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BREXIT

Brexit Withdrawal Agreement: What is it and does it cover me?

As Brexit has dragged many people, mostly unwillingly, into the world of international trade treaties and EU immigration rules, we asked citizens' rights expert Kalba Meadows from France Rights to explain a few key things, starting with the Withdrawal Agreement.

Brexit Withdrawal Agreement: What is it and does it cover me?
That thing that looks like a menu is probably the most important document ever for Brits in France. Photo: AFP

I know that you’re quite probably exhausted and fed up with reading about Brexit and what it means … but don’t click away just yet because this article, one of a series, is about you and how your future life in France will pan out.

I can’t stress enough how important it is for us all to know exactly what’s in the Withdrawal Agreement, as it’s the international treaty that guarantees our rights for the rest of our lifetimes. 

You never know when you might need to refer to it: for example, if your boss questions your employment rights, if a local fonctionnaire makes life difficult, if you or your children need to go abroad for a period of time.

TELL US: Have you experienced problems with French authorities since Brexit?

We’re in an unprecedented situation, where a whole new status is being conferred on 1.2 million Brits living across the EU under a brand new international agreement. And while it gives us – at last – some much-needed certainty, the devil is in the implementation … which means that knowing what the Withdrawal Agreement says about your rights and what you can expect is really important for everyone.

So while it might not be the sexiest of subjects, it’s a pretty essential one to get your head around!

What is the Withdrawal Agreement?

It’s an international agreement between the EU and the UK that sets out how the UK’s EU membership will end. It covers the status and rights of both British citizens in the EU and EU nationals in the UK, the UK’s financial obligations, how the Irish border will continue to function and a transition period.

It doesn’t cover trade or any other aspects of the future relationship between UK and EU.

It came into effect on January 31st 2020. At that point, the transition period began. This lasts until December 31st 2020 (or longer if extended) and is a kind of standstill during which EU law, including freedom of movement rules, still applies to the UK and its citizens.

A key point: the Withdrawal Agreement remains in effect, and your rights will continue to be covered by it for your lifetime, whatever happens with the trade/future relationship negotiations – even if there is ‘no deal’ at all at the end of the transition period.

Where can I read the Withdrawal Agreement?

You can read it here (this will take you directly to Part Two, which deals with citizens’ rights) 

What happens to our rights during the transition period?

During this period our rights effectively remain the same as they are now (except for political and voting rights which ended on January 31st 2020, meaning that we can’t stand or vote in the upcoming municipal elections) and although we actually lost our EU citizenship on Brexit day, we will be treated like EU citizens through the whole of the transition period.

We retain all our current rights to freedom of movement throughout the transition period.

This means that during this period you can

  • Move from the UK to France or to any EU country. As long as you are legally resident (see here for what this means) at the end of the transition period, your future rights will be covered by the Withdrawal Agreement; and

  • Move from France to another EU country. If you do this during the transition period and meet the conditions for legal residence in your new host country, your future rights there will be covered by the Withdrawal Agreement (note that your period of residence will begin on the day you arrive in your new country – you would ‘lose’ the years accumulated in France).

  • Get your UK professional qualifications recognised under EU rules in France. If you have any of these for which you haven’t yet applied for recognition, you should do this now.

How is the Withdrawal Agreement different from France's no deal ordonnance and decree?

The no deal contingency plans and legislation that France and other EU countries produced relate only to a situation in which the UK leaves the EU without a Withdrawal Agreement. This is no longer going to happen, so the legislation has no legal effect and will never come into force.

Under a no deal scenario, we would have defaulted to basic third country national status immediately on exit and our future rights would have been determined by national immigration law here in France along with the specific contingency measures in the ordonnance and decree. 

In this scenario UK citizens across the EU would have been treated differently according to where they lived, as each country’s no deal plans were different. 

The Withdrawal Agreement is different: all its citizens’ rights provisions must be implemented in every EU country, which means that France can’t decide to treat you less favourably than another country would, either now or in the future.

