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The new trend that helps freelancers in France save money and make friends

A new trend of is emerging across France of co-homing - where people who work from home open up their apartments to other freelancers to come and work for the day.

The new trend that helps freelancers in France save money and make friends
Freelancing can be a lonely business. Photo: SarkisSeysian/Depositphotos

Cheaper than hiring a co-working space, co-homing also has environmental benefits as well as social – giving people the social benefits of an office with people to chat to and bounce ideas off. 

Coworking – which involves paying to use a shared workplace, often an office or other working environment – and has experienced a significant boom in recent years.

But co-homing takes it to another level, as locals open up their homes to freelancers looking for a space to work.

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The collaborative spirit of co-homing aims to combat the sense of loneliness that many freelancers face, recreating the social dynamics of the office but with more flexibility and freedom. There is no subscription or minimum commitment required, as the service can be used on an as-needed basis.

There are ecological benefits to collaborative working, as bringing home workers and freelancers into one space reduces electricity and energy consumption. Most co-homers enjoy a cup of coffee at the same time, using the water from just one kettle, and work under one electricity supply.

Tamara Messenger is self-employed and has been a co-homing host in Paris for several years.

“We meet in each other's home, or in a public space, and cowork with regularly scheduled chat breaks,” she tells The Local.

“Co-homing is a way to create a network of support, connection and encouragement with other auto-entrepreneurs or freelancers. We have to be creative to create connections when we are solo entrepreneurs and live in a big city.

“It is also a great way for me to chat to people who are working on their computers in public spaces. I've made good friends that way.”

There are over 900,000 freelancers currently working in France, 37 percent of whom are based in Paris.

The total number of freelancers in France has increased 110 percent over the last ten years, a figure which continues to rise as workers become more mobile.

Kévin Tsigbe, 25, is a French SEO digital marketer who lives between Paris and Brussels. He helps small companies and start-ups grow their business online.

He prefers co-homing to coworking spaces “because it's less expensive, you can go once and stop afterwards without problems, and because you feel at home when co-homing.

“Thanks to the website Cohome, I went in some cool houses and met similar-minded freelancers,” Kévin says.

“I choose co-homing because I don't have enough money for coworking spaces. I only began freelancing a year ago.” 

“I hate working alone and am more motivated when I'm with people,” Kévin adds. 

“We can talk about our businesses during the breaks, which I enjoy. I can meet people and we can start a new project. When I'm going in a coworking, I don't feel this atmosphere, this friendly vibe. I've been looking to do co-homing abroad, but it doesn't exist in many countries yet. Hopefully it will in the future.”

The Cohome website has now shut down, but keen to keep this phenomenon growing, co-homers have gathered together across social media to advertise their homes as coworking spaces.

These groups are open to the public for anyone to join with co-homing session places allocated on a first-come basis.

Co-homing is much cheaper than paying for a hot-desk or a co-working subscription where prices range from €99 to €300 a month. Co-homing hosts usually charge just a couple of euros to cover the price of tea and coffee, and sometimes open their doors for free.

Whilst the majority of members are based in the capital, this phenomenon is also being seen in some of France's other cities such as Lyon, Nantes, Strasbourg, Montpellier and Grenoble.

The majority of co-homing sites are advertised on Facebook groups.

There’s a wider ranger of possibilities with co-homing, compared to coworking spaces which often have the same traditional office-like set-up.

Kévin's favourite co-homing experience was on a boat on the Seine in Paris.

“I worked inside the boat with juice, cookies and films,” he says. “I fell asleep because when you work on a boat, you can think you're on holiday! I really liked this experience because it was my first time and I felt like Jack Kerou in On the Road.”

 

 

 

 

 

 

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TAXES

Explained: France’s exit tax

Planning on leaving France? You may, depending on your circumstances, be charged the 'exit tax'.

Explained: France's exit tax

Like some other European countries, France does have an exit tax for those (French or foreign) who are leaving the country. It’s known by the English name l’Exit tax.

However, it won’t affect most people.

Only those who have been tax resident for a minimum six years of the 10 years immediately before they permanently move out of the country are liable to pay an exit tax – if, that is, they own property, titles or rights worth a minimum of €800,000, or that represent 50 percent of a company’s social profits.

If that affects you, the best advice is to seek expert individual financial advice before moving out of France for good. The relevant page on the French government’s impot.gouv.fr website says it is possible to defer payments, and some relief is available.

Because of the relatively high figures involved, this tax is irrelevant for most people. That said, however, you will still have to inform tax authorities that you are moving out of the country because you may still have income, property and capital gains taxes to pay.

Income tax

You must inform the tax office that you are moving and give them your new address so that your tax declarations can be transferred to your new address.

You are liable for tax on everything you earned in France prior to your departure as well as on any French earnings that are taxable in France under international tax treaties that you earned after your departure.

The year of your departure, you declare your previous year’s earnings as normal – declarations in spring 2024 are for earnings in 2023.

A year later, you will have to declare any earnings taxable in France from January 1st up to the date of your departure, and any French-sourced income taxable source until December 31st of the year of your departure.

If you continue to have any French-sourced income – such as from renting out a French property – you will have to declare that income annually, using the non-residents declaration form.

Property taxes

You will have property taxes to pay if you own a French property on January 1st of any given year – whether it is occupied or not. 

Property tax bills come out in the autumn, but they refer to the situation on January 1st of that year, so even if you sell your property you will usually have the pay a final property tax bill the following year.

Moreover, if you receive income from property in France or have rights related to that property (such as shared ownership or stock in property companies), as well as any additional revenue connected to the property, during the year you leave France, you will be required to pay taxes on these earnings.

If any property assets in France exceed €1.3 million on January 1st of a given year, you may also have to pay the wealth tax (IFI).

READ ALSO What is France’s wealth tax and who pays it?

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Capital gains tax 

If you sell your French property or share of a French property, you may be liable for capital gains tax at a rate of 19 percent. It will also be subject to social security contributions at the overall rate of 17.2 percent.

Capital gains tax varies depending on how long you have owned the property and whether it was a second home or your main residence.

READ ALSO How much capital gains tax will I have to pay if I sell my French property?

The good news is, if you move to another EU country, or any country that has a specific tax agreement with France, you may be exempt from capital gains tax for non-resident sellers on the sale of a property that was your principal residence in France.

If you move elsewhere, you may be able to claim exemption on capital gains tax up to €150,000. As always, you should seek expert financial advice.

Tell Social Security

Inform social security that you are leaving France permanently – and return your carte vitale if you have one. If you do not, you may be liable for any benefits you receive to which you are no longer entitled.

More mundane tasks involve informing utility and water companies, your internet provider, if you have one, the phone company, your insurance companies, banks – and La Poste, who will be able to forward your mail for up to 12 months, for a fee…

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