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‘Live more meagerly’: Falling pound hits Brits in France

Brits in France tell The Local how the falling pound has affected them, though not all for the worse.

'Live more meagerly': Falling pound hits Brits in France
Photo: AFP

As feared the impact of the Brexit referendum continues to have a major knock-on effect on the lives of British expats who call France home.

While no one really knows what the future will hold in terms of their rights in France, given that negotiations to determine the post Brexit Europe are far from even beginning, the lives of expats have nevertheless been impacted by the referendum in a real way.

And this is thanks to the drop in the value of the pound.

This drop began in the weeks leading up to Brexit, but has been more dramatic in the weeks since. It now stands at a value of €1.17.

Many analysts believe it will continue to fall further however.

George White is about to move down to his holiday home in Provence but the drop in the pound has hit him hard.

“Now we are paying more for the building work, for the mortgage, and our house in the UK is worth less,” White said.

“We were planning to move to an “equal valued” house down there which would in theory have been a nice big place with land and a swimming pool. Now we are in limbo.”

Richard Thorneycroft depends on British clients at his holiday painting courses in Provence, but with visits to France becoming more costly for British holidaymakers due to the fall of the pound, he fears he may be put out of business.

“I have been devastated by the result and the effect on the pound which inevitably engenders a great deal of reticence for my UK-based customers who are less willing to part with their sterling in France,” said Thorneycroft.

“If something isn't done now, I risk losing out and I worry for the future of my family.”

Not all British expats in France have been hit hard by the fall in the pound, especially those who are heading home.

David Thompson is leaving Normandy for the UK, largely for health reasons, but due to the referendum impact it also appears to be the right time to move back from a financial point of view.

“It makes sense to move back and sell the French property,” said Thompson. “Unfortunately we bought it at the peak of property prices and they have slumped since, so we aren't even getting back the amount we spent to buy it, so the more pounds sterling we can get from the sale the better.

“Since the Brexit vote we feel we made the right decision to move back, there is too much uncertainty regarding the status of expats, plus the drop in the sterling exchange rate would have hurt us very badly while living in France as we were dependent upon my wife's partial pension from the UK to live on.”

The problem of course with selling up in France right now is trying to find a buyer. For many the best chance of selling their property is to find another British buyer, who has the same dream they had – to live in tranquil rural France far from the hustle and bustle of city life.

But buyers from Britain will clearly be having second thoughts now that fall in the value of the pound has meant a rise in the price of property in France.

Pat Reid, who is looking to sell her house in France said a newly retired British couple who were potential buyers pulled out the day after the referendum.

Her potential buyers were worried by whether their pension would allow them to live abroad. The British government also has the option of freezing them, which would mean an even greater loss of income.

John Collyer who lives near the town of Eymet in the Dordogne said he and his wife had lost 15 percent of the value of their pensions since the pound started falling in the run up to the referendum.

“We’ve stopped bringing any money over from our savings in the UK due to the exchange rate. It’s time to just baton down the hatches and live a little bit more meagerly than we have been doing,” said Collyer.

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LIVING IN FRANCE

5 things Brits in France need to know about swapping driving licences

Now that the dust has settled from the somewhat chaotic post-Brexit period, the system for swapping a UK driving licence for a French one seems to be running fairly smoothly. There are, however, some things that UK licence holders need to know.

5 things Brits in France need to know about swapping driving licences

This article is aimed at holders of a UK or Northern Ireland driving licence who are living in France – tourists, visitors and second-home owners can continue to drive in France on a UK licence and do not need an international driving permit.

British students who are studying in France on a student visa can continue to drive on their UK licence during their studies – if however they settle in France afterwards, they need to follow the below process for swapping their licence. 

1 You’re special

Well, maybe special is over-stating it, but the system for holders of UK and NI licence holders is different to that of other non-EU nationals, and also different to the system for EU licence holders.

The reason for this is that a pragmatic post-Brexit agreement was (finally) reached between France and the UK, in order to avoid the chaos that was triggered when thousands of Brits in France all tried to swap their driving licences at once.

Unlike almost all other post-Brexit agreements, this one applies both to people who moved to France before the end of Brexit transition period in 2021 and those who have moved here since. 

