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FAMILIES

Anger as families sent tax bills for Paris terror attack victims

Families still struggling with grief and trying to come to terms with the November 13th terror attack that left 130 dead have had to deal with some extra pain after they were sent tax bills for their dead loved ones.

Anger as families sent tax bills for Paris terror attack victims
French president François Hollande greets families of those killed in the terror attacks. Photo: AFP

A law in France states that unpaid tax bills of those who died must be covered by their families, and it appears there is no exception for those killed in the horrific terror attacks of last November.

But the families want an exception to be made given the nature of the terror attacks saying that their loved ones “died for France”.

Patricia Correia (see photo below), whose daughter Précilia was gunned down by the jihadists at the Bataclan music venue, accuses France’s fiscal authorities of insensitivity.

“To make us pay the taxes of a child was murdered is unacceptable,” she told BFM TV.

“We already have enough sufferings and costs in our everyday life. This needs to be looked at closely and that there is a sensible response, namely that we are exempt from these taxes,” said the grieving mother.

Correia is among around 20 families who have contacted the victims’ support group “13 November fraternity and truth” to ask for help over what to do with the tax bills.

The association has asked for a meeting with officials from the Finance Ministry at Bercy to express the anger of the victims. However so far the suits at Bercy have failed to respond. Correia has managed to persuade tax authorities to put back the deadline for the payment of the bill.

For the victims’ support group the nature of the death of her daughter and of the 129 other victims means the Ministry of Finance has only one choice to make.

“These people did not die for their business or old age. They died for France. This is what they said at the Invalides Memorial Service after the attacks,” said Bataclan survivor Emmanuel Domenach, from the victims’ support group.

“If they died for France, then France owes them,” he said.

His association would like France to introduce a rule whereby those killed in the terror attacks are automatically exempt from income taxes.

In December the French government revealed that as much as €300 million of compensation would be shared out among the victims of the terror attacks.

Many families however say they are still waiting for the money.

 

 

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FAMILIES

How much does it cost to bring up a child in Germany?

Most Germans say that family is the most important thing in their life - but what are the realities of raising children in Germany? We take a look at the outlook for families, and how much it really costs to raise a child.

A young girl with a piggy bank
A young girl with a piggy bank. Photo: picture alliance/dpa | Patrick Pleul

The outlook for families in Germany

According to a recent report on families and finance by German payments provider Mollie, there are 11.4 million family households in Germany at the moment. Around 35.6 percent of these households have just one child, while 26.5 percent have two, and the rest have three or more.

Children under the age of 18 live in 8.2 million family households, and in the remaining 3.4 million households, families live with adult children. 

When it comes to the birthrate, Germany general falls in the middle of other European countries, with each woman having an average of 1.54 children. 

The so-called lockdown baby boom may be having some impact on the numbers: in March 2021, more than 65,000 babies came into the world in Germany. This is the highest number of newborns the country has seen in a single month since 1998. 

However, the authors of the study say the link between the birthrate and Covid may be a little more complex than that. While there were indeed record births in March, the birthrate only crept up by around 1.4 percent in the first part of the year as a whole. 

“This suggests that the pandemic has had little to no impact on family planning,” they explained. “Though families and couples may be keeping a closer eye on their finances and planning their spending more carefully since the pandemic.

“However, since there also hasn’t been a dramatic decline in births, current financial constraints nevertheless don’t seem to be having an impact on births in Germany either.”

READ ALSO: EXPLAINED: Everything you need to know about parental leave in Germany

Cost of raising a child

Many parents will tell you that you can’t put a price on having children, but the Federal Statistical Office (Destatis) would beg to differ. According to the latest data, raising a child in Germany will set you back around €148,000 by the time they turn 18 – and the costs increase along with the child’s age.

Here are the average annual costs of raising a child by age, according to Destatis:

  • 0-6 years old: €7,000 per year
  • 6-12 years old: €8,200 per year
  • 12-18 years old: €9,400 per year 

So, what are the main expenses involved in raising a child? According to Destatis, food, education and the cost of childcare in the first years of life all make a major dent in the family budget. Then, as children get older and develop other hobbies and interests, spending on leisure, entertainment and culture tends to also increase.

When comparing affluent families with low-income families, there was a clear difference in how much was spent on raising children. In 2018, poorer families spent an average of €424 per month on each child. Wealthy families, on the other hand, spent €1,212 euros – almost three times as much.

What about pocket money? 

Though it’s definitely not the largest expense involved in bringing up a child, many parents grapple with the question of how much pocket money to give their children. Luckily, the German Youth Institute (DJI) has recommendations on that, conveniently divided into different age groups as the chart below shows.

Chart showing recommended pocket money for kids

Chart showing the recommended pocket money for children at different ages. Source: German Youth Institute

For small children under the age of six, for example, €0.50 to €1 a week is the recommended pocket money, while teenagers aged 14-17 years should get between €26 and €63 a month, depending on their exact age.

By giving children pocket money each month, parents can teach them how to manage money better at an early age. With a fixed monthly amount, they ideally start to understand what they can afford and what they can’t, and also learn to prioritise the things they want or need the most. 

In addition to pocket money, DJI also suggests parents set aside a monthly budget for the child’s other expenses that can be managed by either them or older children. Adjusted for inflation in 2020, this budget includes €30-50 a month for clothes and shoes, €20-30 for eating out, €15-20 for public transport, €10-20 for a phone contract or credit, and €5-10 for stationary and toiletries respectively.

What financial help is there?

Though raising a child may feel financially unmanageable for some, Germany does have a wide range of government benefits available – especially for lower income and single parents.

Parents in Germany can access child benefits (Kindergeld), maternity benefits, parental allowance and tax relief while bringing up a child. From Kindergeld alone, parents receive €219 per child for their first and second child, which goes up to €225 for the third child and €250 for additional children after that. 

A mother and child
A mother looks after her child while working from home. There are many sources of financial help available for single and low-income parents in Germany. Photo: picture alliance/dpa/dpa-tmn | Christin Klose

Single parents also have the option of getting an advance on maintenance payments from the government if the other parent fails to meet their obligations. The Federal Foundation ‘Mother Child’ (Mutter Kind) also offers help to mothers with small incomes in particular. 

The state also provides special support for families with low incomes, such as stipends for education and participation so that the child can take part in cultural and educational activities.

READ ALSO:

Financial support for pupils and students

For 50 years now, the Federal Government has been providing students with financial support for their education.

Regardless of the financial situation of their parents, young people receive BAföG, the so-called Federal Training Assistance Act (Bundesausbildungsförderungsgesetz), during the period of their training and studies.

Since the start of 2020/21 Winter Semester, the maximum BAföG stipend has been €861 euros per month, provided the student doesn’t live with his or her parents and financial assistance from the family is no longer possible.

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