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BREXIT

No-deal Brexit: UK vows to cover health costs of retired Britons for one year

The British government has moved to try to reassure the tens of thousands of retired Britons across the EU by agreeing to cover the costs of their healthcare in the event of a no-deal Brexit for 12 months. However much appears still to be up in the air.

No-deal Brexit: UK vows to cover health costs of retired Britons for one year
Photo: Depositphotos

The UK's Health Minister Stephen Hammond released a written statement on Tuesday saying that in the event of a no-deal Brexit the government would cover the health costs of pensioners throughout the EU for up to 12 months.

His announcement will offer some relief to the 180,000 retired Britons who live around the EU and who rely on the NHS to cover their healthcare via reciprocal agreements between EU states.

Those reciprocal agreements would no longer apply for UK nationals if Britain left the EU without a deal on March 29th or at a later date.

The UK has suggested to EU Member states that the current reciprocal arrangements continue up until December 2020 in the event of a no-deal to “minimise disruption.”

“This would mean that we will continue to pay for healthcare costs for current or former UK residents for whom the UK has responsibility who are living or working in or visiting the EU and EFTA states, where individuals are not covered by the EFTA Citizens’ Rights Agreements,” said Hammond.

But that proposal needs agreement from EU states like France where around 40 000 British pensioners live and Spain, which is home to 70,000 retired Brits.

However if those agreements are not made the UK will cover the health costs for a period of 12 months for those who relied on NHS cover via the S1 reciprocal scheme.

Hammond said: “The UK Government has committed to fund healthcare for UK nationals (and others for whom the UK is responsible) who have applied for, or are undergoing, treatments in the EU prior to and on exit day, for up to one year, to protect the most vulnerable. 

But Hammond said it would rely on EU member states agreeing to first treat patients and then be reimbursed by the UK.

“The Statutory Instruments introduced on 11 February would also enable some UK residents to recover costs if they are charged.”

“For UK nationals who are visitors, we will refund costs directly. For UK nationals who are resident in another Member State, this commitment requires us to reach an arrangement with individual EU Member States. We are hopeful that they will remain willing to treat patients and accept reimbursement and are in discussions to seek such an agreement.”

The announcement will be welcomed by the tens of thousands of British pensioners in countries like France and Spain who faced uncertainty over whether their health treatment would be covered after Brexit.

Hammond also announced that anyone who is forced to return home to the UK for health reasons will have access to the NHS.

“Should UK nationals face changes in how they can access healthcare, they may use NHS services if they return to live in the UK,” he said.

“As is currently the case, UK nationals living in the EU will have an entitlement to NHS services as soon as they take up ordinary residence in England.

“A British citizen who moves to the UK can be considered ordinarily resident upon arrival if it is clear that they are here to reside on a properly settled basis for the time being. British citizens who return to live in the UK partway through their treatment will be able to access NHS services.”

In his statement the health minister also announced other measures that may offer reassurance to retired Britons in the EU.

  • Those who have their healthcare funded by the UK under current EU arrangements and are resident in EU Member States on exit day can use NHS services in England without charge when on a temporary visit to England.
  • The Association of British insurers (ABI) has advised that travel insurance policies will cover emergency medical treatment costs as standard that could have been reclaimed through the EHIC, although some routine treatments would not be covered.

 

 

 

 

Member comments

  1. According to this then, if someone contracts a condition after the UK leaves without an agreement, say unfortunately cancer, as this is a new condition, it will not be covered by this arrangement. Sick, and possibly poor people will therefore need to go back to the UK for treatment. This is a cruel situation for people who have probably paid into the system in the UK for all their working lives will now be cast adrift by the present government. What a complete and utter heartless shambles.

  2. Beware of overseas insurance companies offering health insurance coverage for the following reasons:
    There are very few offering the cover required and most are based in Asia. Such cover is unlikely to be accepted by EU authorities as claims procedure and acceptance are doubtful and, of course, out of jurisdiction.
    The premiums necessary to cover a UK citizen in EU are beyond the pocket of most. Enquiries so far produce premiums ranging from £20/35,000 per person pa often with exclusion clauses depending on age, present health etc.

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RESIDENCY PERMITS

Why is it so hard to get an appointment at some of Spain’s foreigner offices?

