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Bavarian woman mysteriously receives €8 billion debt from Rewe in online banking app

Angelika Rouyer simply made a routine check on an online banking app last week. She was in for a shock when app displayed a direct debit of over 8.5 billion euros for REWE - especially since Rouyer hadn't even been shopping there.

Bavarian woman mysteriously receives €8 billion debt from Rewe in online banking app
Photo: DPA

The 33-year-old was sitting at the breakfast table with her son last Friday morning, reported Die Welt on Wednesday.

“Actually, I just wanted to see if there was any money in my account,” she told the newspaper. But when she opened her app for online banking on her smartphone, the shock followed: “Rewe says thank you,” it read. And right next to it, an incredible sum showed: €8,590,000,000.42.

That’s right. Eight billion, 590 million euros and 42 cents.

But with a “-” in front, and marked as a direct debit.

“I felt sick and the bread roll fell out of my hand,” said the mother-of-two.

Several thoughts spun through Router’s mind. “I was thinking whether my husband had paid with my debit card – or whether I had perhaps lost it and someone had been playing games with it,” she said.

Yet one thing was certain: recently she had not made any purchases at Rewe with the card. It quickly became clear that the plastic card was safely stowed away in her wallet, and that her husband hadn't bought anything with it, either.

So Rouyer quickly called the supermarket headquarters. “They didn't believe me and they laughed at me,” she says. “They couldn't do anything either because they didn't make the mistake.”

A mystery unsolved

Rouyer’s Bank, Commerzbank, confirmed the error but did not offer a satisfying explanation.

“Rewe has nothing to do with the process,” a press spokeswoman for the bank said in response to a request from Die Welt

Rouyer also turned to her local branch in Freilassing (bordering Salzberg in Austria) on Friday – who were unable to tell her exactly what had gone wrong.

“That's why I was still in shock the whole weekend,” said Rouyer, who remained so shell shocked throughout the weekend that she accidentally burned food she was cooking for her children on the stove.

But on Monday, according to Rouyer, Commerzbank finally offered an explaination: because Rouyer still had an outdated online banking app on her mobile phone, the mysterious booking is said to have been somehow displayed by Commerzbank.

However, there had been no corresponding booking on the Rouyer’s account. This was also because Rewe confirmed they had not submitted a so-called Lastschriftauftrag – or direct debit order – that would be needed in order to charge Rouyer for any purchase.

After the shock error, Commerzbank informed all users of the old app to update it.

Rouyer's account was therefore apparently never actually debited with over eight billion euros. Nevertheless, her horror continues to run deep, she told the newspaper. At the least, Rouyer has received an apology from her bank and a large bouquet of flowers after the mysterious fake debit.

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BAVARIA

Bar closures and no Christmas markets: How Bavaria is tightening Covid rules

Bavaria will order the closure of all bars and clubs as part of sweeping new restrictions to try and control the Covid spread and ease overrun hospitals. Here's a look at what's planned.

Closed Christmas market stalls in Munich.
Closed Christmas market stalls in Munich. Photo: picture alliance/dpa | Sven Hoppe

On Friday Bavarian state leader Markus Söder announced more tough restrictions to deal with spiralling Covid infections and packed intensive care units.

“The corona drama continues,” said Söder after the cabinet meeting, adding that 90 percent of Covid patients in state hospitals are unvaccinated. “Being unvaccinated is a real risk.”

Bavaria has a vaccination rate of 65.9 percent – lower than the nationwide rate of almost 68 percent.

READ ALSO: Bavaria cancels all Christmas markets in Covid surge

Söder said the state’s Covid package was about “blocking, braking and boosting”, adding that vaccination centres will be ramped up. 

“We must act,” he said. “Bavaria is exhausting almost all legal means until December 15th.”

Earlier this week, Bavaria introduced a state-wide 2G rule, meaning only vaccinated people (geimpft) and people who’ve recovered from Covid (genesen) can enter many public spaces. People who are eligible to get vaccinated but choose not to get it are excluded. 

Here’s an overview of the planned restrictions set to come in on Wednesday, as reported by local broadcaster BR24. 

Bars, clubs and restaurant curfew

From Wednesday, and for three weeks, all nightlife like clubs, discos, bars, pubs and brothels in Bavaria are set to close their doors. Restaurants will have to shut at 10pm. So planned Christmas nights out will likely need to be cancelled or postponed. 

Christmas markets

There will be no Christmas or Christkindl markets in Bavaria this year. In the past days, several cities had announced that they would not be holding these events this year due to the Covid situation. 

Contact restrictions on the unvaccinated

Söder announced new restrictions on the number of people those who are not inoculated can socialise with. A maximum of five unvaccinated people will be allowed to meet, from two different households. Children under 12 will not be included in the total, as well as vaccinated or people who’ve recovered from Covid.

Cultural and sporting events

All cultural and sporting events can only take place with significantly reduced spectators. At theatres, opera performances, sporting events, in leisure centres and at trade fairs, there will be a 25-percent capacity limit. The 2G plus rule also applies. This means that only vaccinated and recovered people are allowed to enter (not the unvaccinated) – and only with a negative rapid test. Masks are compulsory everywhere.

Universities, driving schools, close-body services: 2G plus

All universities, driving schools, adult education centres and music schools will only be open to those who have been vaccinated and have recovered – making it 2G. This rule also applies to body-related services, like hairdressers and beauty salons. Only medical, therapeutic and nursing services are exempt from the 2G rule. So unvaccinated people can still go to the doctor or receive a medical procedure. 

KEY POINTS: Germany finalises new Covid restrictions for winter

Shops

Shops remain exempt from 2G rules, meaning unvaccinated people can visit them. However, there is to be limits on capacity. This means that fewer customers are allowed into a shop at the same time.

Special rules for hotspots

Currently, the incidence in eight Bavarian districts is above 1,000 infections per 100,000 people in seven days. Here and in all other regions where the incidence goes above this number, public life is to be shut down as far as possible.

This means that restaurants, hotels and all sports and cultural venues will have to close. Hairdressers and other body-related service providers will also not be allowed to open for three weeks, and events will also have to be cancelled. Universities will only be allowed to offer digital teaching. Shops will remain open, but there must be 20 square metres of space per customer. This means that only half as many customers as in other regions are allowed in a shop.

If the incidence falls below 1,000 for at least five days, the rules are lifted.

Schools and daycare

Throughout Bavaria, schools and daycare centres are to remain open. However, there will be regular Covid testing. Children and young people have to continue to wear a face mask during lessons, including school sports, unless they are exercising outside. 

Bavaria is expected to approve the measures on Tuesday and they will be in force until at least December 15th. We’ll keep you updated if there are any changes. 

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