SHARE
COPY LINK

LIVING IN FRANCE

Daily dilemmas: Do you prefer France’s best beaches or its magnificent mountains?

One thing we can all agree on is that France is a beautiful country packed with stunning scenery - but whether the country is best by the sea or in the mountains has divided readers.

Daily dilemmas: Do you prefer France's best beaches or its magnificent mountains?
Photo: AFP

Our latest daily dilemmas poll asked readers whether they would prefer to head to the beach or the mountains as the temperature climbs and the cities get uncomfortably hot and sticky.

And while mountains claimed a narrow victory, the readership was largely divided on the issue.

On Twitter mountains bagged 53 percent of the vote.

 

While on Facebook the result was even tighter, with mountains winning by just 51 percent.

 

Could it be that France is just so damn beautiful that it's impossible to chose?

Well it's certainly true that the country posses some simply stunning example of both.

READ ALSO

Earlier this year TripAdvisor users voted a French beach – Palombaggia on the island of Corsica – their world favourite, while the blue flag scheme means you can check out in advance the cleanest beaches in France.

A few things to know about beaches – although smoking is often seen as a national pastime in France, in recent years more and more beaches have introduced a smoking ban, so check before you light up.

Nudist beaches are also popular in France, but there is a strict etiquette to getting your kit off. Generally it's fine for women (and men) to be topless on a normal beach, but check the beach rules first. However if you are going fully nude its better to be on the nudist section of the beach or in a designated nudist colony like the famous Cap d'Age.

On the other end of the clothing spectrum the burkini – or full cover swimsuit – is now allowed on French beaches after a legal challenge to a ban introduced by some French mayors. It is however not permitted in most municipal swimming pools. And if you're taking a dip in pool be aware that if you have long hair you will be required to wear a swimming cap and for men it's Speedos only – no baggy shorts.

As in all countries, nothing is perfect so here's a list of 10 beaches that you might want to avoid this summer, from the one with the deadly currents to the one where an average lunch costs €18.44.

French mountains, on the other hand, have the major advantage of being perfect destinations all year round, for skiing and winter sports in the cold months and hiking, canoeing and other outdoor activities in the summer.

And many of them also have beaches. As France is pretty big many people live a long way from the sea, so it's very common in landlocked areas for sandy beaches to be created next to lakes, often complete with sun loungers, water sports, bucket-and-spade shops and plenty of places to eat and drink (although these tend to be open only in the summer).

If you're a fan of mountains you can head to the Alps on France's eastern border, which has a thriving ski scene and a lot of delicious local cookery generally involving cheese (fondue, racelette, tartiflette).

There are lots of beautiful towns that are thriving and welcoming in both winter and summer, here at The Local we're particularly fond of Annecy which also benefits from a stunning lake.

Try your hand at climbing next to Lake Annecy. Photo: AFP

To the west are the Pyrenees, which also have a thriving winter sports season and benefit from lots of Spanish and Basque influences in both food, wine and culture. If you're ticking off countries to visit you can also pop over the border into the tiny independent state of Andorra. There are also wolves and bears, but don't panic, they rarely come near people.

Less well known is the Massif Central region of central France.

This huge area encompasses several national parks which are set up for outdoor activities such as hiking, gorge walking, mountaineering and kayaking as well as some of France's least populated départements like Correze, so if you want to go off the beaten track this is definitely the place for you.

READ ALSO 15 reasons why Clement-Ferrand is the best place in France

 

Member comments

Log in here to leave a comment.
Become a Member to leave a comment.

PROPERTY

How to ensure your French property is insured for storm damage

Storm Ciaran’s property-wrecking passage through France - with another storm forecast for the weekend - may have many people wondering how comprehensive their insurance cover is. 

How to ensure your French property is insured for storm damage

In the wake of Storm Ciaran, thousands of property owners in France are preparing insurance claims – with initial estimates of the bill for damage between €370 million and €480 million.

Home insurance is compulsory in France, whether you own the property you live in or you rent – and it must include some level of storm damage cover. 

Check also to see if your insurance provides cover in case of a declaration of a catastrophe naturelle.

The garantie tempête (storm guarantee) covers damage caused by violent winds. What constitutes a ‘violent wind’ varies from contract to contract, but there appears to be a widespread consensus of agreement on wind speeds over 100km/h.

In most insurance contracts, this covers damage caused by the storm and within the following 48 hours – so you’re covered if, for example, a tree weakened by the storm comes down within that period and damages your property.

Be aware that, while the storm guarantee automatically covers the main property, it generally only covers any secondary buildings and light constructions – such as a veranda, shed, solar panels, swimming pool or fence – if they are specifically mentioned in the contract. 

The same is true of any cars damaged by debris. A basic insurance contract might not include storm damage, so it is always worth checking.

Damage must be reported to your insurer as quickly as possible. The deadline for making declarations is usually five days after any damage is noticed. This is especially important for second home owners, who may not be at the property when the damage occurs. 

In some cases – such as in the aftermath of Storm Ciaran – insurers may extend the reporting period. But under normal circumstances, it’s five days after the damage has been discovered.

What happens next

To make a claim, the first thing to do is contact your insurer by phone or email. Your insurer will take you through the next steps, but usually you have to send in a declaration – which should include an estimate of any losses and for any repairs, with evidence where possible, such as photographs and any receipts for purchases. 

Your insurer may also request proof of wind intensity, which can be provided for example by a nearby weather station.

The insurance company may appoint an expert to come and assess the damage, so make sure to keep damaged property safe until they arrive, as well as all invoices for any urgent repair work. 

What if you’re a tenant?

If you rent your property, you must report any damage inside the accommodation to your insurer and also notify your landlord so that they can file their own claim. 

In the case of a co-propriete, you must declare damage inside the accommodation to your insurer, while the trustee sends his own declaration to the collective insurance (which sometimes covers the private areas) .

How long does it take for claims to be settled?

Payment of the compensation provided for by the “storm guarantee” depends your home insurance contract. After the insurer has estimated the amount of damage, compensation is generally paid between 10 and 30 days following receipt of the insured’s agreement.

What if we got flooded?

In the case of flooding, you may have to wait for a natural disaster order to be issued. 

Catastrophe naturelle

The ‘state of natural disaster’ is a special procedure that was set up in 1982 so victims of exceptional natural events, such as storms, heavy rain, mudslides and flooding, as well as drought, can be adequately compensated for damage to property.

The government evaluates each area and deems whether it qualifies for the status of catastrophe naturelle (natural disaster). 

Essentially once a zone is declared a natural disaster, victims can claim from a pot of funds created by all insurers. If the zone is not declared a disaster, insurance companies are under no obligation to pay out. 

Under a “state of natural disaster” residents are covered for all those goods and property that are directly damaged by the phenomenon, in this case storms.

It applies to residential or commercial buildings, furniture, vehicles and work equipment that are already covered by insurance policies.

Homes must be already covered by a multi-risk insurance policy for the status of natural disaster to count.

SHOW COMMENTS