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EXPATS

Spain’s baffled British expats on edge as Brexit looms

At the aptly-named "Euro Bar" in Spain's Benalmadena, the outdoor patio is brimming with drinkers basking in the warm afternoon sun, English wafting from the tables in this built-up expatriate haunt on the Costa del Sol.

Spain's baffled British expats on edge as Brexit looms
Men play pool in a British bar in Benalmadena. Photo: AFP

Among them is Pauline, a pensioner who moved to the southern Spanish coast in 2011 with her husband in search of warmer climes for her arthritis — one of up to one million Britons living in Spain, many eyeing a potential Brexit with trepidation.

“We'd go back,” says the slim, tanned, 69-year-old from the chilly northern British city of Leeds, sipping a pint of beer as she ponders the consequences of Britain leaving the European Union.

Like countless retired British nationals who have swapped the infamous rain back home for the sun of Spain and the lure of cheaper property, Pauline — who refused to give her last name — is most concerned about healthcare.

Apart from arthritis, she suffers from a thyroid condition for which she needs regular injections and other medication, all of which is covered by Spain's healthcare system under EU mechanisms that allow her to get the same treatment as locals.

What would happen if Britons voted to leave the European Union in a June 23th referendum is anyone's guess, as this would be unprecedented in the history of the 28-member bloc.

“One of the most important aspects of the withdrawal negotiations would be determining the acquired rights of the two million or so UK citizens living in other member states,” a British parliamentary committee concluded earlier this month.

Would Britain reach bilateral agreements with Spain — and the other remaining EU members — about expatriates' rights, and how long would that take?

Or would British pensioners be forced to resort to private healthcare or pay into Spain's social security system — a costly endeavour either way.

“We wouldn't be able to afford it… It's all right for the rich, but it won't be any good for the ordinary voters,” says Pauline, a former supermarket cashier.

It's the same story for Irene Davies, who lives 80 kilometres (50 miles) inland in a gated mobile home park where lovingly-tendered avenues lead on one side to a bowling green, and on the other to a red telephone box.

The 64-year-old has just finished breakfast at her local restaurant on the outskirts of the village of Mollina.

Nearby, mainly British locals stroll through a weekly market where After Eight mints and Oxo cubes vie for space with old copies of “Take a Break” magazine.

“There are concerns about health if we do come out of the EU, I think they'll find a mass exodus,” she says, pointing out that most of the residents in her mobile home park are roughly 60 to 80 years old.

“They're of a certain age, and they all take tablets.”

Officially, just over 283,000 Britons are registered as residing in Spain, but many don't bother to sign up and it is estimated 800,000 to a million live in the country.

Of all UK-born residents living in the EU in 2011, the largest number was in Spain, according to Britain's Migration Observatory — and many are retired.

But the uncertainty linked to a possible Brexit has more than pensioners on edge.

British lawyer Ralph Smith, who has worked in Madrid for 18 years and is married to a Spaniard, is equally baffled.

“Would I have to apply for a resident's permit to live here? Would I have to change my nationality?” the 52-year-old asks, pointing out that under Spanish law, that would mean giving up his British citizenship.

“Would I need to apply for a work permit?”

For Stephen Ritson, a presenter for Spain's English-speaking Talk Radio Europe, Britons here are “overwhelmingly” in favour of staying in the European Union.

Based on the Costa Blanca in southeastern Spain — another favourite for Brits with well-known resorts such as Benidorm — he says there are the odd exceptions, such as those worried about immigration in the United Kingdom.

“You get the slightly illogical 'all those foreigners going over there, we've got no control over the border' — and you think of the irony of them being foreigners in Spain,” he says.

By and large, though, Ritson says the main issue at stake is what deal will be negotiated for expats if Brexit happens.

“Will it be better than it is now, will it be the same or will it be worse?,” he says.

“Well I find it inconceivable that it could be better — I can't see why the rest of the EU would give Britain a better deal than it gives to its own members.”