The Withdrawal Agreement protects you under international law

Part 2 of the Withdrawal Agreement contains detailed provisions on citizens’ rights which will apply to all British citizens living in the EU and to EU nationals living in the UK. Every EU state must adhere to it and implement the rights in it.

This means that France can’t downgrade your rights from those contained in the Withdrawal Agreement, now or in the future, or impose any extra conditions to obtain or retain your rights.

The Withdrawal Agreement is an international agreement and has what’s known as ‘direct effect’. This means that the rights it contains are directly binding in national law; you can rely on them directly before the courts even if the country where you are living doesn’t apply the provisions of the agreement correctly in national law. 

Any dispute is also subject to the jurisdiction of the European courts.

Who is covered by the Withdrawal Agreement?

You are covered by the Withdrawal Agreement if:

  • You are legally resident in France at the end of the transition period, and you continue to live here after this date. ‘Legally resident’ means that you meet the conditions that currently apply to you as an EU citizen exercising your free movement rights – find out more here.

  • You are also covered if you moved to France to become legally resident after Brexit day – January 31st 2020 – but before the end of the transition period, and you continue to live here after this date. ​

  • You are a family member of someone who meets either of the above conditions. You’re classed as a family member if your relationship to that person is that of spouse, registered partner, direct descendant (child, grandchild etc) who is under 21 OR who is older than this but dependent, or direct ascending relative (parent, grandparent etc) who is dependent.

  • You are a family member who had a derived right of residence in France before the end of transition following either the death or departure of an EU citizen or the divorce, annulment of marriage or termination of a registered partnership with an EU citizen in the past.  This would cover situations where the past relationship was with a British or other EU citizen as well as those where you as a family member are a British or non-EU citizen.

  • If you’re a family member who doesn’t fall within the definition above (for example, a dependent brother, sister or other non-direct family member) but are already resident, or have applied for residence before the end of transition. In the first case, you’ll keep your right of residence; in the second case, the Withdrawal Agreement says that France has to ‘facilitate entry and residence’ and this is subject to conditions.

  • If you’re in an unregistered partnership but are in a ‘durable relationship’ and are already resident, your partner will keep their right of residence. If your partner applied for residence before the end of transition or was living outside France at the end of transition and applied later, France has to ‘facilitate entry and residence’ for that partner in accordance with its national legislation, providing the relationship was already durable at the end of the transition period. This is more stringent than the conditions for other close family members. 

  • If you have children (including by legal adoption) AFTER the end of the transition period they also are covered by the Withdrawal Agreement if (a) you and the other parent are both covered by the WA; or (b) one parent is covered by the WA and the other is a national of France; or (c) one parent is covered by the WA and has sole or joint custody rights of the child.

Important: your rights will be covered by the Withdrawal Agreement only in the country where you are living at the end of the transition period. They are not transportable to another EU country after that time.​ 

For a longer version of this article, please see the France Rights website.

Kalba Meadows works with both British in Europe and France Rights, organisations dedicated to protecting the rights of British citizens living in the EU. Find out more here.

For information on driving, healthcare, travel and pets after Brexit, visit our Preparing for Brexit section.

 

Member comments

  1. Nobody seems to know. What happens to my carte vitals? After 35 years in England we moved back to my wife’s village 13 years ago. Initially my carte vitals came under my wife but last year it changed to mine. If anybody has Information please publish an article.

  2. The latest position is that its no longer covered by your wife’s bottom (as opposed to previously it was under your dear lady wife). It seems that you should without delay refer to the French Government on line site in English and submit a carte d’Sejour application. Presumably you can produce evidence of being here for more than 5 years, pay French tax and have sufficient income as per the rules and have no convictions other than odd grammar

  3. Thanks. We’ve been living here for 13 years in my wif’s birth village. I have sufficient income but because it comes from uk government as retired ex teacher I am obliged to pay tax in the UK but it appears on our tax form here and has a considerable effect on out French tax payments. We own our own hous and not only have no debts but several thousand euros in the bank and we both have a mutuelle. As for it being in English I would prefer it to be in French but smiled at your last comment. It seems that a new system will be in place on July 1st. Not many Brits her

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For members

BRITS IN FRANCE

9 things Brits need to know about moving to France since Brexit

There's no doubt that Brexit has made moving to France more complicated for Brits - but it is still possible. Here are some of things you need to know before making the move.