The below terms apply to everyone who has a UK or NI licence, regardless of their nationality or when they moved to France. 

2 But you still have to swap

It was technically always the case that Brits who were living in France should have swapped their licence for a French one, just as other EU licence holders do now, but in reality many people lived here for years or decades without ever exchanging their licence and there was little or no enforcement of the rule.

That has now changed and you must swap according to the following timetable;

If your UK licence was issued after January 1st, 2021 – you must swap within one year of moving to France.

If your UK licence was issued before January 1st 2021 – you only swap when you meet one of the following conditions;

  • The licence itself or the photocard is within six months of its expiry date. For more people the photocard expiry will come around first, but UK licences also require renewal when the holder reaches the age of 70
  • Your licence has been lost or stolen
  • You have been ordered to exchange your licence by a gendarme after committing a driving offence

For people who are exchanging because the licence is about to expire, it is important that you don’t start the process until your licence is within six months of the expiry date – early applications will simply be rejected.

3 It might not be as much of a nightmare as you think 

Unlike the old days when licence swaps were done by préfectures, the whole process has now moved online and is run through a single, central system.

The online portal for requesting a swap is known as ANTS and you can find it HERE.

If you haven’t used it before you will need to create an online account, or if you already have online accounts for French government services such as Ameli or tax declarations you can login by clicking on the France Connect button.

Once logged in, select Je demande l’échange ou l’enregistrement de mon permis de conduire étranger (I request the exchange or registration of a foreign driving licence) and fill in the details requested on the form such as name, address etc.

You might be pleasantly surprised by the fact the form itself is relatively straightforward (as French admin forms go), asking basic questions such as your personal details and the details of your driving licence.

You will have to upload supporting documents, but these are likely to be things that you already have to hand including

  • Proof of ID (passport or carte de séjour)
  • Proof of address (a recent utility bill or attestation from your utility provider)
  • If your driver’s licence is in a different name to your passport, you will need to supply your full birth certificate

You will also need to supply a photo – you can either use the internet-enabled Photomaton booths – find your nearest here – to create a digital photo with the required security code, or you can use the normal photo booths to print out a physical photo and send it by post after you have made your application. 

Once completed, you can use the ANTS site to track the progress of your application and upload any other documents that are requested.

4 But don’t leave it too late 

If you’re applying because your licence is about to expire then you cannot apply until you are within six months of the expiry date.

But it’s a good idea not to leave it until the last minute as the whole process does take time – things have improved massively since the dark days of 2020 and 2021 when people were waiting for years and their licences expired while they waited.

But it still takes time – the current average for a straightforward application with no extra documents required seems to be between four and five months, although processing times can vary, especially over holiday periods.

It’s therefore a good idea to make the application fairly soon after you enter that magic six-month window.

Once you make the application you should get an automated response acknowledging receipt – this is usually sent by SMS and/or email, it’s a good idea to check your spam folder if you don’t get the email.

Don’t panic if you don’t then hear anything for the next few weeks or even months, this appears to be normal. If your application is complete and there are no outstanding queries or other documents required, the next step will be a request to send in your old UK licence.

You send this by post (recorded delivery with a signature is strongly recommended) and at the same time you can download an Attestation de Depot de Permis de Conduire (certificate of deposit of driving licence) – you can use this to prove your continued entitled to drive in the period between sending in your old licence and receiving your new one.

Your French licence is then sent by registered post, and the window between posting the old licence and receiving the new one is usually not more than a month, you 

5 Help is out there 

If your application runs into problems or you have an untypical situation or find the ANTS website hard to use, don’t panic – help is available.

The Facebook group Driving in France – French Licence Applications is a good place to start with comprehensive guides and knowledgeable admins who are quick to respond to questions.

You can also chat to others in your situation and get updates on how long processing times seem to be.

If you have problems using the online system, your local France Services office may be able to help.

You can also head to The Local’s reader questions section, or email us at [email protected] if you have questions.

Digital licences

You might have heard about France’s new digital driving licence – unfortunately this is only available to people who have French citizenship (including dual nationals).

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