: Spain’s ‘£97 daily rule’ isn’t new nor a worry for British tourists

The British tabloids are at it again causing alarm over the so-called '£97 daily rule’ which Spain is apparently imposing on UK tourists, who in turn are threatening to ‘boycott’ the country. 

FACT CHECK: Spain's '£97 daily rule' isn't new nor a worry for British tourists

American playwright Eugene O’Neill once said: “There is no present or future – only the past, happening over and over again – now”.

In 2022, The Local Spain wrote a fact-checking article titled ‘Are UK tourists in Spain really being asked to prove €100 a day?, in which we dispelled the claims made in the British press about Spain’s alleged new rules for UK holidaymakers.

Two years on in 2024, the same eye-catching headlines are resurfacing in Blighty: “’Anti-British? Holiday elsewhere!’ Britons fume as tourists in Spain warned they may be subject to additional rules” in GB News, or “’They would be begging us to come back’: Brits vow to ‘boycott Spain’ over new £97 daily rule” in LBC.

The return of this rabble-rousing ‘news’ in the UK has coincided with calls within Spain to change the existing mass tourism model that’s now more than ever having an impact on the country’s housing crisis.

Even though Spaniards behind the protests have not singled out any foreign nationals as potential culprits, the UK tabloids have unsurprisingly capitalised on this and run headlines such as “Costa del Sol turns on British tourists”.

READ MORE: Why does hatred of tourists in Spain appear to be on the rise?

What is the so-called ‘£97 daily rule’?

Yes, there is theoretically a ‘£97 a day rule’, but it is not a new rule, nor one that applies only to UK nationals specifically, and not even one that Spain alone has imposed (all Schengen countries set their financial means threshold).

As non-EU nationals who are not from a Schengen Area country either (the United Kingdom never was in Schengen), British tourists entering Spain could have certain requirements with which to comply if asked by Spanish border officials.

Such requirements include a valid passport, proof of a return ticket, documents proving their purpose of entry into Spain, limits on the amount of time they can spend in Spain (the 90 out of 180 days Schengen rule), proof of accommodation, a letter of invitation if staying with friends or family (another controversial subject in the British press when it emerged) and yes, proof of sufficient financial means for the trip.

Third-country nationals who want to enter Spain in 2024 may need to prove they have at least €113,40 per day (around £97), with a minimum of €972 (around £830) per person regardless of the intended duration of the stay. It is unclear whether this could also possibly apply to minors.

The amount of financial means to prove has increased slightly in 2024 as it is linked to Spain’s minimum wage, which has also risen. 

Financial means can be accredited by presenting cash, traveller’s checks, credit cards accompanied by a bank account statement, an up-to-date bank book or any other means that proves the amount available as credit on a card or bank account.

Have Britons been prevented from entering Spain for not having enough money?

There is no evidence that UK holidaymakers have been prevented from entering Spain after not being able to show they have £97 a day to cover their stay, nor any reports that they have been asked to show the financial means to cover their stay either. 

17.3 million UK tourists visited Spain in 2023; equal to roughly 47,400 a day. 

Even though British tourists have to stand in the non-EU queue at Spanish passport control, they do not require a visa to enter Spain and the sheer number of UK holidaymakers means that they’re usually streamlined through the process, having to only quickly show their passports.

The only occasional hiccups that have arisen post-Brexit have been at the land border between Gibraltar and Spain (issued that are likely to be resolved soon), and these weren’t related to demonstrating financial means. 

Therefore, the British press are regurgitating alarmist headlines that don’t reflect any truth, but rather pander to the ‘they need us more than we need them’ mantra that gets readers clicking. 

To sum up, there is a £97 a day rule, but it is not new, it has not affected any British tourists to date, and it is not specific to Spain alone to potentially require proof of economic means. 

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