One of the reasons Brits in Spain say they haven't got a TIE residency card yet is the apparent impossibility of getting an appointment at their local extranjería office or police station. So is there any truth to this?

Why is it so hard to get an appointment at some of Spain's foreigner offices?

Anyone who has tried to do anything official in Spain will be well aware of the dreaded cita previa system, whereby they must first make an appointment.

For foreign residents, this is not a simple task. It’s not just a question of simply making an appointment as more often than not, there aren’t any available.

And it’s not like you can just log-on a day later and find more. Many people spend weeks or even months trying to make these appointments, so they can carry out mandatory bureaucratic procedures.

These appointments are needed for everything from applying for or renewing your TIE if you’re non-EU to getting your EU green residency card. They’re needed again when going in for fingerprinting or even just trying to pick up your card once it’s ready.

Earlier this week, the British Embassy in Madrid stressed that it’s “really important” that the 200,000+ UK nationals in Spain with a green residency certificate exchange it for a TIE card “as soon as possible” to avoid issues with the EU’s new Entry-Exit System. 

READ ALSO – ‘Get the TIE now’: Brits in Spain urged to exchange residency document

The problem is that the exchange has never been made compulsory, only strongly encouraged and around half of British residents in Spain still haven’t gotten their TIE after Brexit.

In reaction to the announcement by the British Embassy, numerous British residents in Spain commented how hard it is get an appointment at their local police station or extranjería (foreign affairs) office.

Could the difficulty in getting an appointment be one of the reasons to blame for this?

So why are these cita previas so coveted and why are they so difficult to get?

Unfortunately, it’s not just a question of simple Spanish bureaucracy. There’s something slightly more sinister going on here. The fact of the matter is that if you go to certain relocation companies, firms and agencies they can get you an appointment straightaway – if you pay for it.

A year ago in May 2023, Spain arrested 69 people for blocking appointments at immigration offices. They were accused of booking up all the available appointments via a computer bot to later sell to foreigners to make a profit, despite the fact that this process should be free.

Arrests were carried out in Madrid, Albacete, Alicante, Almería, Badajoz, Barcelona, ​​Vizcaya, Burgos, Cádiz, Córdoba, the Balearic Islands, Marbella, Murcia, Tarragona, Tenerife, Toledo and Valencia, which gives us an idea of how widespread the illegal practice is.

Although Spanish police managed to dismantle this particular ring of criminals, it did not solve the problem.

Just seven months later in December 2023, ONG Movimiento Por la Paz (MPDL) confirmed to Levante news in Valencia that the ministry’s network had been hacked for two years and that it was unfair to foreigners who were being discriminated against because of it. 

They also claimed that the police and foreign ministry knew about the problem and still let it happen. 

Vincente Marín, CEO and lawyer for Parainmigrantes website aimed at foreign residents and those wanting Spanish nationality, confirmed this in a video he posted on the site.

He explained that bots hack into the system and that whenever appointments become available, they can book them up in seconds and then sell them on the black market for between €100 and €200, admitting it was a big problem for his firm too.

The initial screen of the appointment page (cita previa) on Spain’s extranjería website, and where many foreigners find it impossible to book residency official processes.

Fast forward to February 2024 and a group of lawyers and gestores from Castellón and Valencia denounced the system, saying that it was “controlled by criminal mafias”. They also cited the problem of bots hacking the system and complained that some of their clients still hadn’t been able to get appointments in five or six months.

In May of this year, the issue is still ongoing. Balearic news site Ultima Hora reported several readers who had been trying to get appointments for months in Mallorca and had been unsuccessful.

One has to get an appointment before her residency card runs out in June and was even considering paying an agency who were asking for €200 to help her get one.

Wherever there’s a sizable population of foreigners, from Barcelona to Valencia, the extranjería website has generally been ‘hacked by bots’.

In order to improve the situation more national police have been called in to work at the Immigration Office in Orihuela (Alicante) because of the number of foreigners living in the area. The police there have confirmed that they have allocated more resources for the issuance of documents too, to try and speed up processes. 

If you’re trying for an appointment the best option is to aim to not pay for one if you can help it, as you’re only fuelling the problem.

Reputable law firms may still be able to help you get one by dedicating more resources to applying for them manually, but you shouldn’t have to pay over the odds for what should be a free service. 

Here are our tips on how to get a cita previa when it seems impossible. 

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