9 things Brits need to know about moving to France since Brexit

Brits who want to move to France now face a radically different process from those who took advantage of EU freedom of movement to make the move before Brexit. 

It’s a more complicated process – but it’s still possible and 8,700 UK nationals moved to France in 2023

Here are some of the big things you need to know before making the move.

1 Visa

The biggest post-Brexit change is that Brits moving to France now require a visa (unless they have dual nationality with an EU country).

The visa must be applied for first, and only when it is granted can you make the move – you cannot come to France and then apply for residency (unless you are covered by the Withdrawal Agreement, more on that below).

There are various different types of visas depending on what you intend to do in France – work, study, retire etc – and many of them contain conditions eg people on a ‘visitor’ visa are not permitted to work in France.

It makes things less flexible as it’s harder to change your plans once you have arrived. It also means that it’s harder to have a ‘half and half’ lifestyle – eg retire from your day job and move to France to run a gîte or B&B.

Explained: What type of French visa do you need

The best visa type is undoubtedly the ‘Talent Passport’, so it’s worth checking whether you fit any of the criteria for this visa type

2 Residency card

Once you have your visa and have moved to France this is very far from being the end of the process.

You will need to apply for a residency card after a certain period (usually three months but different visa types have different rules) and according to your personal situation you may also be required to attend a compulsory medical, language classes and ‘integration’ classes through the French office of immigration and integration (OFII) – more on that here

READ ALSO Getting a French visa – what paperwork comes next?

3 Health cover 

When it comes to health there is some good news – Brits have retained many of their pre-Brexit rights to healthcare.

While you may need to provide proof of private health cover for your visa (depending on the visa type) once you have been resident in France for three months you are entitled to register in the French health system, which covers most of your medical costs.

Full details on how to register HERE.

Brits who are retired and have reached UK pension age also retain their right to an S1 – the status which entitles you to register in the French health system, while the UK continues to pay your medical costs.

4 Remote working 

The rise in remote working means that the dream of moving abroad seems much closer for working-age people – since you will be able to work remotely in your native language, maybe even keep your existing job and simply relocate.

While this is possible, you need to do careful research in advance to ensure that work is compliant with your visa and tax situation. Unlike some countries, France does not have a ‘digital nomad visa’ or other visa types aimed at remote workers, in fact the visa rules were written before remote working became widespread, which is why there are some grey areas.

Most lawyers advise getting a working visa (salarié if you are working remotely for a French company as an employee, or auto-entrepreneur for freelancers) and paying social contributions in France. Find full details on visa and tax implications.

READ ALSO France’s entrepreneur visa and how to get it

You also need to be aware that being a remote working can have an effect on your long-term plans in France – for example if after five years of residence you intend to apply for French citizenship you will need to prove that the ‘centre of your economic activity’ in in France. If all your work is done remotely for foreign companies then this could be a reason to have citizenship refused. 

5 Working restrictions 

If you want to work in France (remotely or not) you first need to check if there are any restrictions on your profession – certain types of work are ‘regulated professions’ in France, which means you will need specific French qualifications and/or registration within a French guild or professional organisation. The number of professions that are ‘regulated’ is surprisingly wide – taking in everything from chimney sweeping to hairdressing.

The next step is whether your qualifications will be recognised in France – EU countries generally recognise most of each other’s qualifications apart from in certain specific areas like medicine, but this is no longer the case for qualifications gained in the UK – more details here.

