SHARE
COPY LINK
PRESENTED BY ASN ADVISORY SERVICES NETWORK

QUIZ: Can you guess the cost of healthcare in different countries?

Test your knowledge of healthcare costs around the globe. You might be surprised by how much even a routine procedure like a root canal could set you back!

QUIZ: Can you guess the cost of healthcare in different countries?
Photo: asifeDepositphotos

You may be the picture of health but you never know what's around the corner. If the unexpected should happen and you don't have the right health insurance plan, you could find yourself seriously out of pocket.

ASN's multi-lingual international insurance experts are always on-hand to find comprehensive cover for you wherever you go and whatever you're doing. You're not just another case to ASN, they will fight your corner to make sure your every move is covered.

Take the quiz to test your knowledge of how much you risk spending on healthcare around the world without adequate health insurance.

 

How much does healthcare cost in different countries?

 

You might be surprised by how much a routine procedure can set you back.

 

Let's get stuck in! In the United Kingdom, a routine colonoscopy can cost…

 

In Spain, the same procedure costs…

 

A root canal in Singapore can set you back…

 

Giving birth naturally in the US comes in at $10,808. Compare that to South Africa, where your bill will total…

 

Cardiac catheterisation in pricey Switzerland costs…

 

Hip hip hooray! A new hip in Spain costs just…

 

An overnight stay in an Italian hospital costs…

 

Your healthcare knowledge really needs a checkup.

 

Now that you know how much even a routine procedure can set you back, you understand the importance of protecting yourself. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

 

Your healthcare knowledge is pretty healthy

 

Well done, you know that the cost of healthcare around the world can really vary. That probably means you also understand the importance of healthcare insurance. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

 

Your healthcare knowledge is in great shape!

 

Bravo! You know that healthcare often doesn't come cheap, which means you probably know the importance of healthcare insurance too. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 10.0px ‘Helvetica Neue’; color: #000000; -webkit-text-stroke: #000000}
span.s1 {font-kerning: none}

Click here to get a bespoke health insurance package

* REFERENCE: All costs in this quiz were taken from International Federation of Health Plans, 2015 Comparative Price Report, 'Variation in Medical and Hospital Prices by Country'

Currency conversions correct as of March 2019.

This content was produced by The Local Creative Studio and sponsored by ASN international insurance.

 

For members

HEALTH INSURANCE

How to save money by changing your Swiss health policy

Switzerland’s compulsory health insurance is notoriously expensive, but you can lower the cost of premiums substantially by changing your company or coverage.

How to save money by changing your Swiss health policy

The cost of health insurance premiums usually represents at least 7 percent of a typical household budget.

An adult spends nearly 4,600 francs a year on average on the mandatory basic coverage (KVG / LaMal) alone – covering only medical care, not dental. If any extra policies are taken out, the cost is even higher.

Not only that, but premiums have been rising practically each year, and look set to go up again in 2023, possibly by as much as 10 percent — the sharpest hike in 20 years.

READ MORE: Why Swiss health premiums are set to rise — and what you can do about it

Even though these costs are high and climbing, many people keep the same health insurance for years.

However, significant savings — to the tune of thousands of francs a year — could be made simply by switching carriers or plans, from the more expensive to the cheapest ones, according to a new study by the cost comparison site Comparis.

How much and where

The amount of the savings varies depending on policyholder’s place of residence, because rates are determined by cantons.

However, Comparis calculated that over a 10-year period, people living in Zurich could have saved 33,396 francs in premium costs and for those living in Bern this amount is 30,064.

Lausanne residents could cut their costs by 36,494 francs over 10 years, 31, 032 in Geneva, and 33,490 in Basel-City.

“With the strong premium increases expected this fall, the savings potential is even greater,” said Felix Schneuwly, health insurance expert at Comparis.

So how can you save money? Here are some of the ways:

Increase your deductible

In Switzerland, the deductible (franchise) ranges from 300 to 2,500 francs – this represents the medical costs that you have to pay out of your own pocket before your health insurance kicks in.

As with most types of insurance, the lower your deductible, the higher your premiums, and vice-versa.

If you are young, healthy, and are not on any long-term medication then you can save substantially with the highest franchise.

Keep in mind, however, that if you choose the highest deductible and end up having an accident or falling sick and needing medical care, you will have to pay a greater proportion of the costs.

Switch to a less expensive plan.

The standard model for healthcare in Switzerland is that you can consult any medic that you want, and you do not need a referral to see a specialist.

However, there are some types of health insurance plans that have cheaper premiums, but impose certain limits on your access to non-emergency medical care.

For instance:

Health maintenance organisation (HMO)

Under this model, policyholders are required to consult a particular HMO practice. Two disadvantages of this alternative is a limited choice of doctors and you also need a referral to see a specialist.

However, the benefit is a premium reduction of up to 25 percent compared to the conventional insurance.

Family doctor model

Your family doctor, a general practitioner, will be designated by your insurance company and will be in charge of all your non-emergency medical treatment.

He or she will refer you to a specialist if necessary. 

If you opt for this option, you could save 20 percent on your insurance.

READ MORE: Five tips for getting cheaper health insurance in Switzerland

The Telmed alternative

If you choose this option, you have to call a telephone service and get a referral to a doctor or hospital.

This does not apply to medical emergencies and there are other exceptions, such as eye exams and annual gynaecological check-ups.

Total savings could range between 15 and 20 percent. 

Cancelling or changing your policy

If you want to cancel your current insurance policy and take up a cheaper one , you have to do so by registered letter before November 30th.

By then, you will know what your premiums will be in 2023 because your carrier must notify you of the new rates by October 31st.

SHOW COMMENTS