By Marianne Barriaux / AFP

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BRITONS IN SPAIN

FACT CHECK: Spain’s ‘£97 daily rule’ isn’t new nor a worry for British tourists

The British tabloids are at it again causing alarm over the so-called '£97 daily rule’ which Spain is apparently imposing on UK tourists, who in turn are threatening to ‘boycott’ the country. 

FACT CHECK: Spain's '£97 daily rule' isn't new nor a worry for British tourists

American playwright Eugene O’Neill once said: “There is no present or future – only the past, happening over and over again – now”.

In 2022, The Local Spain wrote a fact-checking article titled ‘Are UK tourists in Spain really being asked to prove €100 a day?, in which we dispelled the claims made in the British press about Spain’s alleged new rules for UK holidaymakers.

Two years on in 2024, the same eye-catching headlines are resurfacing in Blighty: “’Anti-British? Holiday elsewhere!’ Britons fume as tourists in Spain warned they may be subject to additional rules” in GB News, or “’They would be begging us to come back’: Brits vow to ‘boycott Spain’ over new £97 daily rule” in LBC.

The return of this rabble-rousing ‘news’ in the UK has coincided with calls within Spain to change the existing mass tourism model that’s now more than ever having an impact on the country’s housing crisis.

Even though Spaniards behind the protests have not singled out any foreign nationals as potential culprits, the UK tabloids have unsurprisingly capitalised on this and run headlines such as “Costa del Sol turns on British tourists”.

READ MORE: Why does hatred of tourists in Spain appear to be on the rise?

What is the so-called ‘£97 daily rule’?

Yes, there is theoretically a ‘£97 a day rule’, but it is not a new rule, nor one that applies only to UK nationals specifically, and not even one that Spain alone has imposed (all Schengen countries set their financial means threshold).

As non-EU nationals who are not from a Schengen Area country either (the United Kingdom never was in Schengen), British tourists entering Spain could have certain requirements with which to comply if asked by Spanish border officials.

Such requirements include a valid passport, proof of a return ticket, documents proving their purpose of entry into Spain, limits on the amount of time they can spend in Spain (the 90 out of 180 days Schengen rule), proof of accommodation, a letter of invitation if staying with friends or family (another controversial subject in the British press when it emerged) and yes, proof of sufficient financial means for the trip.

Third-country nationals who want to enter Spain in 2024 may need to prove they have at least €113,40 per day (around £97), with a minimum of €972 (around £830) per person regardless of the intended duration of the stay. It is unclear whether this could also possibly apply to minors.

The amount of financial means to prove has increased slightly in 2024 as it is linked to Spain’s minimum wage, which has also risen. 

Financial means can be accredited by presenting cash, traveller’s checks, credit cards accompanied by a bank account statement, an up-to-date bank book or any other means that proves the amount available as credit on a card or bank account.

Have Britons been prevented from entering Spain for not having enough money?

There is no evidence that UK holidaymakers have been prevented from entering Spain after not being able to show they have £97 a day to cover their stay, nor any reports that they have been asked to show the financial means to cover their stay either. 

17.3 million UK tourists visited Spain in 2023; equal to roughly 47,400 a day. 

Even though British tourists have to stand in the non-EU queue at Spanish passport control, they do not require a visa to enter Spain and the sheer number of UK holidaymakers means that they’re usually streamlined through the process, having to only quickly show their passports.

The only occasional hiccups that have arisen post-Brexit have been at the land border between Gibraltar and Spain (issued that are likely to be resolved soon), and these weren’t related to demonstrating financial means. 

Therefore, the British press are regurgitating alarmist headlines that don’t reflect any truth, but rather pander to the ‘they need us more than we need them’ mantra that gets readers clicking. 

To sum up, there is a £97 a day rule, but it is not new, it has not affected any British tourists to date, and it is not specific to Spain alone to potentially require proof of economic means. 

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