There are also certain jobs that are restricted to French citizens only, while others – including working in the public sector in positions including being a librarian – are limited to EU citizens only.

In visa terms, the simplest way for working-age people to come to France is as a salarié (employee) but to do this you will need a job already in place and your new employers will have to act as sponsors for your visa and may also be required to get a work permit for you. All of which means that Brits are less attractive as employees than EU citizens, which makes getting a job harder.

The other option is to be self-employed as either a freelancer, contractor or running a small business – this is a more complicated visa to get, requiring a detailed business plan. Once in France you need to register yourself as a small business/self-employed and register with Urssaf.

READ ALSO Urssaf – what is it and how does it work?

6 Tax

If you are living in France, then you will need to do the annual income tax declaration – even if all your income comes from abroad and you are retired/not working in France.

Full details on that HERE.

This was in fact the case before Brexit as well but previously there was a little more flexibility for people who split their time between France and the UK. These days if you want to be here for the majority of the year then you will need a visa/residency card, which removes much of the ambiguity about who is a ‘resident’.

The main post-Brexit difference is the rate at which prélèvements sociaux (social charges, similar to National Insurance) are charged on overseas income (eg earnings from work in the UK or income from renting out a UK property).

The rate is 7.5 percent for income from an EU country and 17.2 percent for income from a non-EU country – after Brexit, UK income switched to the non-EU rate.

7 Driving licence 

Foreigners who make France their home will sooner or later need to swap their driving licence for a French one. This too was the case even before Brexit, but many UK or NI licence holders never got round to making the switch, and there wasn’t a lot of enforcement of the rule.

This has now been tightened up and UK/NI licence holders will need to swap their licences for a French one – the exact details of when you make the swap are slightly different for Brits than from other non-EU nationals due to a specific UK-France deal. Find full details HERE.

If you want to bring a car with you from the UK to France, you will also need to re-register it as French – full details HERE.

8 Banks 

Most people moving to France will want to set up a French bank account for daily life, but you may also need a UK account, especially if you are a pensioner as some pensions will only pay into a UK account.

However since Brexit some of the biggest UK high street banks have been closing the accounts of their customers who do not live in the UK.

Alternatives include specific ‘expat’ accounts or internet banks – more details HERE.

9 The Brexit Withdrawal Agreement

It’s worth mentioning the Brexit Withdrawal Agreement even though most of it will not apply to newcomers. In brief, the citizens’ rights part of the Withdrawal Agreement covered people who moved to France prior to December 31st 2020, and intended to give them an easy way to remain in France and retain at least some of their pre-Brexit rights.

In general it does not apply to newcomers unless you are a close family member of someone who is covered by the Withdrawal Agreement – either a spouse or civil partner (in which case you must have married/ registered your partnership prior to December 31st 2020) or child. These people have a different path to residency, and can arrive in France and then request residency via the local préfecture of the family member who is already living here.

It’s also worth mentioning because of how different it is to the situation for new arrivals. It’s normal to ask Brits already living in France how they found the whole process – but if someone starts to tell you that getting residency is easy, the first question that you need to ask is when they moved here.

Those here prior to 2021 did indeed get an easy process – they had a special website to apply online for (free) residency cards and received straight away either a 5-year or 10-year card. This is a totally difference process to the one for Brits moving to France now.

If you’re asking around you would be better talking to Americans, Canadians or other non-EU nationals since their process is much more similar to that now in place for Brits.

. . . And new deals/visas/residency permits for Brits

Every now and again UK media will report which great excitement the possibility of a ‘new deal’ for Brits that will make moving to France, or buying a second home here, easier.

These reports should all be taken with a pinch of salt – there are currently no negotiations underway that would affect the process of Brits moving to France, and even if something is proposed in the near future it will likely take years to come into effect because these types of international agreements usually happen slowly.

A proposal for a ‘youth mobility scheme’ from the EU was rejected out of hand by British politicians before it had even been formally offered.

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